Symbols / OZKAP Stock $16.27 -0.67% Bank OZK

Financial Services • Banks - Regional • United States • NMS
OZKAP (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. George G. Gleason II
Exch · Country NMS · United States
Market Cap —
Enterprise Value 1.43B
Income 690.70M
Sales 1.56B
FCF (ttm) —
Book/sh 53.19
Cash/sh 15.59
Employees 3,351
Insider 10d —
IPO Oct 29, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 3.74
Forward P/E —
PEG —
P/S —
P/B 0.31
P/C —
EV/EBITDA —
EV/Sales 0.92
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.35
EPS next Y —
EPS Growth -2.00%
Revenue Growth 1.40%
EPS Gr Q/Q -5.00%
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA 1.75%
ROE 11.79%
ROIC —
Gross Margin 0.00%
Oper. Margin 56.26%
Profit Margin 45.29%
Shs Outstand —
Shs Float 101.20M
Insider Own 0.43%
Instit Own 14.47%
Short Float —
Short Ratio 0.39
Short Interest 10.20K
52W High 17.85
vs 52W High -8.85%
52W Low 15.76
vs 52W Low 3.24%
Beta 0.89
Impl. Vol. —
Rel Volume 0.76
Avg Volume 24.77K
Volume 18.75K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $16.38
Price $16.27
Change -0.67%
About

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$16.27
Latest analyst target
3. DCF / Fair value
$65.28
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$16.27
Low
—
High
—
Mean
—
News
RSS: Latest OZKAP news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,727.86
+4.20%
1,658.14
+6.15%
1,562.03
+24.29%
1,256.74
Operating Revenue
1,727.86
+4.20%
1,658.14
+6.15%
1,562.03
+24.29%
1,256.74
Selling General And Administration
392.96
+14.84%
342.18
+12.06%
305.35
+24.74%
244.78
Selling And Marketing Expense
20.31
-1.30%
20.58
+27.41%
16.15
+83.59%
8.80
General And Administrative Expense
372.65
+15.87%
321.60
+11.20%
289.20
+22.55%
235.98
Salaries And Wages
346.07
+16.91%
296.02
+14.36%
258.85
+14.34%
226.37
Other Gand A
—
—
—
—
Reconciled Depreciation
125.59
+20.46%
104.26
+24.13%
83.99
+51.29%
55.52
Total Unusual Items
4.19
+22.59%
3.42
-62.16%
9.03
-21.26%
11.47
Total Unusual Items Excluding Goodwill
4.19
+22.59%
3.42
-62.16%
9.03
-21.26%
11.47
Special Income Charges
—
—
—
-1.05
Write Off
—
—
—
1.05
Net Income
715.48
-0.14%
716.46
+3.72%
690.78
+22.45%
564.14
Pretax Income
934.27
+0.32%
931.29
+7.42%
867.00
+20.16%
721.53
Net Interest Income
1,592.16
+3.81%
1,533.72
+6.55%
1,439.48
+26.02%
1,142.24
Interest Expense
1,077.96
-3.40%
1,115.85
+62.03%
688.69
+456.17%
123.83
Interest Income
2,670.12
+0.78%
2,649.58
+24.50%
2,128.17
+68.09%
1,266.07
Gain On Sale Of Security
—
0.56
-82.73%
3.24
+60.62%
2.02
Tax Provision
218.81
+1.87%
214.79
+21.93%
176.16
+11.89%
157.44
Tax Rate For Calcs
0.00
+1.30%
0.00
+13.79%
0.00
-6.88%
0.00
Tax Effect Of Unusual Items
0.98
+24.19%
0.79
-56.94%
1.83
-26.68%
2.50
Net Income Including Noncontrolling Interests
715.46
-0.15%
716.50
+3.71%
690.84
+22.47%
564.09
Net Income From Continuing Operation Net Minority Interest
715.48
-0.14%
716.46
+3.72%
690.78
+22.45%
564.14
