Symbols / OPRT Stock $5.23 +4.29% Oportun Financial Corporation
OPRT (Stock) Chart
Stock Fundamentals
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About
Official websiteOportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
Ratings
Current target
$5.23
Low
$6.00
High
$11.00
Mean
$8.50
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-04-09 | main | JP Morgan | Neutral → Neutral | $5 |
| 2026-02-27 | reit | BTIG | Buy → Buy | $9 |
| 2026-01-12 | up | JP Morgan | Underweight → Neutral | $6 |
| 2025-12-04 | main | JP Morgan | Underweight → Underweight | $6 |
| 2025-10-07 | down | JP Morgan | Neutral → Underweight | $6 |
| 2025-07-11 | main | JP Morgan | Neutral → Neutral | $8 |
| 2025-04-08 | main | JP Morgan | Neutral → Neutral | $5 |
| 2025-02-14 | reit | JMP Securities | Market Perform → Market Perform | — |
| 2024-08-12 | reit | JMP Securities | — → Market Perform | — |
| 2024-05-13 | reit | JMP Securities | — → Market Perform | — |
| 2024-04-24 | main | B. Riley Securities | Buy → Buy | $8 |
| 2024-03-15 | down | JMP Securities | Market Outperform → Market Perform | — |
| 2024-03-14 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $4 |
| 2024-03-14 | down | Jefferies | Buy → Hold | $4 |
| 2024-03-13 | reit | JMP Securities | Market Outperform → Market Outperform | $7 |
| 2023-11-28 | reit | JMP Securities | Market Outperform → Market Outperform | $7 |
| 2023-11-07 | main | JP Morgan | Neutral → Neutral | $7 |
| 2023-10-17 | down | JP Morgan | Overweight → Neutral | $8 |
| 2023-10-10 | main | Jefferies | Buy → Buy | $9 |
| 2023-08-15 | main | B. Riley Securities | Buy → Buy | $13 |
- Ex-PayPal credit chief Sean Rowles takes risk helm at Oportun - Stock Titan ue, 16 Jun 2026 20
- Oportun (OPRT) Stock: Slides -0.57%, Support at $4.96 2026-05-18 - Descending Triangle - lwvtexas.org Mon, 18 May 2026 07
- Oportun Financial Corp (OPRT) Dividends & Stock Splits: Historical Payouts and Event Timeline - TradingKey Wed, 17 Jun 2026 21
- Oportun racks up 11th straight top-workplace honor in Bay Area - Stock Titan Mon, 15 Jun 2026 23
- Analysts Estimate Oportun Financial Corporation (OPRT) to Report a Decline in Earnings: What to Look Out for - Yahoo Finance hu, 30 Apr 2026 07
- Liquidity Mapping Around (OPRT) Price Events - Stock Traders Daily Sat, 30 May 2026 19
- Oportun Financial: An Overlooked Opportunity, Trading At A Compelling Valuation - Seeking Alpha Wed, 03 Jun 2026 07
- Oportun Financial Corp (OPRT) Earnings Forecast: Future EPS & Revenue Growth Estimates - TradingKey hu, 18 Jun 2026 05
- How The New Price Target Is Reframing The Oportun Financial (OPRT) Investment Story - Yahoo Finance Sun, 25 Jan 2026 08
- New Oportun CEO Doug Bland receives twin 463,822-unit equity grants - Stock Titan hu, 11 Jun 2026 20
- Oportun Financial Corp (OPRT) Institutional Confidence - TradingKey hu, 18 Jun 2026 06
- How The Oportun Financial (OPRT) Story Is Shifting As JPMorgan Moves To Neutral - Yahoo Finance hu, 26 Mar 2026 07
- Oportun (OPRT) CEO Douglas Bland granted 463,822 RSUs and 463,822 PSUs - Stock Titan hu, 11 Jun 2026 21
- Oportun Financial Corp (OPRT) Financial Health: Profitability & Balance Sheet Analysis - TradingKey hu, 18 Jun 2026 05
- Oportun Financial Corp (OPRT) Valuation: PE, PB & Fair Value Analysis - TradingKey hu, 18 Jun 2026 05
Insider Transactions
Financials
Statement View
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
405.84
+37.48%
|
295.20
+5.18%
|
280.67
-56.19%
|
640.66
|
| Operating Revenue |
