Symbols / RDN Stock $37.02 -1.44% Radian Group Inc.

Financial Services • Insurance - Specialty • United States • NYQ
RDN (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO Mr. Richard Gerald Thornberry CPA
Exch · Country NYQ · United States
Market Cap 4.92B
Enterprise Value 5.72B
Income 595.56M
Sales 1.37B
FCF (ttm) 275.72M
Book/sh 35.29
Cash/sh 4.88
Employees 900
Insider 10d —
IPO Oct 30, 1992
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 23.78%
P/E 8.63
Forward P/E 6.75
PEG 0.76
P/S 3.59
P/B 1.05
P/C —
EV/EBITDA 6.20
EV/Sales 4.18
Quick Ratio 0.62
Current Ratio 1.57
Debt/Eq 28.68
LT Debt/Eq —
EPS (ttm) 4.29
EPS next Y 5.49
EPS Growth -9.00%
Revenue Growth 58.80%
EPS Gr Q/Q -14.20%
Rev Gr Q/Q —
Earnings (next) 2026-07-29
Earnings (prior) 2026-05-06
ROA 5.69%
ROE 12.68%
ROIC —
Gross Margin 82.48%
Oper. Margin 46.59%
Profit Margin 41.02%
Shs Outstand 132.98M
Shs Float 131.11M
Insider Own 1.30%
Instit Own 98.68%
Short Float 4.11%
Short Ratio 3.08
Short Interest 4.62M
52W High 38.84
vs 52W High -4.69%
52W Low 31.50
vs 52W Low 17.52%
Beta 0.76
Impl. Vol. 42.29%
Rel Volume 0.20
Avg Volume 1.41M
Volume 287.35K
Target (mean) $42.40
Tgt Median $43.00
Tgt Low $37.00
Tgt High $48.00
# Analysts 5
Recom Buy
Prev Close $37.56
Price $37.02
Change -1.44%
About

Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$42.40
Mean price target
2. Current target
$37.02
Latest analyst target
3. DCF / Fair value
$37.32
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$37.02
Low
$37.00
High
$48.00
Mean
$42.40

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-11 main Barclays Equal-Weight → Equal-Weight $39
2026-04-29 up B of A Securities Underperform → Buy $43
2026-04-10 main Keefe, Bruyette & Woods Outperform → Outperform $43
2026-04-06 main Barclays Equal-Weight → Equal-Weight $37
2026-03-12 main UBS Neutral → Neutral $39
2026-02-11 up Keefe, Bruyette & Woods Market Perform → Outperform $42
2026-01-02 reit Roth Capital Buy → Buy $45
2025-12-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $41
2025-10-15 main UBS Neutral → Neutral $40
2025-10-06 main Barclays Equal-Weight → Equal-Weight $37
2025-09-19 main UBS Neutral → Neutral $43
2025-07-14 main UBS Neutral → Neutral $38
2025-07-08 main Barclays Equal-Weight → Equal-Weight $35
2025-07-07 down Keefe, Bruyette & Woods Outperform → Market Perform $38
2025-05-23 down Compass Point Buy → Neutral $37
2025-05-05 main UBS Neutral → Neutral $36
2025-05-02 reit Keefe, Bruyette & Woods Outperform → Outperform $38
2025-04-08 main Keefe, Bruyette & Woods Outperform → Outperform $37
2025-02-19 main UBS Neutral → Neutral $34
2025-01-10 main UBS Neutral → Neutral $33
News
RSS: Latest RDN news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-29 HOFFMAN EDWARD J General Counsel — 15,000 $37.00 $555,000
