Symbols / RPAY Stock $3.43 -0.58% Repay Holdings Corporation

Technology • Software - Infrastructure • United States • NCM
RPAY (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Infrastructure
CEO Mr. John Andrew Morris Sr., CPA
Exch · Country NCM · United States
Market Cap 302.14M
Enterprise Value 637.77M
Income -258.72M
Sales 312.73M
FCF (ttm) 45.65M
Book/sh 5.92
Cash/sh 0.53
Employees 486
Insider 10d
IPO Jul 17, 2018
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E
Forward P/E 3.18
PEG
P/S 0.97
P/B 0.58
P/C
EV/EBITDA 8.95
EV/Sales 2.04
Quick Ratio 1.14
Current Ratio 1.79
Debt/Eq 84.22
LT Debt/Eq
EPS (ttm) -3.03
EPS next Y 1.08
EPS Growth
Revenue Growth 4.50%
EPS Gr Q/Q
Rev Gr Q/Q
Earnings (next) 2026-05-04
Earnings (prior) 2026-05-04
ROA -0.39%
ROE -43.94%
ROIC
Gross Margin 75.10%
Oper. Margin -0.01%
Profit Margin -82.73%
Shs Outstand 82.80M
Shs Float 46.38M
Insider Own 11.86%
Instit Own 103.77%
Short Float 8.06%
Short Ratio 7.10
Short Interest 4.74M
52W High 6.05
vs 52W High -43.35%
52W Low 2.30
vs 52W Low 49.13%
Beta 1.86
Impl. Vol. 0.72%
Rel Volume 0.18
Avg Volume 1.54M
Volume 278.90K
Target (mean) $5.93
Tgt Median $6.00
Tgt Low $3.50
Tgt High $10.00
# Analysts 7
Recom Buy
Prev Close $3.45
Price $3.43
Change -0.58%

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$3.43
Low
$3.50
High
$10.00
Mean
$5.93

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-06-03 main UBS Neutral → Neutral $4
2026-06-03 main DA Davidson Buy → Buy $6
2026-05-07 main UBS Neutral → Neutral $4
2026-05-05 main DA Davidson Buy → Buy $8
2026-05-05 down Stephens & Co. Overweight → Equal-Weight $4
2026-04-28 main DA Davidson Buy → Buy $8
2026-04-10 main DA Davidson Buy → Buy $8
2026-03-16 main Canaccord Genuity Buy → Buy $8
2026-03-11 main UBS Neutral → Neutral $4
2026-03-11 main DA Davidson Buy → Buy $8
2026-03-11 main Morgan Stanley Equal-Weight → Equal-Weight $4
2026-03-10 main DA Davidson Buy → Buy $9
2026-03-10 main Benchmark Buy → Buy $6
2025-11-13 main DA Davidson Buy → Buy $9
2025-11-12 main Morgan Stanley Equal-Weight → Equal-Weight $4
2025-11-11 main UBS Neutral → Neutral $4
2025-11-11 main DA Davidson Buy → Buy $10
2025-11-11 main Canaccord Genuity Buy → Buy $12
2025-08-25 main Canaccord Genuity Buy → Buy $12
2025-08-22 main Canaccord Genuity Buy → Buy $12
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-01 WATKIN RICK Officer 833,333 $0.00 $0
2026-05-29 GUTHRIE DAVID M Chief Technology Officer 1,000 $3.88 $3,880
2026-05-12 MORROW MATTHEW EDWARD Officer 260,416 $0.00 $0
2026-04-09 FORAGER FUND, L.P. Beneficial Owner of more than 10% of a Class of Security 913,711 $2.42 $2,304,426
2026-04-09 FORAGER FUND, L.P. Beneficial Owner of more than 10% of a Class of Security 913,711 $2.42 $2,304,426
2026-04-02 FORAGER FUND, L.P. Beneficial Owner of more than 10% of a Class of Security 950,000 $2.53 $2,408,384
2026-03-27 FORAGER FUND, L.P. Beneficial Owner of more than 10% of a Class of Security 642,837 $2.92 $1,935,060
2026-03-27 FORAGER FUND, L.P. Beneficial Owner of more than 10% of a Class of Security 642,837 $2.92 $1,935,060
2026-03-11 SULLIVAN THOMAS EUGENE Officer 91,549 $0.00 $0
2026-03-11 DEMPSEY TYLER B General Counsel 176,056 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
309.26
-1.21%
