Symbols / NWBI Stock $13.40 -1.33% Northwest Bancshares, Inc.

Financial Services • Banks - Regional • United States • NMS
NWBI (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Louis J. Torchio
Exch · Country NMS · United States
Market Cap 1.96B
Enterprise Value 2.27B
Income 133.07M
Sales 621.52M
FCF (ttm) —
Book/sh 13.02
Cash/sh 2.12
Employees 2,170
Insider 10d —
IPO Nov 07, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 86.96%
P/E 14.57
Forward P/E 9.29
PEG 2.29
P/S 3.15
P/B 1.03
P/C —
EV/EBITDA —
EV/Sales 3.65
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.92
EPS next Y 1.44
EPS Growth 0.00%
Revenue Growth 15.10%
EPS Gr Q/Q 16.30%
Rev Gr Q/Q —
Earnings (next) 2026-04-27
Earnings (prior) 2026-04-27
ROA 0.85%
ROE 7.53%
ROIC —
Gross Margin 0.00%
Oper. Margin 42.40%
Profit Margin 21.41%
Shs Outstand 146.31M
Shs Float 144.62M
Insider Own 0.86%
Instit Own 71.67%
Short Float 4.72%
Short Ratio 4.55
Short Interest 5.29M
52W High 14.26
vs 52W High -6.03%
52W Low 11.25
vs 52W Low 19.11%
Beta 0.68
Impl. Vol. 68.56%
Rel Volume 0.82
Avg Volume 1.30M
Volume 1.06M
Target (mean) $15.00
Tgt Median $15.00
Tgt Low $14.00
Tgt High $16.00
# Analysts 7
Recom Hold
Prev Close $13.58
Price $13.40
Change -1.33%
About

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts. In addition, the company offers investment and cash management; estate and trust services; digital and online banking; certificates of deposit; credit cards; student and small business loans; private banking, planning, and investments; retirement plans; liquidity management for commercial checking and savings; treasury and wealth management; insurance; employee benefit plans; and financial planning services. It serves individuals, businesses, and charitable institutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$15.00
Mean price target
2. Current target
$13.40
Latest analyst target
3. DCF / Fair value
$13.80
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$13.40
Low
$14.00
High
$16.00
Mean
$15.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-29 main DA Davidson Neutral → Neutral $15
2026-04-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $15
2026-01-28 main DA Davidson Neutral → Neutral $13
2025-10-10 init Truist Securities — → Buy $15
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $15
2024-04-23 reit Keefe, Bruyette & Woods Market Perform → Market Perform $12
2024-04-23 main Piper Sandler Underweight → Underweight $10
2024-01-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $12
2022-09-29 init Janney Montgomery Scott — → Neutral $15
2022-05-06 down Piper Sandler Neutral → Underweight $12
2021-07-27 down B. Riley Securities Buy → Neutral $14
2020-10-15 init Stephens & Co. — → Equal-Weight $11
2020-06-19 init B. Riley Securities — → Buy $13
2019-11-20 init Raymond James — → Market Perform —
2017-03-06 init DA Davidson — → Neutral $18
2016-09-13 main Keefe, Bruyette & Woods — → Market Perform $15
2016-06-02 init FBR Capital — → Market Perform —
2016-06-01 init FBR Capital — → Market Perform $14
2014-09-30 up Boenning & Scattergood Neutral → Outperform $14
News
RSS: Latest NWBI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-06 CREAL THOMAS K IV Officer — 10,733 $9.71 $104,217
2026-05-01 BOWERS URICH T Officer — 7,000 $13.98 $97,825
2026-05-01 SCHOSSER DOUGLAS M Chief Financial Officer — 1,500 $13.92 $20,883
2026-04-30 BARNUM CAREY A Officer — 1,351 $13.97 $18,873
2026-04-30 BETCHKAL GREGORY J Officer — 5,000 $13.93 $69,650