Net Income From Continuing And Discontinued Operation
715.48
-0.14%
716.46
+3.72%
690.78
+22.45%
564.14
Net Income Continuous Operations
715.46
-0.15%
716.50
+3.71%
690.84
+22.47%
564.09
Minority Interests
0.02
+144.68%
-0.05
+16.07%
-0.06
-209.80%
0.05
Normalized Income
712.27
-0.22%
713.83
+4.42%
683.59
+23.13%
555.17
Net Income Common Stockholders
699.29
-0.14%
700.27
+3.81%
674.60
+23.21%
547.52
Diluted NI Availto Com Stockholders
699.29
-0.14%
700.27
+3.81%
674.60
+23.21%
547.52
Amortization
—
—
—
5.52
Amortization Of Intangibles Income Statement
—
—
—
5.52
Depreciation Amortization Depletion Income Statement
—
—
—
5.52
Depreciation And Amortization In Income Statement
—
—
—
5.52
Insurance And Claims
26.58
+3.90%
25.58
-15.71%
30.35
+215.83%
9.61
Occupancy And Equipment
79.78
+11.31%
71.68
-1.26%
72.59
+3.62%
70.06
Other Non Interest Expense
118.59
+5.00%
112.94
+9.81%
102.85
+8.25%
95.01
Preferred Stock Dividends
16.19
+0.00%
16.19
+0.00%
16.19
-2.61%
16.62
Professional Expense And Contract Services Expense
29.74
+21.39%
24.50
+16.63%
21.00
-2.67%
21.58
Securities Amortization
0.00
0.00
-100.00%
27.77
+36.84%
20.29
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
40,785.84
+6.60%
38,258.85
+11.75%
34,237.46
+23.80%
27,656.57
Cash And Cash Equivalents
2,833.82
+1.90%
2,781.10
+29.38%
2,149.53
+107.99%
1,033.45
Other Short Term Investments
404.55
-85.74%
2,836.15
-12.58%
3,244.37
-7.08%
3,491.61
Receivables
171.58
-1.40%
174.03
+2.30%
170.11
+35.95%
125.13
Accounts Receivable
171.58
-1.40%
174.03
+2.30%
170.11
+35.95%
125.13
Net PPE
922.00
+24.74%
739.11
+9.20%
676.82
-0.23%
678.40
Gross PPE
1,196.16
+21.24%
986.62
+8.15%
912.23
+2.80%
887.37
Accumulated Depreciation
-274.16
-10.77%
-247.51
-5.14%
-235.41
-12.66%
-208.96
Land And Improvements
192.32
+5.94%
181.54
+22.67%
147.99
+1.70%
145.52
Buildings And Improvements
547.81
+9.60%
499.83
+5.35%
474.46
-0.04%
474.66
Machinery Furniture Equipment
—
—
—
162.55
Construction In Progress
—
—
—
0.00
Other Properties
415.23
+52.26%
272.71
+0.76%
270.65
+10.22%
245.56
Leases
40.80
+25.37%
32.54
+70.18%
19.12
-11.58%
21.63
Goodwill And Other Intangible Assets
660.79
+0.00%
660.79
+0.00%
660.79
-0.42%
663.54
Goodwill
660.79
+0.00%
660.79
+0.00%
660.79
+0.00%
660.79
Other Intangible Assets
—
—
—
2.75
Investments And Advances
2,610.14
-7.97%
2,836.15
-12.58%
3,244.37
-7.32%
3,500.43
Total Liabilities Net Minority Interest
34,655.99
+6.46%
32,552.66
+11.87%
29,097.48
+26.70%
22,965.63
Payables And Accrued Expenses
—
—
—
233.86
Payables
—
—
—
233.86
Accounts Payable
—
—
—
233.86
Long Term Debt And Capital Lease Obligation
463.58
-47.50%
883.04
-30.73%
1,274.73
+18.56%
1,075.20
Long Term Debt
463.58
-47.50%
883.04
-30.73%
1,274.73
+18.56%
1,075.20
Long Term Provisions
156.13
+1.51%
153.81
-4.96%
161.83
+3.46%
156.42
Stockholders Equity
6,129.85
+7.44%
5,705.62
+11.03%
5,139.00
+9.58%
4,689.58
Common Stock Equity
5,790.87
+7.90%
5,366.64
+11.80%
4,800.02
+10.33%
4,350.60
Capital Stock
340.08
-0.01%