313.04
+5.53%
296.63
+6.23%
279.23
Operating Revenue
309.26
-1.21%
313.04
+5.53%
296.63
+6.23%
279.23
Cost Of Revenue
77.24
+7.83%
71.64
+2.77%
69.70
+7.52%
64.83
Reconciled Cost Of Revenue
77.24
+7.83%
71.64
+2.77%
69.70
+7.52%
64.83
Gross Profit
232.02
-3.89%
241.41
+6.38%
226.92
+5.84%
214.40
Operating Expense
244.05
-2.06%
249.18
-1.32%
252.51
-1.68%
256.81
Selling General And Administration
142.01
-2.38%
145.47
-2.14%
148.65
-0.27%
149.06
Total Expenses
321.30
+0.15%
320.81
-0.43%
322.21
+0.18%
321.64
Operating Income
-12.03
-54.88%
-7.77
+69.63%
-25.59
+39.67%
-42.41
Total Operating Income As Reported
-254.72
-3178.28%
-7.77
+93.03%
-111.41
-136.04%
-47.20
EBITDA
-160.96
-259.90%
100.66
+952.50%
-11.81
-109.29%
127.04
Normalized EBITDA
80.35
-8.20%
87.53
+18.25%
74.02
-43.85%
131.83
Reconciled Depreciation
102.05
-1.60%
103.71
-0.14%
103.86
-3.61%
107.75
EBIT
-263.01
-8531.77%
-3.05
+97.37%
-115.67
-699.61%
19.29
Total Unusual Items
-241.31
-1937.04%
13.14
+115.31%
-85.83
-1691.80%
-4.79
Total Unusual Items Excluding Goodwill
-241.31
-1937.04%
13.14
+115.31%
-85.83
-1691.80%
-4.79
Special Income Charges
-241.31
-1937.04%
13.14
+115.31%
-85.83
-1691.80%
-4.79
Other Special Charges
-1.37
+89.54%
-13.14
Restructuring And Mergern Acquisition
0.00
0.00
+100.00%
-3.30
Write Off
242.69
0.00
-100.00%
75.80
+836.96%
8.09
Net Income
-256.72
-2427.81%
-10.16
+90.81%
-110.49
-960.78%
12.84
Pretax Income
-276.96
-2436.24%
-10.92
+90.86%
-119.53
-901.44%
14.91
Net Non Operating Interest Income Expense
-9.89
-425.57%
-1.88
-79.48%
-1.05
+75.31%
-4.25
Interest Expense Non Operating
13.95
+77.15%
7.87
+103.44%
3.87
-11.54%
4.38
Net Interest Income
-9.89
-425.57%
-1.88
-79.48%
-1.05
+75.31%
-4.25
Interest Expense
13.95
+77.15%
7.87
+103.44%
3.87
-11.54%
4.38
Interest Income Non Operating
4.06
-32.23%
5.99
+112.33%
2.82
+2070.77%
0.13
Interest Income
4.06
-32.23%
5.99
+112.33%
2.82
+2070.77%
0.13
Other Income Expense
-255.04
-19997.48%
-1.27
+98.63%
-92.90
-250.88%
61.57
Other Non Operating Income Expenses
-13.72
+4.73%
-14.40
-103.63%
-7.07
-110.66%
66.36
Gain On Sale Of Business
0.00
0.00
+100.00%
-10.03
0.00
Tax Provision
-5.87
-920.70%
-0.57
+72.81%
-2.12
-134.26%
6.17
Tax Rate For Calcs
0.00
-60.38%
0.00
+194.44%
0.00
-91.43%
0.00
Tax Effect Of Unusual Items
-5.07
-827.89%
0.70
+145.07%
-1.54
-53.58%
-1.01
Net Income Including Noncontrolling Interests
-271.09
-2520.47%
-10.35
+91.19%
-117.42
-1443.32%
8.74
Net Income From Continuing Operation Net Minority Interest
-256.72
-2427.81%
-10.16
+90.81%
-110.49
-960.78%
12.84
Net Income From Continuing And Discontinued Operation
-256.72
-2427.81%
-10.16
+90.81%
-110.49
-960.78%
12.84
Net Income Continuous Operations
-271.09
-2520.47%
-10.35
+91.19%
-117.42
-1443.32%
8.74
Minority Interests
14.36
+7500.00%
0.19
-97.27%
6.93
+69.23%
4.09
Normalized Income
-20.48
+9.37%
-22.60
+13.78%
-26.21
-257.69%
16.62
Net Income Common Stockholders
-256.72
-2427.81%
-10.16
+90.81%
-110.49
-960.78%
12.84
Diluted EPS
-3.00
-2627.27%
-0.11
+91.06%
-1.23
-1125.00%
0.12
Basic EPS
-3.00
-2627.27%
-0.11
+91.06%
-1.23
-978.57%
0.14
Basic Average Shares
85.56
-4.85%
89.92
-0.15%
90.05
+1.41%
88.79
Diluted Average Shares
85.56
-4.85%
89.92
-0.15%
90.05
-18.63%
110.67
Diluted NI Availto Com Stockholders