2026-04-23 HOFFMAN EDWARD J General Counsel — 15,000 $36.00 $540,000
2026-04-17 HOFFMAN EDWARD J General Counsel — 13,009 $35.00 $455,315
2026-04-10 HOFFMAN EDWARD J General Counsel — 1,991 $35.00 $69,685
2025-12-19 QUIGLEY ROBERT J. Officer — 3,334 — —
2025-12-02 RAY ERIC R. Officer — 13,957 $35.60 $496,869
2025-10-28 THORNBERRY RICHARD G Chief Executive Officer — 20,000 $33.24 $664,728
2025-09-23 THORNBERRY RICHARD G Chief Executive Officer — 20,000 $36.28 $725,604
2025-09-18 HOFFMAN EDWARD J General Counsel — 10,000 $37.00 $370,000
2025-08-26 THORNBERRY RICHARD G Chief Executive Officer — 20,000 $34.74 $694,764
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,197.08
-0.76%
1,206.30
+2.46%
1,177.30
-1.13%
1,190.73
Operating Revenue
1,197.08
-0.76%
1,206.30
+2.46%
1,177.30
-1.13%
1,190.73
Other Operating Expenses
245.76
-0.75%
247.62
+1.15%
244.79
-35.77%
381.15
Total Expenses
405.86
+12.52%
360.69
+15.08%
313.42
+31.72%
237.95
Reconciled Depreciation
46.43
-24.80%
61.75
+6.67%
57.88
-24.41%
76.58
EBIT
859.00
-7.57%
929.34
-2.18%
950.07
-8.40%
1,037.23
Total Unusual Items
-0.51
+88.00%
-4.28
0.00
0.00
Total Unusual Items Excluding Goodwill
-0.51
+88.00%
-4.28
0.00
0.00
Special Income Charges
-0.51
+88.00%
-4.28
0.00
0.00
Other Special Charges
0.51
-88.00%
4.28
—
—
Impairment Of Capital Assets
—
0.00
-100.00%
9.80
0.00
Net Income
582.64
-3.61%
604.44
+0.22%
603.12
-18.82%
742.93
Pretax Income
791.23
-6.43%
845.61
-2.12%
863.88
-9.33%
952.78
Net Non Operating Interest Income Expense
-67.78
+19.05%
-83.73
+2.85%
-86.19
-2.05%
-84.45
Interest Expense Non Operating
67.78
-19.05%
83.73
-2.85%
86.19
+2.05%
84.45
Net Interest Income
-67.78
+19.05%
-83.73
+2.85%
-86.19
-2.05%
-84.45
Interest Expense
67.78
-19.05%
83.73
-2.85%
86.19
+2.05%
84.45
Interest Income Non Operating
—
—
—
—
Interest Income
—
—
—
—
Other Income Expense
6.48
-1.76%
6.59
+2.39%
6.44
+162.47%
2.45
Tax Provision
173.05
-6.61%
185.29
-1.45%
188.02
-10.40%
209.84
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.46%
0.00
-0.91%
0.00
Tax Effect Of Unusual Items
-0.11
+88.00%
-0.94
0.00
0.00
Net Income Including Noncontrolling Interests
582.64
-3.61%
604.44
+0.22%
603.12
-18.82%
742.93
Net Income From Continuing Operation Net Minority Interest
618.18
-6.38%
660.32
-2.30%
675.86
-9.03%
742.93
Net Income From Continuing And Discontinued Operation
582.64
-3.61%
604.44
+0.22%
603.12
-18.82%
742.93
Net Income Continuous Operations
618.18
-6.38%
660.32
-2.30%
675.86
-9.03%
742.93
Net Income Discontinuous Operations
-35.54
+36.40%
-55.88
+23.19%
-72.74
—
Normalized Income
618.58
-6.79%
663.65
-1.81%
675.86
-9.03%
742.93
Net Income Common Stockholders
582.64
-3.61%
604.44
+0.22%
603.12
-18.82%
742.93
Diluted EPS
4.14
+5.61%
3.92
+3.98%
3.77
-13.33%
4.35
Basic EPS
4.18
+5.56%
3.96
+3.94%
3.81
-13.80%
4.42