2026-03-13 TORCHIO LOUIS J Chief Executive Officer — 40,782 $0.00 $0
2026-03-13 WATSON SCOTT J Chief Technology Officer — 6,819 $0.00 $0
2026-03-13 CREAL THOMAS K IV Officer — 6,318 $0.00 $0
2026-03-13 KANE KYLE P. Officer — 6,147 $0.00 $0
2026-03-13 CYGNAR DEVIN T Officer — 4,941 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
651.87
+25.25%
520.47
-4.99%
547.81
+3.41%
529.72
Operating Revenue
651.87
+25.25%
520.47
-4.99%
547.81
+3.41%
529.72
Selling General And Administration
258.09
+9.85%
234.94
+9.58%
214.41
+6.02%
202.23
Selling And Marketing Expense
8.66
-2.62%
8.89
-5.87%
9.44
+3.84%
9.10
General And Administrative Expense
249.43
+10.34%
226.06
+10.29%
204.96
+6.12%
193.14
Salaries And Wages
237.91
+10.94%
214.46
+9.59%
195.69
+3.89%
188.36
Other Gand A
—
—
—
13.32
Reconciled Depreciation
0.14
-99.36%
21.34
-12.89%
24.50
+279.92%
6.45
Total Unusual Items
-42.16
-764.75%
-4.88
-236.89%
3.56
+171.04%
-5.01
Total Unusual Items Excluding Goodwill
-42.16
-764.75%
-4.88
-236.89%
3.56
+171.04%
-5.01
Special Income Charges
-42.79
-642.44%
-5.76
+14.61%
-6.75
-20.15%
-5.62
Restructuring And Mergern Acquisition
42.79
+642.44%
5.76
-14.61%
6.75
+20.15%
5.62
Net Income
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Pretax Income
162.79
+25.66%
129.55
-26.01%
175.08
+0.80%
173.69
Net Interest Income
523.37
+20.68%
433.69
+0.20%
432.81
+3.06%
419.95
Interest Expense
224.27
-4.00%
233.62
+53.45%
152.24
+441.45%
28.12
Interest Income
747.63
+12.04%
667.30
+14.06%
585.05
+30.57%
448.07
Gain On Sale Of Security
0.18
+100.45%
-39.41
-374.46%
-8.31
-103737.50%
-0.01
Gain On Sale Of Business
—
—
0.00
0.00
Tax Provision
36.78
+25.66%
29.27
-27.05%
40.12
+0.24%
40.03
Tax Rate For Calcs
0.00
+0.00%
0.00
-1.31%
0.00
-0.43%
0.00
Tax Effect Of Unusual Items
-9.53
-764.75%
-1.10
-235.10%
0.82
+170.73%
-1.15
Net Income Including Noncontrolling Interests
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Net Income From Continuing Operation Net Minority Interest
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Net Income From Continuing And Discontinued Operation
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Net Income Continuous Operations
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Normalized Income
158.65
+52.47%
104.05
-21.30%
132.21
-3.87%
137.53
Net Income Common Stockholders
125.95
+25.76%
100.15
-25.60%
134.62
+1.15%
133.08
Otherunder Preferred Stock Dividend
0.07
-48.00%
0.12
-63.13%
0.34
-42.05%
0.58
Diluted EPS
0.92
+16.46%
0.79
-25.47%
1.06
+0.95%
1.05
Basic EPS
0.93
+17.72%
0.79
-25.47%
1.06
+0.95%
1.05
Basic Average Shares
135.50
+6.75%
126.93
-0.30%
127.32
+0.01%
127.30
Diluted Average Shares
136.32
+7.40%
126.93
-0.30%
127.32
+0.01%
127.30
Diluted NI Availto Com Stockholders
125.95
+25.76%
100.15
-25.60%
134.62
+1.15%
133.08
Amortization
5.17
+110.89%
2.45
-25.02%
3.27
-23.54%
4.28
Amortization Of Intangibles Income Statement
5.17
+110.89%
2.45
-25.02%
3.27
-23.54%
4.28
Depreciation Amortization Depletion Income Statement
5.17
+110.89%
2.45
-25.02%
3.27
-23.54%
4.28
Depreciation And Amortization In Income Statement
5.17
+110.89%
2.45
-25.02%
3.27
-23.54%
4.28
Insurance And Claims
11.52
-0.66%
11.60
+25.12%
9.27
+94.04%
4.78
Occupancy And Equipment
31.40
+6.55%
29.47
+1.09%
29.15
-1.58%
29.62
Other Non Interest Expense
82.93
+5.10%
78.90
+0.56%
78.46
+10.10%
71.27
Professional Expense And Contract Services Expense
13.12
-11.83%
14.88
-16.48%
17.82
+21.19%
14.70
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
16,766.62
+16.37%
14,408.22
-0.08%