|
405.84
+37.48%
|
295.20
+5.18%
|
280.67
-56.19%
|
640.66
|
| Selling General And Administration |
|
184.53
-11.01%
|
207.36
-23.06%
|
269.51
-16.75%
|
323.72
|
| Selling And Marketing Expense |
|
70.60
+5.41%
|
66.97
-11.04%
|
75.28
-31.58%
|
110.03
|
| General And Administrative Expense |
|
113.93
-18.84%
|
140.38
-27.72%
|
194.23
-9.11%
|
213.69
|
| Salaries And Wages |
|
79.95
-8.28%
|
87.17
-28.46%
|
121.84
-21.32%
|
154.85
|
| Other Gand A |
|
33.98
-36.15%
|
53.22
-26.48%
|
72.39
+23.02%
|
58.84
|
| Reconciled Depreciation |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Total Unusual Items |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Total Unusual Items Excluding Goodwill |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Special Income Charges |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Impairment Of Capital Assets |
|
—
|
—
|
0.00
-100.00%
|
108.47
|
| Net Income |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Pretax Income |
|
44.08
+138.27%
|
-115.18
+54.59%
|
-253.65
-236.92%
|
-75.29
|
| Net Interest Income |
|
679.13
-4.55%
|
711.53
-11.63%
|
805.16
+2.32%
|
786.91
|
| Interest Expense |
|
231.50
-2.79%
|
238.16
+32.74%
|
179.41
+92.82%
|
93.05
|
| Interest Income |
|
910.64
-4.11%
|
949.69
-3.54%
|
984.57
+11.89%
|
879.95
|
| Gain On Sale Of Security |
|
-8.93
-174.46%
|
11.99
+263.60%
|
3.30
+127.52%
|
-11.99
|
| Tax Provision |
|
18.83
+151.60%
|
-36.49
+50.48%
|
-73.70
-3098.45%
|
2.46
|
| Tax Rate For Calcs |
|
0.00
-33.72%
|
0.00
+8.89%
|
0.00
+38.57%
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
|
0.00
|
0.00
+100.00%
|
-22.78
|
| Net Income Including Noncontrolling Interests |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income From Continuing Operation Net Minority Interest |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income From Continuing And Discontinued Operation |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income Continuous Operations |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Normalized Income |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-2363.85%
|
7.95
|
| Net Income Common Stockholders |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Diluted EPS |
|
0.53
+127.18%
|
-1.95
+60.04%
|
-4.88
-105.91%
|
-2.37
|
| Basic EPS |
|
0.54
+127.69%
|
-1.95
+60.04%
|
-4.88
-105.91%
|
-2.37
|
| Basic Average Shares |
|
46.42
+15.02%
|
40.36
+9.44%
|
36.88
+12.34%
|
32.83
|
| Diluted Average Shares |
|
47.86
+17.14%
|
40.86
+10.80%
|
36.88
+12.34%
|
32.83
|
| Diluted NI Availto Com Stockholders |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Other Non Interest Expense |
|
142.44
-14.28%
|
166.18
-24.26%
|
219.41
+1.52%
|
216.12
|
| Professional Expense And Contract Services Expense |
|
34.80
-5.57%
|
36.85
-18.84%
|
45.40
-32.87%
|
67.63
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Assets |
|
3,257.86
+0.95%
|
3,227.10
-5.42%
|
3,411.89
-5.58%
|
3,613.70
|
| Cash And Cash Equivalents |
|
105.53
+75.97%
|
59.97
-34.24%
|
91.19
-7.72%
|
98.82
|
| Receivables |
|
8.08
-3.75%
|
8.39
-4.43%
|
8.78
-21.06%
|
11.12
|
| Accounts Receivable |
|
—
|
—
|
—
|
31.80
|
| Other Receivables |
|
8.08
-3.75%
|
8.39
-4.43%
|
8.78
-21.06%
|
11.12
|
| Prepaid Assets |
|
11.65
+0.21%
|
11.62
-26.24%
|
15.76
-34.80%
|
24.17
|
| Net PPE |
|
11.51
-9.69%
|
12.75
-54.62%
|
28.10
-31.43%
|
40.97
|
| Gross PPE |
|
50.80
+0.82%
|
50.38
-28.08%
|
70.05
-10.95%
|
78.66
|
| Accumulated Depreciation |
|
-39.28
-4.38%
|
-37.63