Basic Average Shares
139.44
-8.54%
152.47
-3.59%
158.14
-5.83%
167.93
Diluted Average Shares
140.81
-8.68%
154.19
-3.71%
160.13
-6.17%
170.66
Diluted NI Availto Com Stockholders
582.64
-3.61%
604.44
+0.22%
603.12
-18.82%
742.93
Amortization
—
0.00
-100.00%
5.48
+27.27%
4.31
Depreciation And Amortization In Income Statement
—
0.00
-100.00%
5.48
+27.27%
4.31
Loss Adjustment Expense
66.77
+3070.11%
-2.25
+94.66%
-42.14
+87.54%
-338.24
Net Policyholder Benefits And Claims
66.77
+3070.11%
-2.25
+94.66%
-42.14
+87.54%
-338.24
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
8,122.40
-6.53%
8,689.53
+14.43%
7,593.93
+7.51%
7,063.73
Cash Cash Equivalents And Short Term Investments
5,837.53
+8.78%
5,366.55
-6.15%
5,718.43
+6.36%
5,376.25
Cash And Cash Equivalents
24.83
+29.18%
19.22
+1.16%
19.00
-66.18%
56.18
Other Short Term Investments
5,812.70
+8.70%
5,347.32
-6.18%
5,699.43
+7.13%
5,320.07
Receivables
169.00
+8.65%
155.55
+3.86%
149.77
+2.96%
145.47
Accounts Receivable
169.00
+8.65%
155.55
+3.86%
149.77
+2.96%
145.47
Prepaid Assets
1,109.66
+11.69%
993.55
+16.78%
850.76
+15.32%
737.77
Net PPE
17.16
-26.55%
23.37
-70.83%
80.11
-13.00%
92.08
Goodwill And Other Intangible Assets
—
—
0.00
-100.00%
15.29
Goodwill
—
—
0.00
-100.00%
9.80
Other Intangible Assets
—
—
—
5.48
Investments And Advances
5,914.99
+6.23%
5,568.17
-5.54%
5,894.91
+5.55%
5,584.70
Total Liabilities Net Minority Interest
3,340.88
-17.83%
4,065.68
+27.21%
3,196.13
+1.65%
3,144.40
Payables And Accrued Expenses
34.77
+49.30%
23.29
+12.18%
20.76
—
Payables
34.77
+49.30%
23.29
+12.18%
20.76
—
Employee Benefits
48.26
+17.13%
41.20
-13.76%
47.77
—
Total Tax Payable
34.77
+49.30%
23.29
+12.18%
20.76
—
Income Tax Payable
34.77
+49.30%
23.29
+12.18%
20.76
—
Current Debt And Capital Lease Obligation
—
36.14
-93.07%
521.91
+397.55%
104.89
Current Debt
—
36.14
-93.07%
521.91
+397.55%
104.89
Other Current Borrowings
—
36.14
-50.40%
72.87
-30.53%
104.89
Long Term Debt And Capital Lease Obligation
1,131.23
-0.85%
1,140.96
+7.63%
1,060.04
-27.61%
1,464.43
Long Term Debt
1,109.12
-0.19%
1,111.20
+9.44%
1,015.35
-30.67%
1,464.43
Long Term Capital Lease Obligation
22.12
-25.67%
29.76
-33.41%
44.69
—
Non Current Deferred Liabilities
942.19
+22.01%
772.23
+26.69%
609.53
+55.86%
391.08
Non Current Deferred Revenue
—
14.44
-27.68%
19.96
—
Non Current Deferred Taxes Liabilities
942.19
+22.01%
772.23
+30.98%
589.56
+50.75%
391.08
Stockholders Equity
4,781.51
+3.41%
4,623.86
+5.14%
4,397.81
+12.21%
3,919.33
Common Stock Equity
4,781.51
+3.41%
4,623.86
+5.14%
4,397.81
+12.21%
3,919.33
Capital Stock
0.16
-6.55%
0.17
-2.89%
0.17
-1.70%
0.18
Common Stock
0.16
-6.55%
0.17
-2.89%
0.17
-1.70%
0.18
Share Issued
156.91
-6.79%
168.35
-2.83%
173.25
-1.85%
176.51
Ordinary Shares Number
135.50
-8.18%
147.57
-3.66%
153.18
-2.47%
157.06