14,419.10
+2.17%
14,113.32
Cash And Cash Equivalents
233.65
-18.98%
288.38
+135.87%
122.26
-12.27%
139.37
Other Short Term Investments
1,586.38
+43.05%
1,108.94
+6.29%
1,043.36
-14.35%
1,218.11
Receivables
56.29
+21.43%
46.36
-2.11%
47.35
+33.28%
35.53
Accounts Receivable
56.29
+21.43%
46.36
-2.11%
47.35
+33.28%
35.53
Net PPE
140.38
+12.99%
124.25
-10.51%
138.84
-4.85%
145.91
Gross PPE
295.99
-4.91%
311.26
-3.16%
321.41
-1.32%
325.70
Accumulated Depreciation
-155.61
+16.79%
-187.01
-2.43%
-182.57
-1.55%
-179.79
Land And Improvements
25.57
+15.87%
22.07
-7.67%
23.91
-1.90%
24.37
Buildings And Improvements
135.24
+8.37%
124.80
-11.14%
140.44
+0.91%
139.18
Machinery Furniture Equipment
105.17
-23.46%
137.40
+2.91%
133.51
-3.66%
138.59
Leases
30.00
+11.18%
26.98
+14.60%
23.55
-0.05%
23.56
Goodwill And Other Intangible Assets
484.00
+26.10%
383.83
-0.64%
386.29
-0.84%
389.56
Goodwill
444.33
+16.62%
381.00
+0.00%
381.00
+0.00%
381.00
Other Intangible Assets
39.67
+1298.20%
2.84
-46.37%
5.29
-38.20%
8.56
Investments And Advances
2,269.75
+22.06%
1,859.53
+0.07%
1,858.20
-11.49%
2,099.36
Total Liabilities Net Minority Interest
14,876.19
+16.12%
12,811.37
-0.44%
12,867.79
+1.95%
12,621.84
Payables And Accrued Expenses
6.85
-1.28%
6.93
-49.26%
13.67
+323.06%
3.23
Payables
6.85
-1.28%
6.93
-49.26%
13.67
+323.06%
3.23
Accounts Payable
6.85
-1.28%
6.93
-49.26%
13.67
+323.06%
3.23
Current Debt And Capital Lease Obligation
340.80
+70.12%
200.33
-49.78%
398.89
-41.44%
681.17
Current Debt
340.80
+70.12%
200.33
-49.78%
398.89
-41.44%
681.17
Other Current Borrowings
340.80
+70.12%
200.33
-49.78%
398.89
-41.44%
681.17
Long Term Debt And Capital Lease Obligation
350.38
+43.38%
244.37
+0.25%
243.76
+0.25%
243.15
Long Term Debt
350.38
+43.38%
244.37
+0.25%
243.76
+0.25%
243.15
Stockholders Equity
1,890.42
+18.38%
1,596.86
+2.94%
1,551.32
+4.01%
1,491.49
Common Stock Equity
1,890.42
+18.38%
1,596.86
+2.94%
1,551.32
+4.01%
1,491.49
Capital Stock
1.46
+14.59%
1.27
+0.31%
1.27
+0.08%
1.27
Common Stock
1.46
+14.59%
1.27
+0.31%
1.27
+0.08%
1.27
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
146.11
+14.59%
127.51
+0.31%
127.11
+0.06%
127.03
Ordinary Shares Number
146.11
+14.59%
127.51
+0.31%
127.11
+0.06%
127.03
Additional Paid In Capital
1,270.44
+22.94%
1,033.38
+0.83%
1,024.85
+0.51%
1,019.65
Retained Earnings
689.21
+2.39%
673.11
-0.23%
674.69
+5.14%
641.73
Gains Losses Not Affecting Retained Earnings
-70.69
+36.27%
-110.91
+25.81%
-149.49
+12.66%
-171.16
Other Equity Adjustments
-70.69
+36.27%
-110.91
+25.81%
-149.49
+12.66%
-171.16
Total Equity Gross Minority Interest
1,890.42
+18.38%
1,596.86
+2.94%
1,551.32
+4.01%
1,491.49
Total Capitalization
2,240.80
+21.70%
1,841.23
+2.57%
1,795.08
+3.48%
1,734.64
Invested Capital
2,581.60
+26.45%
2,041.56
-6.95%
2,193.97
-9.18%
2,415.81
Total Debt
691.18
+55.42%
444.70
-30.80%
642.66
-30.47%
924.32
Net Debt
457.53
+192.68%
156.32
-69.96%
520.40
-33.70%
784.96
Net Tangible Assets
1,406.43
+15.94%
1,213.02
+4.12%
1,165.03
+5.73%
1,101.93
Tangible Book Value
1,406.43
+15.94%
1,213.02
+4.12%
1,165.03
+5.73%
1,101.93
Cash Cash Equivalents And Federal Funds Sold
233.65
-18.98%
288.38
+135.87%
122.26
-12.27%
139.37
Derivative Product Liabilities
—
—
—
24.10
Held To Maturity Securities
683.37
-8.96%
750.59
-7.89%
814.84
-7.54%
881.25
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
153.41
+20.17%
127.67
+37.44%
92.89
-47.05%
175.43
Cash Flow From Continuing Operating Activities
153.41
+20.17%
127.67
+37.44%
92.89
-47.05%
175.43
