Symbols / OSBC Stock Old Second Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
OSBC (Stock) Chart
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Stock Fundamentals
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Index —
Sector Financial Services
Industry Banks - Regional
CEO —
Exch · Country NMS · United States
Market Cap 1.05B
Enterprise Value —
Income —
Sales —
FCF (ttm) —
Book/sh —
Cash/sh —
Employees —
Insider 10d —
IPO —
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 12.23
Forward P/E —
PEG —
P/S —
P/B —
P/C —
EV/EBITDA —
EV/Sales —
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) —
EPS next Y —
EPS Growth —
Revenue Growth —
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA —
ROE —
ROIC —
Gross Margin —
Oper. Margin —
Profit Margin —
Shs Outstand —
Shs Float —
Insider Own —
Instit Own —
Short Float —
Short Ratio —
Short Interest —
52W High —
vs 52W High —
52W Low —
vs 52W Low —
Beta —
Impl. Vol. —
Rel Volume —
Avg Volume —
Volume —
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom —
Prev Close —
Price —
Change —
About

No company description available for this symbol.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
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Mean price target
2. Current target
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Latest analyst target
3. DCF / Fair value
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Simplified FCF or EPS-based estimate
Ratings
Current target
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Low
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High
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RSS: Latest OSBC news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
333.10
+19.01%
279.90
-0.39%
280.99
+14.72%
244.92
Operating Revenue
333.10
+19.01%
279.90
-0.39%
280.99
+14.72%
244.92
Selling General And Administration
130.29
+26.39%
103.08
+10.60%
93.20
+2.67%
90.78
Selling And Marketing Expense
1.33
+7.08%
1.24
+72.40%
0.72
+22.41%
0.59
General And Administrative Expense
128.96
+26.63%
101.84
+10.11%
92.48
+2.54%
90.19
Salaries And Wages
124.66
+27.17%
98.03
+10.68%
88.57
+2.30%
86.57
Other Gand A
—
—
—
15.79
Reconciled Depreciation
11.25
+22.86%
9.16
+18.90%
7.70
+11.90%
6.88
Net Income
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Pretax Income
107.75
-4.61%
112.96
-9.21%
124.41
+35.89%
91.55
Net Interest Income
291.45
+21.76%
239.36
-4.26%
250.01
+21.83%
205.22
Interest Expense
62.22
+10.57%
56.27
+40.54%
40.04
+288.09%
10.32
Interest Income
353.66
+19.63%
295.63
+1.92%
290.05
+34.57%
215.54
Gain On Sale Of Security
0.01
0.00
+100.00%
-4.15
-339.41%
-0.94
Tax Provision
27.44
-0.91%
27.69
-15.26%
32.68
+35.35%
24.14
Tax Rate For Calcs
0.00
+4.08%
0.00
-6.84%
0.00
-0.38%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Net Income From Continuing Operation Net Minority Interest
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Net Income From Continuing And Discontinued Operation
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Net Income Continuous Operations
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Normalized Income
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Net Income Common Stockholders
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Diluted EPS
1.62
-13.37%
1.87
-7.43%
2.02
+35.57%
1.49
Basic EPS
1.64
-13.68%
1.90
-7.32%
2.05
+35.76%
1.51
Basic Average Shares
48.88
+9.03%
44.83
+0.37%
44.66
+0.31%
44.53
Diluted Average Shares
49.67
+8.83%
45.64
+0.54%
45.40
+0.40%
45.21
Diluted NI Availto Com Stockholders
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Amortization
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Amortization Of Intangibles Income Statement
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Depreciation Amortization Depletion Income Statement