340.12
+0.00%
340.11
-0.01%
340.15
Common Stock
1.10
-2.73%
1.14
+0.35%
1.13
-3.50%
1.17
Preferred Stock
338.98
+0.00%
338.98
+0.00%
338.98
+0.00%
338.98
Share Issued
110.38
-2.71%
113.46
+0.27%
113.15
-3.44%
117.18
Ordinary Shares Number
110.38
-2.71%
113.46
+0.27%
113.15
-3.44%
117.18
Additional Paid In Capital
1,497.33
-7.89%
1,625.51
+0.81%
1,612.45
-8.07%
1,753.94
Retained Earnings
4,317.29
+13.13%
3,816.14
+16.21%
3,283.82
+18.42%
2,773.14
Gains Losses Not Affecting Retained Earnings
-24.86
+67.35%
-76.14
+21.81%
-97.37
+45.19%
-177.65
Minority Interest
0.00
-100.00%
0.57
-41.44%
0.97
-28.26%
1.36
Other Equity Adjustments
-24.86
+67.35%
-76.14
+21.81%
-97.37
+45.19%
-177.65
Total Equity Gross Minority Interest
6,129.85
+7.42%
5,706.19
+11.02%
5,139.98
+9.57%
4,690.94
Total Capitalization
6,593.43
+0.07%
6,588.66
+2.73%
6,413.73
+11.26%
5,764.78
Invested Capital
6,254.45
+0.08%
6,249.68
+2.88%
6,074.75
+11.96%
5,425.80
Total Debt
463.58
-47.50%
883.04
-30.73%
1,274.73
+18.56%
1,075.20
Net Debt
—
—
—
41.75
Net Tangible Assets
5,469.06
+8.41%
5,044.83
+12.65%
4,478.21
+11.23%
4,026.04
Tangible Book Value
5,130.08
+9.01%
4,705.85
+13.69%
4,139.23
+12.26%
3,687.06
Available For Sale Securities
2,205.59
-2.86%
2,270.65
—
8.82
Cash Cash Equivalents And Federal Funds Sold
2,833.82
+1.90%
2,781.10
+29.38%
2,149.53
+107.99%
1,033.45
Preferred Shares Number
14.00
+0.00%
14.00
+0.00%
14.00
+0.00%
14.00
Preferred Stock Equity
338.98
+0.00%
338.98
+0.00%
338.98
+0.00%
338.98
Trading Securities
—
—
0.00
-100.00%
8.82
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
837.73
+0.39%
834.47
-5.34%
881.55
+15.24%
764.95
Cash Flow From Continuing Operating Activities
837.73
+0.39%
834.47
-5.34%
881.55
+15.24%
764.95
Net Income From Continuing Operations
715.46
-0.15%
716.50
+3.71%
690.84
+22.47%
564.09
Depreciation Amortization Depletion
125.59
+20.46%
104.26
+24.13%
83.99
+51.29%
55.52
Depreciation
29.29
+7.47%
27.25
-9.42%
30.08
-18.91%
37.10
Amortization Cash Flow
96.30
+25.05%
77.01
+42.86%
53.91
+192.68%
18.42
Depreciation And Amortization
125.59
+20.46%
104.26
+24.13%
83.99
+51.29%
55.52
Amortization Of Intangibles
96.30
+25.05%
77.01
+42.86%
53.91
+192.68%
18.42
Other Non Cash Items
-23.32
-3.45%
-22.54
-0.42%
-22.45
-16.73%
-19.23
Stock Based Compensation
23.14
+11.95%
20.67
+18.60%
17.43
+32.00%
13.21
Deferred Tax
11.78
-79.00%
56.10
+205.53%
-53.16
-183.29%
63.83
Deferred Income Tax
11.78
-79.00%
56.10
+205.53%
-53.16
-183.29%
63.83
Operating Gains Losses
-4.19
-5.33%
-3.98
+67.59%
-12.27
+9.00%
-13.49
Gain Loss On Investment Securities
0.00
+100.00%
-0.56
+82.73%
-3.24
-60.62%
-2.02
Change In Working Capital
-183.25
+13.61%
-212.11
-1912.26%
11.70
+179.81%
-14.66
Change In Receivables
2.18
+155.07%
-3.96
+91.20%
-44.98
-6.49%
-42.24
Changes In Account Receivables
2.18
+155.07%
-3.96
+91.20%
-44.98
-6.49%
-42.24
Change In Payables And Accrued Expense
-173.16
+4.09%
-180.53
-809.04%
25.46
-45.69%
46.88
Change In Payable