Net Income From Continuing Operations
126.01
+25.66%
100.28
-25.70%
134.96
+0.97%
133.67
Depreciation Amortization Depletion
0.14
-99.36%
21.34
-12.89%
24.50
+279.92%
6.45
Depreciation
0.14
-99.36%
21.34
-12.89%
24.50
+279.92%
6.45
Depreciation And Amortization
0.14
-99.36%
21.34
-12.89%
24.50
+279.92%
6.45
Other Non Cash Items
-6.07
+90.61%
-64.64
-1669.39%
4.12
-76.47%
17.50
Stock Based Compensation
6.12
+0.56%
6.08
+32.89%
4.58
+12.32%
4.07
Asset Impairment Charge
0.33
-95.15%
6.70
+6597.00%
0.10
+85.19%
0.05
Deferred Tax
-6.42
-329.22%
2.80
+156.97%
-4.92
+10.61%
-5.50
Deferred Income Tax
-6.42
-329.22%
2.80
+156.97%
-4.92
+10.61%
-5.50
Operating Gains Losses
-3.15
-113.14%
23.93
+6728.25%
-0.36
-959.52%
0.04
Gain Loss On Investment Securities
-0.18
-100.45%
39.41
+374.46%
8.31
0.00
Gain Loss On Sale Of PPE
0.00
0.00
+100.00%
-8.30
—
Change In Working Capital
—
—
—
-13.98
Change In Other Current Assets
-29.78
-1262.75%
-2.19
+98.15%
-117.81
-249.07%
-33.75
Change In Other Current Liabilities
11.17
+36.41%
8.19
-62.39%
21.77
+10.09%
19.77
Investing Cash Flow
-127.35
-172.78%
174.97
+173.00%
-239.68
+73.87%
-917.42
Cash Flow From Continuing Investing Activities
-127.35
-172.78%
174.97
+173.00%
-239.68
+73.87%
-917.42
Net PPE Purchase And Sale
-11.63
-403.90%
-2.31
+73.05%
-8.56
-98.24%
-4.32
Purchase Of PPE
-11.63
-403.90%
-2.31
+73.05%
-8.56
-98.24%
-4.32
Capital Expenditure
-11.63
-403.90%
-2.31
+73.05%
-8.56
-98.24%
-4.32
Net Investment Purchase And Sale
-203.68
-1304.87%
-14.50
-105.88%
246.74
+1506.48%
15.36
Purchase Of Investment
-495.73
-13.31%
-437.50
-1761.56%
-23.50
+92.54%
-315.07
Sale Of Investment
292.06
-30.96%
423.00
+56.53%
270.24
-18.22%
330.43
Net Business Purchase And Sale
30.90
0.00
0.00
0.00
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
15.46
+40.04%
11.04
-57.61%
26.04
+237.59%
-18.93
Financing Cash Flow
-80.79
+40.82%
-136.52
-205.27%
129.69
+132.59%
-397.90
Cash Flow From Continuing Financing Activities
-80.79
+40.82%
-136.52
-205.27%
129.69
+132.59%
-397.90
Net Issuance Payments Of Debt
-147.93
+25.50%
-198.56
+29.65%
-282.27
-153.06%
531.98
Issuance Of Debt
—
—
—
0.00
Repayment Of Debt
-35.38
0.00
0.00
+100.00%
-10.09
Long Term Debt Issuance
—
—
—
0.00
Long Term Debt Payments
-35.38
0.00
0.00
+100.00%
-10.09
Net Long Term Debt Issuance
-35.38
0.00
0.00
+100.00%
-10.09
Net Short Term Debt Issuance
-112.55
+43.32%
-198.56
+29.65%
-282.27
-152.07%
542.07
Net Common Stock Issuance
—
—
0.00
0.00
Common Stock Payments
—
—
0.00
0.00
Common Stock Dividend Paid
-109.91
-7.91%
-101.85
-0.18%
-101.67
-0.20%
-101.47
Cash Dividends Paid
-109.91
-7.91%
-101.85
-0.18%
-101.67
-0.20%
-101.47
Repurchase Of Capital Stock
—
—
0.00
0.00
Proceeds From Stock Option Exercised
0.93
-62.12%
2.46
+289.68%
0.63
-87.82%
5.17
Net Other Financing Charges
-4.73
-47.40%
-3.21
-36.06%
-2.36
-177.86%
3.03
Changes In Cash
-54.73
-132.95%
166.12
+1071.17%
-17.11
+98.50%
-1,139.89
Beginning Cash Position
288.38
+135.87%
122.26
-12.27%
139.37
-89.11%
1,279.26
End Cash Position
233.65
-18.98%
288.38
+135.87%
122.26
-12.27%
139.37
Free Cash Flow
141.78
+13.10%
125.36
+48.66%
84.33
-50.72%
171.11
Interest Paid Supplemental Data
224.35
-6.66%
240.35
+69.50%
141.80
+431.29%
26.69
Income Tax Paid Supplemental Data
40.56
+45.94%
27.79
-42.10%
48.00
+21.93%
39.37
Amortization Of Securities
-0.51
-175.59%
0.68
-78.12%
3.09
-35.73%
4.81
Sale Of Business
30.90
0.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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