Treasury Shares Number
21.41
+3.05%
20.78
+3.56%
20.07
+3.16%
19.45
Additional Paid In Capital
861.21
-30.93%
1,246.83
-12.85%
1,430.59
-5.86%
1,519.64
Retained Earnings
5,132.05
+9.30%
4,695.35
+10.64%
4,243.76
+12.06%
3,786.95
Gains Losses Not Affecting Retained Earnings
-222.16
+36.57%
-350.24
-5.86%
-330.85
+27.57%
-456.80
Treasury Stock
989.75
+2.22%
968.25
+2.37%
945.87
+1.64%
930.64
Other Equity Adjustments
-222.16
+36.57%
-350.24
-5.86%
-330.85
+27.57%
-456.80
Total Equity Gross Minority Interest
4,781.51
+3.41%
4,623.86
+5.14%
4,397.81
+12.21%
3,919.33
Total Capitalization
5,890.63
+2.71%
5,735.06
+5.95%
5,413.15
+0.55%
5,383.76
Invested Capital
5,890.63
+2.71%
5,735.06
-3.37%
5,935.06
+8.13%
5,488.65
Total Debt
1,131.23
-0.85%
1,140.96
-27.88%
1,581.95
+0.80%
1,569.33
Net Debt
1,084.29
-0.70%
1,091.98
-28.08%
1,518.26
+0.34%
1,513.14
Capital Lease Obligations
22.12
-25.67%
29.76
-33.41%
44.69
—
Net Tangible Assets
4,781.51
+3.41%
4,623.86
+5.14%
4,397.81
+12.65%
3,904.04
Tangible Book Value
4,781.51
+3.41%
4,623.86
+5.14%
4,397.81
+12.65%
3,904.04
Current Notes Payable
—
0.00
-100.00%
449.04
+0.28%
447.81
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
119.86
+118.06%
-663.57
-225.34%
529.43
+36.35%
388.30
Cash Flow From Continuing Operating Activities
1,439.97
+9.93%
1,309.89
+6.88%
1,225.58
+215.63%
388.30
Cash From Discontinued Operating Activities
-600.12
+54.48%
-1,318.52
-1481.77%
-83.36
—
Net Income From Continuing Operations
618.18
-6.38%
660.32
-2.30%
675.86
-9.03%
742.93
Depreciation
46.43
-24.80%
61.75
+6.67%
57.88
-19.90%
72.27
Amortization Cash Flow
—
0.00
-100.00%
5.48
+27.27%
4.31
Depreciation And Amortization
46.43
-24.80%
61.75
+6.67%
57.88
-24.41%
76.58
Amortization Of Intangibles
—
0.00
-100.00%
5.48
+27.27%
4.31
Other Non Cash Items
0.51
-88.00%
4.28
+113.68%
-31.25
-793.57%
-3.50
Asset Impairment Charge
—
—
9.80
0.00
Deferred Tax
138.62
-16.46%
165.92
-3.96%
172.75
-16.51%
206.93
Deferred Income Tax
138.62
-16.46%
165.92
-3.96%
172.75
-16.51%
206.93
Operating Gains Losses
0.02
-99.45%
4.35
+146.22%
-9.40
-111.65%
80.73
Gain Loss On Investment Securities
0.02
-99.45%
4.35
+146.22%
-9.40
-111.65%
80.73
Change In Working Capital
-83.78
+65.33%
-241.66
+15.00%
-284.30
+60.26%
-715.37
Change In Receivables
-13.45
-19.61%
-11.25
+2.51%
-11.54
-124.83%
46.47
Changes In Account Receivables
-13.45
-19.61%
-11.25
+2.51%
-11.54
-124.83%
46.47
Change In Prepaid Assets
-135.25
+20.80%
-170.76
-10.92%
-153.95
+36.45%
-242.25
Change In Other Current Assets
35.51
+28.62%
27.61
-28.40%
38.55
-41.36%
65.74
Change In Other Current Liabilities
8.26
+125.19%
-32.81
-15.71%
-28.35
+29.99%
-40.50
Investing Cash Flow
127.29
-61.16%
327.75
+208.94%
-300.84
-5713.37%
-5.17
Cash Flow From Continuing Investing Activities
-95.04
-134.05%
279.09