+10.30%
|
-41.95
-11.32%
|
-37.69
|
| Machinery Furniture Equipment |
|
—
|
—
|
—
|
—
|
| Other Properties |
|
50.80
+0.82%
|
50.38
-28.08%
|
70.05
-10.95%
|
78.66
|
| Leases |
|
—
|
—
|
—
|
—
|
| Goodwill And Other Intangible Assets |
|
71.70
-17.20%
|
86.59
-24.53%
|
114.73
-17.93%
|
139.80
|
| Goodwill |
|
—
|
—
|
—
|
0.00
|
| Other Intangible Assets |
|
71.70
-17.20%
|
86.59
-24.53%
|
114.73
-17.93%
|
139.80
|
| Total Liabilities Net Minority Interest |
|
2,867.77
-0.19%
|
2,873.29
-4.46%
|
3,007.48
-1.91%
|
3,066.10
|
| Payables And Accrued Expenses |
|
29.95
-14.32%
|
34.95
-29.82%
|
49.80
-6.55%
|
53.29
|
| Payables |
|
22.89
+1.69%
|
22.51
-10.00%
|
25.01
-7.71%
|
27.10
|
| Accounts Payable |
|
17.44
-1.02%
|
17.62
+28.56%
|
13.70
-24.36%
|
18.11
|
| Other Payable |
|
1.40
-20.41%
|
1.76
-57.81%
|
4.17
+35.67%
|
3.07
|
| Current Accrued Expenses |
|
7.05
-43.30%
|
12.44
-49.82%
|
24.79
-5.35%
|
26.19
|
| Employee Benefits |
|
23.17
+89.84%
|
12.21
-20.52%
|
15.36
+22.85%
|
12.50
|
| Total Tax Payable |
|
4.05
+29.30%
|
3.14
-56.07%
|
7.14
+20.75%
|
5.91
|
| Income Tax Payable |
|
4.05
+29.30%
|
3.14
-56.07%
|
7.14
+20.75%
|
5.91
|
| Current Debt And Capital Lease Obligation |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Current Debt |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Long Term Debt And Capital Lease Obligation |
|
2,810.96
-0.41%
|
2,822.44
-3.95%
|
2,938.55
-0.93%
|
2,966.07
|
| Long Term Debt |
|
2,799.49
-0.17%
|
2,804.24
-3.64%
|
2,910.17
-0.61%
|
2,928.12
|
| Long Term Capital Lease Obligation |
|
11.47
-36.99%
|
18.20
-35.86%
|
28.38
-25.22%
|
37.95
|
| Non Current Deferred Liabilities |
|
—
|
—
|
—
|
30.57
|
| Non Current Deferred Taxes Liabilities |
|
—
|
—
|
—
|
30.57
|
| Stockholders Equity |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Common Stock Equity |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Capital Stock |
|
0.01
+14.29%
|
0.01
+0.00%
|
0.01
+0.00%
|
0.01
|
| Common Stock |
|
0.01
+14.29%
|
0.01
+0.00%
|
0.01
+0.00%
|
0.01
|
| Share Issued |
|
44.71
+22.88%
|
36.38
+4.73%
|
34.74
+3.31%
|
33.63
|
| Ordinary Shares Number |
|
44.44
+23.05%
|
36.11
+4.77%
|
34.47
+3.34%
|
33.35
|
| Treasury Shares Number |
|
0.27
+0.00%
|
0.27
+0.00%
|
0.27
+0.00%
|
0.27
|
| Additional Paid In Capital |
|
623.67
+1.80%
|
612.64
+4.80%
|
584.55
+6.71%
|
547.80
|
| Retained Earnings |
|
-227.28
+10.00%
|
-252.53
-45.26%
|
-173.85
-2949.05%
|
6.10
|
| Treasury Stock |
|
6.31
+0.00%
|
6.31
+0.00%
|
6.31
+0.00%
|
6.31
|
| Total Equity Gross Minority Interest |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Total Capitalization |
|
3,189.58
+1.00%
|
3,158.05
-4.72%
|
3,314.57
-4.64%
|
3,475.72
|
| Invested Capital |
|
3,189.58
+1.00%
|
3,158.05
-4.72%
|
3,314.57
-4.64%
|
3,475.72
|
| Total Debt |
|
2,810.96
-0.41%
|
2,822.44
-3.95%
|
2,938.55
-0.93%
|
2,966.07
|
| Net Debt |
|
2,693.97
-1.83%
|
2,744.28
-2.65%
|
2,818.98
-0.36%
|
2,829.30
|
| Capital Lease Obligations |
|
11.47
-36.99%
|
18.20
-35.86%
|
28.38
-25.22%
|
37.95
|
| Net Tangible Assets |
|
318.38
+19.15%
|
267.22
-7.75%
|
289.67
-28.97%
|
407.80
|
| Tangible Book Value |
|
318.38
+19.15%
|
267.22
-7.75%
|
289.67
-28.97%
|
407.80
|
| Cash Cash Equivalents And Federal Funds Sold |
|
198.93
-7.31%
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
|
| Line Of Credit |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
413.41
+5.05%
|
393.52
+0.19%
|
392.76
+58.45%
|
247.88
|
| Cash Flow From Continuing Operating Activities |