-256.72
-2427.81%
-10.16
+90.81%
-110.49
-960.78%
12.84
Amortization
100.89
-1.06%
101.97
+0.53%
101.43
-3.76%
105.39
Amortization Of Intangibles Income Statement
100.89
-1.06%
101.97
+0.53%
101.43
-3.76%
105.39
Depreciation Amortization Depletion Income Statement
102.05
-1.60%
103.71
-0.14%
103.86
-3.61%
107.75
Depreciation And Amortization In Income Statement
102.05
-1.60%
103.71
-0.14%
103.86
-3.61%
107.75
Depreciation Income Statement
1.16
-33.39%
1.74
-28.28%
2.43
+2.93%
2.36
Total Other Finance Cost
1.05
-75.31%
4.25
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,199.75
-23.68%
1,571.91
+3.43%
1,519.83
-6.58%
1,626.80
Current Assets
196.83
-28.49%
275.25
+52.37%
180.65
+54.86%
116.65
Cash Cash Equivalents And Short Term Investments
115.69
-38.96%
189.53
+60.49%
118.10
+81.98%
64.89
Cash And Cash Equivalents
115.69
-38.96%
189.53
+60.49%
118.10
+81.98%
64.89
Receivables
33.17
+0.67%
32.95
-8.52%
36.02
+7.37%
33.54
Accounts Receivable
33.17
+0.67%
32.95
-8.52%
36.02
+7.37%
33.54
Gross Accounts Receivable
33.17
-2.58%
34.05
Allowance For Doubtful Accounts Receivable
-1.10
Prepaid Assets
Restricted Cash
29.33
-17.75%
35.65
+214.85%
11.32
Other Current Assets
18.64
+8.92%
17.11
+12.53%
15.21
-16.49%
18.21
Total Non Current Assets
1,002.92
-22.65%
1,296.66
-3.18%
1,339.19
-11.32%
1,510.15
Net PPE
10.11
-25.26%
13.53
+21.24%
11.16
-21.56%
14.22
Gross PPE
14.71
-15.75%
17.46
-5.11%
18.40
-5.18%
19.41
Accumulated Depreciation
-4.60
-16.88%
-3.94
+45.65%
-7.25
-39.73%
-5.19
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
5.26
-6.80%
5.64
-41.92%
9.72
+9.15%
8.90
Other Properties
8.87
-20.43%
11.14
+38.88%
8.02
-18.52%
9.85
Leases
0.59
-13.42%
0.68
+2.26%
0.66
+0.61%
0.66
Goodwill And Other Intangible Assets
804.36
-27.26%
1,105.83
-4.99%
1,163.93
-12.38%
1,328.39
Goodwill
474.51
-33.80%
716.79
+0.00%
716.79
-13.41%
827.81
Other Intangible Assets
329.84
-15.21%
389.03
-13.00%
447.14
-10.67%
500.57
Non Current Deferred Assets
173.03
+5.97%
163.28
+11.17%
146.87
+7.70%
136.37
Non Current Deferred Taxes Assets
173.03
+5.97%
163.28
+11.17%
146.87
+7.70%
136.37
Other Non Current Assets
15.42
+9.98%
14.03
-18.58%
17.23
-44.73%
31.17
Total Liabilities Net Minority Interest
717.97
-10.11%
798.74
+15.92%
689.04
-1.35%
698.51
Current Liabilities
240.65
+135.36%
102.25
+77.94%
57.46
-30.01%
82.11
Payables And Accrued Expenses
78.14
-7.44%
84.41
+53.66%
54.94
+6.06%
51.80
Payables
25.18
-12.92%
28.91
+31.24%
22.03
-3.30%
22.78
Accounts Payable
25.18
-12.92%
28.91
+31.24%
22.03
+1.14%
21.78
Current Accrued Expenses
52.96
-4.58%
55.50
+68.67%
32.91
+13.41%
29.02
Current Debt And Capital Lease Obligation
148.03
+11934.55%
1.23
-24.49%
1.63
-28.02%
2.26
Current Debt
146.48
Other Current Borrowings
146.48
Current Capital Lease Obligation
1.55
+25.85%
1.23
-24.49%
1.63
-28.02%
2.26
Other Current Liabilities
14.49
-12.75%
16.60
+1749.00%
0.90
-96.80%
28.05
Total Non Current Liabilities Net Minority Interest
477.32
-31.47%
696.49
+10.28%
631.58
+2.46%
616.40
Long Term Debt And Capital Lease Obligation
288.86
-43.06%
507.29
+14.92%
441.41
-3.96%
459.61
Long Term Debt
280.06
-43.62%
496.78
+14.42%
434.17
-3.80%
451.32
Long Term Capital Lease Obligation
8.79
-16.34%
10.51
+44.98%
7.25
-12.63%
8.29