+221.10%
-230.46
-4353.37%
-5.17
Cash From Discontinued Investing Activities
222.32
+356.92%
48.66
+169.13%
-70.38
—
Net PPE Purchase And Sale
-4.21
-169.10%
-1.56
+81.69%
-8.53
+51.71%
-17.67
Purchase Of PPE
-4.21
-169.10%
-1.56
+81.69%
-8.53
+51.71%
-17.67
Capital Expenditure
-4.21
-169.10%
-1.56
+81.69%
-8.53
+51.71%
-17.67
Net Investment Purchase And Sale
-82.05
-129.35%
279.54
+225.98%
-221.88
-1244.67%
19.38
Purchase Of Investment
-2,044.65
-49.83%
-1,364.68
-22.10%
-1,117.69
+22.36%
-1,439.60
Sale Of Investment
1,962.60
+19.36%
1,644.22
+83.55%
895.80
-38.60%
1,458.99
Net Business Purchase And Sale
—
—
—
0.00
Net Other Investing Changes
-8.78
-887.62%
1.11
+2577.78%
-0.04
+99.35%
-6.89
Financing Cash Flow
-243.10
-168.05%
357.23
+234.76%
-265.09
+44.68%
-479.18
Cash Flow From Continuing Financing Activities
-648.65
+19.95%
-810.29
-182.18%
-287.15
+40.08%
-479.18
Net Issuance Payments Of Debt
-4.66
+98.86%
-409.75
-601.52%
-58.41
-1307.03%
4.84
Issuance Of Debt
95.27
-84.71%
623.25
+10311.71%
5.99
-98.43%
381.89
Repayment Of Debt
-99.93
+90.33%
-1,032.99
-1504.17%
-64.39
+82.92%
-377.05
Long Term Debt Issuance
95.27
-84.71%
623.25
+10311.71%
5.99
-98.43%
381.89
Long Term Debt Payments
-99.93
+90.33%
-1,032.99
-1504.17%
-64.39
+82.92%
-377.05
Net Long Term Debt Issuance
-4.66
+98.86%
-409.75
-601.52%
-58.41
-1307.03%
4.84
Short Term Debt Issuance
—
—
38.23
—
Net Short Term Debt Issuance
—
—
38.23
-62.88%
102.98
Net Common Stock Issuance
-430.87
-92.24%
-224.13
-70.37%
-131.56
+67.02%
-398.85
Common Stock Payments
-431.91
-91.91%
-225.06
-68.82%
-133.31
+66.69%
-400.19
Common Stock Dividend Paid
-145.62
+4.18%
-151.96
-4.15%
-145.91
-7.73%
-135.44
Cash Dividends Paid
-145.62
+4.18%
-151.96
-4.15%
-145.91
-7.73%
-135.44
Repurchase Of Capital Stock
-431.91
-91.91%
-225.06
-68.82%
-133.31
+66.69%
-400.19
Net Other Financing Charges
-4.00
-393.23%
-0.81
+10.18%
-0.90
-11.06%
-0.81
Changes In Cash
4.05
-81.08%
21.41
+158.66%
-36.49
+62.01%
-96.06
Effect Of Exchange Rate Changes
—
—
—
—
Beginning Cash Position
41.47
+106.69%
20.07
-64.52%
56.56
-62.94%
152.62
End Cash Position
45.52
+9.77%
41.47
+106.69%
20.07
-64.52%
56.56
Free Cash Flow
115.66
+117.39%
-665.13
-227.69%
520.90
+40.55%
370.63
Interest Paid Supplemental Data
91.22
-15.29%
107.69
+24.45%
86.53
+9.45%
79.06
Income Tax Paid Supplemental Data
137.13
-20.60%
172.71
+12.17%
153.97
-36.77%
243.50
Common Stock Issuance
1.04
+12.39%
0.93
-47.12%
1.75
+30.87%
1.34
Earnings Losses From Equity Investments
—
1.17
0.00
0.00
Issuance Of Capital Stock
1.04
+12.39%
0.93
-47.12%
1.75
+30.87%
1.34
Sale Of Business
—
—
—
0.00
Cash From Discontinued Financing Activities
405.56
-65.26%
1,167.52
+5191.77%
22.06
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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