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Depreciation And Amortization In Income Statement
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Insurance And Claims
4.29
+12.65%
3.81
-2.71%
3.92
+8.14%
3.62
Occupancy And Equipment
19.05
+17.92%
16.16
+11.93%
14.44
-3.70%
14.99
Other Non Interest Expense
38.24
+33.28%
28.69
+7.73%
26.63
-24.17%
35.12
Professional Expense And Contract Services Expense
5.67
+48.25%
3.82
+14.36%
3.34
+1.33%
3.30
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,902.68
+22.18%
5,649.38
-1.28%
5,722.80
-2.81%
5,888.32
Cash And Cash Equivalents
124.03
+24.86%
99.33
-0.81%
100.14
-13.05%
115.18
Cash Financial
51.66
-0.98%
52.17
-6.05%
55.53
-1.94%
56.63
Other Short Term Investments
783.59
-32.55%
1,161.70
-2.61%
1,192.83
-22.51%
1,539.36
Receivables
545.89
+11.49%
489.61
+23.87%
395.27
+43.99%
274.52
Other Receivables
545.89
+11.49%
489.61
+23.87%
395.27
+43.99%
274.52
Net PPE
86.64
-0.76%
87.31
+10.09%
79.31
+9.61%
72.36
Gross PPE
172.11
+3.29%
166.63
+8.71%
153.28
+5.87%
144.79
Accumulated Depreciation
-85.47
-7.74%
-79.32
-7.23%
-73.97
-2.13%
-72.43
Land And Improvements
30.25
-2.36%
30.98
+4.17%
29.74
+0.00%
29.74
Buildings And Improvements
64.00
+4.20%
61.43
+5.35%
58.31
+7.83%
54.08
Machinery Furniture Equipment
66.54
+4.15%
63.88
+11.21%
57.45
-1.26%
58.18
Leases
11.32
+9.44%
10.34
+32.83%
7.79
+179.03%
2.79
Goodwill And Other Intangible Assets
162.35
+29.19%
125.67
+16.31%
108.04
-2.97%
111.34
Goodwill
129.20
+38.53%
93.26
+7.84%
86.48
+0.00%
86.48
Other Intangible Assets
33.15
+2.30%
32.41
+50.29%
21.56
-13.29%
24.87
Investments And Advances
1,090.52
-6.13%
1,161.70
-2.61%
1,192.83
-22.51%
1,539.36
Total Liabilities Net Minority Interest
6,005.91
+20.64%
4,978.34
-3.25%
5,145.52
-5.19%
5,427.18
Current Debt And Capital Lease Obligation
215.00
+975.00%
20.00
-95.06%
405.00
+350.00%
90.00
Current Debt
215.00
+975.00%
20.00
-95.06%
405.00
+350.00%
90.00
Other Current Borrowings
215.00
+975.00%
20.00
-95.06%
405.00
+350.00%
90.00
Long Term Debt And Capital Lease Obligation
100.15
+17.49%
85.24
+0.10%
85.16
-38.58%
138.66
Long Term Debt
100.15
+17.49%
85.24
+0.10%
85.16
-38.58%
138.66
Stockholders Equity
896.77
+33.64%
671.03
+16.24%
577.28
+25.19%
461.14
Common Stock Equity
896.77
+33.64%
671.03
+16.24%
577.28
+25.19%
461.14
Capital Stock
53.02
+18.05%
44.91
+0.45%
44.70
+0.00%
44.70
Common Stock
53.02
+18.05%
44.91
+0.45%
44.70
+0.00%
44.70
Share Issued
53.02
+18.05%
44.91
+0.45%
44.71
+0.00%
44.71
Ordinary Shares Number
52.67
+17.37%
44.87
+0.39%
44.70
+0.26%
44.58
Treasury Shares Number
0.35
+913.91%
0.03
+372.17%
0.01
-94.11%
0.12
Additional Paid In Capital
341.45
+66.33%
205.28
+1.51%
202.22
-0.03%
202.28
Retained Earnings
537.23
+14.51%
469.17
+19.29%
393.31
+26.67%
310.51
Gains Losses Not Affecting Retained Earnings
-28.74
+39.81%
-47.75
+23.95%
-62.78
+32.58%
-93.12
Treasury Stock
6.19
+976.70%
0.57
+224.86%
0.18
-94.52%
3.23
Other Equity Adjustments
-28.74
+39.81%
-47.75
+23.95%
-62.78
+32.58%
-93.12
Total Equity Gross Minority Interest
896.77
+33.64%
671.03
+16.24%
577.28
+25.19%
461.14
Total Capitalization
996.92
+31.82%
756.27
+14.17%
662.44
+10.44%
599.80
Invested Capital
1,211.92
+56.12%
776.27
-27.28%
1,067.44
+54.75%
689.80
Total Debt
315.15
+199.46%
105.24
-78.53%
490.15
+114.36%
228.66
Net Debt
191.13
+3133.40%
5.91
-98.48%
390.01
+243.69%
113.48
Net Tangible Assets
734.42
+34.66%
545.37
+16.22%
469.24
+34.15%
349.80
Tangible Book Value
734.42
+34.66%
545.37
+16.22%
469.24
+34.15%
349.80
Available For Sale Securities
306.93
—
—
—
Cash Cash Equivalents And Federal Funds Sold
124.03
+24.86%
99.33
-0.81%
100.14
-13.05%
115.18
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
122.26
-7.05%
131.53
+13.00%
116.40
+19.58%
97.34
Cash Flow From Continuing Operating Activities
122.26
-7.05%
131.53
+13.00%
116.40
+19.58%
97.34
Net Income From Continuing Operations
80.31