-173.16
+4.09%
-180.53
-809.04%
25.46
-45.69%
46.88
Change In Account Payable
-173.16
+4.09%
-180.53
-809.04%
25.46
-45.69%
46.88
Change In Other Working Capital
—
—
12.06
+47.94%
8.15
Change In Other Current Assets
-12.27
+55.58%
-27.61
-188.45%
31.22
+261.69%
-19.31
Investing Cash Flow
-2,341.77
+28.00%
-3,252.61
+41.19%
-5,530.55
-127.57%
-2,430.24
Cash Flow From Continuing Investing Activities
-2,341.77
+28.00%
-3,252.61
+41.19%
-5,530.55
-127.57%
-2,430.24
Net PPE Purchase And Sale
-106.00
-10.86%
-95.62
-228.14%
-29.14
+2.39%
-29.85
Purchase Of PPE
-106.00
-10.86%
-95.62
-228.14%
-29.14
+2.39%
-29.85
Capital Expenditure
-106.00
-10.86%
-95.62
-228.14%
-29.14
+2.39%
-29.85
Net Investment Purchase And Sale
282.53
-32.94%
421.28
+26.41%
333.26
+160.75%
127.81
Purchase Of Investment
-701.65
-21.84%
-575.85
-138.30%
-241.65
+74.84%
-960.36
Sale Of Investment
984.18
-1.30%
997.13
+73.44%
574.91
-47.17%
1,088.16
Net Business Purchase And Sale
-23.16
+8.75%
-25.38
+72.47%
-92.19
-24.06%
-74.31
Purchase Of Business
-23.16
+8.75%
-25.38
+72.47%
-92.19
-24.06%
-74.31
Net Other Investing Changes
150.19
+370.92%
31.89
-14.53%
37.32
+30.04%
28.70
Financing Cash Flow
1,556.76
-48.95%
3,049.72
-47.10%
5,765.07
+793.92%
644.92
Cash Flow From Continuing Financing Activities
1,556.76
-48.95%
3,049.72
-47.10%
5,765.07
+793.92%
644.92
Net Issuance Payments Of Debt
-420.27
-9.30%
-384.50
-293.56%
198.65
+232.74%
-149.66
Issuance Of Debt
—
—
198.65
0.00
Repayment Of Debt
—
—
0.00
+100.00%
-149.66
Long Term Debt Issuance
—
—
198.65
0.00
Long Term Debt Payments
—
—
0.00
+100.00%
-149.66
Net Long Term Debt Issuance
-420.27
-9.30%
-384.50
-293.56%
198.65
+232.74%
-149.66
Net Common Stock Issuance
-151.35
-1888.79%
-7.61
+95.21%
-158.97
+55.29%
-355.54
Common Stock Payments
-151.35
-1888.79%
-7.61
+95.21%
-158.97
+55.29%
-355.54
Common Stock Dividend Paid
-196.78
-9.65%
-179.46
-10.11%
-162.98
-7.06%
-152.24
Cash Dividends Paid
-212.97
-8.85%
-195.64
-9.19%
-179.17
-6.11%
-168.86
Repurchase Of Capital Stock
-151.35
-1888.79%
-7.61
+95.21%
-158.97
+55.29%
-355.54
Proceeds From Stock Option Exercised
—
0.86
-26.39%
1.17
-53.03%
2.49
Net Other Financing Charges
-0.55
-21.95%
-0.45
-2.50%
-0.44
+74.22%
-1.71
Changes In Cash
52.72
-91.65%
631.57
-43.41%
1,116.08
+209.38%
-1,020.38
Beginning Cash Position
2,781.10
+29.38%
2,149.53
+107.99%
1,033.45
-49.68%
2,053.83
End Cash Position
2,833.82
+1.90%
2,781.10
+29.38%
2,149.53
+107.99%
1,033.45
Free Cash Flow
731.73
-0.96%
738.85
-13.32%
852.41
+15.96%
735.09
Interest Paid Supplemental Data
1,081.57
-2.33%
1,107.38
+66.47%
665.21
+485.71%
113.57
Income Tax Paid Supplemental Data
—
175.64
-17.84%
213.78
+205.45%
69.99
Amortization Of Securities
—
15.02
-25.61%
20.19
-37.30%
32.20
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Dividend Paid
-16.19
+0.00%
-16.19
+0.00%
-16.19
+2.61%
-16.62
Preferred Stock Issuance
—
—
0.00
0.00
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category