|
413.41
+5.05%
|
393.52
+0.19%
|
392.76
+58.45%
|
247.88
|
| Net Income From Continuing Operations |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Depreciation Amortization Depletion |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Depreciation And Amortization |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Other Non Cash Items |
|
24.65
+202.38%
|
-24.08
+64.62%
|
-68.07
-809.58%
|
9.59
|
| Stock Based Compensation |
|
10.69
-17.73%
|
12.99
-30.14%
|
18.59
-32.68%
|
27.62
|
| Asset Impairment Charge |
|
—
|
—
|
0.00
-100.00%
|
108.47
|
| Deferred Tax |
|
—
|
—
|
—
|
0.00
|
| Deferred Income Tax |
|
—
|
—
|
—
|
0.00
|
| Operating Gains Losses |
|
313.70
-32.16%
|
462.40
-21.41%
|
588.36
+176.04%
|
213.14
|
| Change In Working Capital |
|
-2.29
+92.42%
|
-30.26
-43.77%
|
-21.05
+73.93%
|
-80.74
|
| Change In Receivables |
|
—
|
—
|
—
|
—
|
| Change In Other Current Assets |
|
—
|
—
|
—
|
—
|
| Change In Other Current Liabilities |
|
—
|
—
|
—
|
—
|
| Investing Cash Flow |
|
-369.73
-90.89%
|
-193.69
+32.32%
|
-286.18
+75.57%
|
-1,171.55
|
| Cash Flow From Continuing Investing Activities |
|
-369.73
-90.89%
|
-193.69
+32.32%
|
-286.18
+75.57%
|
-1,171.55
|
| Capital Expenditure |
|
-24.33
-26.80%
|
-19.19
+38.62%
|
-31.26
+36.06%
|
-48.89
|
| Capital Expenditure Reported |
|
-24.33
-26.80%
|
-19.19
+38.62%
|
-31.26
+36.06%
|
-48.89
|
| Net Business Purchase And Sale |
|
—
|
—
|
—
|
0.00
|
| Purchase Of Business |
|
—
|
—
|
—
|
0.00
|
| Net Other Investing Changes |
|
-0.97
-9.59%
|
-0.89
+38.56%
|
-1.44
+75.95%
|
-6.00
|
| Financing Cash Flow |
|
-59.38
+68.95%
|
-191.22
-83.19%
|
-104.39
-111.17%
|
934.53
|
| Cash Flow From Continuing Financing Activities |
|
-59.38
+68.95%
|
-191.22
-83.19%
|
-104.39
-111.17%
|
934.53
|
| Net Issuance Payments Of Debt |
|
-55.72
+68.73%
|
-178.18
-80.04%
|
-98.97
-110.40%
|
951.38
|
| Issuance Of Debt |
|
2,869.91
+65.25%
|
1,736.73
+83.69%
|
945.46
-70.77%
|
3,234.06
|
| Repayment Of Debt |
|
-2,925.64
-52.78%
|
-1,914.91
-83.35%
|
-1,044.43
+54.25%
|
-2,282.68
|
| Long Term Debt Issuance |
|
2,869.91
+65.25%
|
1,736.73
+83.69%
|
945.46
-70.77%
|
3,234.06
|
| Long Term Debt Payments |
|
-2,925.64
-52.78%
|
-1,914.91
-83.35%
|
-1,044.43
+54.25%
|
-2,282.68
|
| Net Long Term Debt Issuance |
|
-55.72
+68.73%
|
-178.18
-80.04%
|
-98.97
-110.40%
|
951.38
|
| Net Other Financing Charges |
|
-3.65
+71.99%
|
-13.04
-140.68%
|
-5.42
+67.85%
|
-16.85
|
| Changes In Cash |
|
-15.69
-282.26%
|
8.61
+291.50%
|
2.20
-79.75%
|
10.86
|
| Beginning Cash Position |
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
+5.63%
|
192.96
|
| End Cash Position |
|
198.93
-7.31%
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
|
| Free Cash Flow |
|
389.08
+3.94%
|
374.33
+3.55%
|
361.50
+81.68%
|
198.98
|
| Interest Paid Supplemental Data |
|
194.72
-9.00%
|
213.97
+16.31%
|
183.97
+114.48%
|
85.78
|
| Income Tax Paid Supplemental Data |
|
2.85
+173.06%
|
1.04
|
—
|
—
|
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 42026-06-11 View
- 10-Q2026-05-08 View
- 8-K2026-05-07 View
- 8-K2026-04-17 View
- 8-K2026-04-02 View
- 42026-03-12 View
- 42026-03-12 View
- 42026-03-12 View
- 10-K2026-02-27 View
- 8-K2026-02-26 View
- 8-K2026-02-10 View
- 8-K2026-01-21 View
- 42026-01-05 View
- 42026-01-05 View
- 42026-01-05 View
- 10-Q2025-11-05 View
- 8-K2025-11-04 View
- 8-K2025-10-20 View
- 8-K2025-10-02 View
- 42025-09-11 View
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
|---|