-5.81%
85.26
-7.05%
91.73
+36.09%
67.41
Depreciation Amortization Depletion
11.25
+22.86%
9.16
+18.90%
7.70
+11.90%
6.88
Depreciation
6.71
-0.16%
6.72
+28.17%
5.24
+23.10%
4.26
Amortization Cash Flow
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Depreciation And Amortization
11.25
+22.86%
9.16
+18.90%
7.70
+11.90%
6.88
Amortization Of Intangibles
4.54
+86.27%
2.44
-0.85%
2.46
-6.28%
2.63
Other Non Cash Items
0.53
-62.62%
1.43
+933.92%
-0.17
-206.88%
0.16
Stock Based Compensation
5.55
+41.80%
3.91
+8.63%
3.60
+21.72%
2.96
Asset Impairment Charge
—
—
0.00
0.00
Deferred Tax
1.59
+216.53%
-1.37
-173.61%
1.86
+91.64%
0.97
Deferred Income Tax
1.59
+216.53%
-1.37
-173.61%
1.86
+91.64%
0.97
Operating Gains Losses
-3.04
-65.58%
-1.84
-189.65%
2.05
+166.17%
-3.10
Gain Loss On Investment Securities
-0.01
0.00
-100.00%
4.15
+339.41%
0.94
Gain Loss On Sale Of PPE
-0.74
-2293.55%
-0.03
+95.02%
-0.62
+69.11%
-2.02
Change In Working Capital
-0.34
-101.71%
19.99
+380.80%
-7.12
-142.81%
16.63
Change In Receivables
13.11
+29.42%
10.13
+187.97%
-11.51
-205.28%
10.93
Changes In Account Receivables
8.78
+112.36%
4.13
+162.28%
-6.64
-495.96%
-1.11
Change In Payables And Accrued Expense
-10.25
-176.00%
13.49
+107.13%
6.51
+1.48%
6.42
Change In Payable
-10.25
-176.00%
13.49
+107.13%
6.51
+1.48%
6.42
Change In Account Payable
-10.25
-176.00%
13.49
+107.13%
6.51
+1.48%
6.42
Change In Other Working Capital
-3.20
+11.66%
-3.62
-70.71%
-2.12
-195.26%
-0.72
Investing Cash Flow
159.82
-50.47%
322.70
+99.75%
161.56
+137.33%
-432.78
Cash Flow From Continuing Investing Activities
159.82
-50.47%
322.70
+99.75%
161.56
+137.33%
-432.78
Net PPE Purchase And Sale
-2.26
+79.08%
-10.79
-37.69%
-7.83
-186.91%
9.01
Purchase Of PPE
-4.50
+58.24%
-10.79
+12.84%
-12.38
-185.69%
-4.33
Sale Of PPE
2.25
0.00
-100.00%
4.54
-65.97%
13.35
Capital Expenditure
-4.50
+58.24%
-10.79
+12.84%
-12.38
-185.69%
-4.33
Net Investment Purchase And Sale
213.93
+386.18%
44.00
-88.37%
378.37
+4021.71%
9.18
Purchase Of Investment
-191.59
+27.84%
-265.50
-1879.25%
-13.41
+95.55%
-301.65
Sale Of Investment
405.52
+31.03%
309.50
-21.00%
391.79
+26.05%
310.83
Net Business Purchase And Sale
10.53
-95.57%
237.44
0.00
+100.00%
-0.15
Purchase Of Business
—
—
0.00
+100.00%
-0.15
Net Other Investing Changes
13.46
-22.38%
17.34
+251.93%
-11.41
-64.84%
-6.92
Financing Cash Flow
-257.39
+43.44%
-455.05
-55.31%
-292.99
+2.82%
-301.50
Cash Flow From Continuing Financing Activities
-257.39
+43.44%
-455.05
-55.31%
-292.99
+2.82%
-301.50
Net Issuance Payments Of Debt
179.50
+146.62%
-385.00
-247.51%
261.00
+226.48%
79.94
Issuance Of Debt
—
—
0.00
0.00
Repayment Of Debt
0.00
0.00
+100.00%
-54.00
-436.99%
-10.06
Long Term Debt Issuance
—
—
0.00
0.00
Long Term Debt Payments
0.00
0.00
+100.00%
-54.00
-436.99%
-10.06
Net Long Term Debt Issuance
0.00
0.00
+100.00%
-54.00
-436.99%
-10.06
Net Short Term Debt Issuance
179.50
+146.62%
-385.00
-222.22%
315.00
+250.00%
90.00
Net Common Stock Issuance
-7.41
-607.25%
-1.05
-73.22%
-0.60
-32.97%
-0.46
Common Stock Payments
-7.41
-607.25%
-1.05
-73.22%
-0.60
-32.97%
-0.46
Common Stock Dividend Paid
-12.24
-30.03%
-9.41
-5.22%
-8.95
-0.78%
-8.88
Cash Dividends Paid
-12.24
-30.03%
-9.41
-5.22%
-8.95
-0.78%
-8.88
Repurchase Of Capital Stock
-7.41
-607.25%
-1.05
-73.22%
-0.60
-32.97%
-0.46
Proceeds From Stock Option Exercised
—
—
—
—
Changes In Cash
24.70
+3126.47%
-0.82
+94.57%
-15.03
+97.64%
-636.93
Beginning Cash Position
99.33
-0.81%
100.14
-13.05%
115.18
-84.69%
752.11
End Cash Position
124.03
+24.86%
99.33
-0.81%
100.14
-13.05%
115.18
Free Cash Flow
117.76
-2.47%
120.75
+16.07%
104.03
+11.84%
93.01
Interest Paid Supplemental Data
60.53
+9.50%
55.27
+43.77%
38.45
+277.13%
10.20
Income Tax Paid Supplemental Data
20.69
-9.88%
22.96
-35.62%
35.66
+217.50%
11.23
Sale Of Business
—
—
—
—
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