Other Non Current Liabilities
188.46
-0.39%
189.21
-0.51%
190.17
+21.29%
156.79
Stockholders Equity
484.43
-36.37%
761.27
-6.61%
815.13
-8.88%
894.56
Common Stock Equity
484.43
-36.37%
761.27
-6.61%
815.13
-8.88%
894.56
Capital Stock
0.01
-11.11%
0.01
+0.00%
0.01
+0.00%
0.01
Common Stock
0.01
-11.11%
0.01
+0.00%
0.01
+0.00%
0.01
Share Issued
95.14
+1.50%
93.73
+1.64%
92.22
+3.21%
89.35
Ordinary Shares Number
81.76
-7.34%
88.24
-2.82%
90.80
+2.86%
88.28
Treasury Shares Number
13.38
+143.52%
5.49
+287.77%
1.42
+31.38%
1.08
Additional Paid In Capital
1,167.00
+1.58%
1,148.87
-0.21%
1,151.32
+3.01%
1,117.74
Retained Earnings
-590.55
-76.90%
-333.83
-3.14%
-323.67
-51.83%
-213.18
Gains Losses Not Affecting Retained Earnings
-0.00
+0.00%
-0.00
Treasury Stock
92.03
+71.11%
53.78
+329.29%
12.53
+25.28%
10.00
Minority Interest
-2.65
-122.27%
11.90
-24.00%
15.65
-53.59%
33.73
Other Equity Adjustments
-0.00
+0.00%
-0.00
Total Equity Gross Minority Interest
481.78
-37.69%
773.17
-6.94%
830.79
-10.50%
928.29
Total Capitalization
764.50
-39.23%
1,258.05
+0.70%
1,249.30
-7.18%
1,345.88
Working Capital
-43.82
-125.33%
173.00
+40.44%
123.18
+256.59%
34.55
Invested Capital
910.97
-27.59%
1,258.05
+0.70%
1,249.30
-7.18%
1,345.88
Total Debt
436.88
-14.09%
508.51
+14.78%
443.04
-4.08%
461.88
Net Debt
310.85
+1.17%
307.25
-2.79%
316.07
-18.21%
386.42
Capital Lease Obligations
10.34
-11.92%
11.74
+32.23%
8.88
-15.93%
10.56
Net Tangible Assets
-319.93
+7.15%
-344.56
+1.22%
-348.80
+19.60%
-433.83
Tangible Book Value
-319.93
+7.15%
-344.56
+1.22%
-348.80
+19.60%
-433.83
Dueto Related Parties Current
0.00
-100.00%
1.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
91.11
-39.30%
150.09
+44.85%
103.61
+39.60%
74.22
Cash Flow From Continuing Operating Activities
91.11
-39.30%
150.09
+44.85%
103.61
+39.60%
74.22
Net Income From Continuing Operations
-271.09
-2520.47%
-10.35
+91.19%
-117.42
-1443.32%
8.74
Depreciation Amortization Depletion
102.05
-1.60%
103.71
-0.14%
103.86
-3.61%
107.75
Depreciation
1.16
-33.39%
1.74
-28.28%
2.43
+2.93%
2.36
Amortization Cash Flow
100.89
-1.06%
101.97
+0.53%
101.43
-3.76%
105.39
Depreciation And Amortization
102.05
-1.60%
103.71
-0.14%
103.86
-3.61%
107.75
Amortization Of Intangibles
100.89
-1.06%
101.97
+0.53%
101.43
-3.76%
105.39
Other Non Cash Items
3.38
+11.55%
3.03
-1.78%
3.08
+133.84%
-9.12
Stock Based Compensation
18.33
-24.84%
24.39
+10.07%
22.16
+9.39%
20.25
Asset Impairment Charge
242.69
0.00
-100.00%
75.80
+836.96%
8.09
Deferred Tax
7.13
-40.81%
12.05
+298.45%
3.02
+104.83%
-62.68
Deferred Income Tax
7.13
-40.81%
12.05
+298.45%
3.02
+104.83%
-62.68
Operating Gains Losses
-1.37
+89.54%
-13.14
-231.01%
10.03
+3992.65%
0.24
Gain Loss On Investment Securities
Gain Loss On Sale Of PPE
0.24
Change In Working Capital
-10.00
-132.92%
30.39
+885.41%
3.08
+160.91%
1.18
Change In Receivables
-0.22
-107.24%
3.07
+176.94%
-3.99
-672.70%
0.70
Changes In Account Receivables
-0.22
-107.24%
3.07
+176.94%
-3.99
-672.70%
0.70
Change In Prepaid Assets
-1.53
+19.84%
-1.91
-164.88%
2.94
+150.74%
-5.79
Change In Payables And Accrued Expense
-6.28
-121.30%
29.48
+696.43%
3.70
+4.31%
3.55
Change In Accrued Expense
-2.54
-111.25%
22.59
+480.82%
3.89
+77.06%
2.20
Change In Payable
-3.73
-154.27%
6.88
+3741.27%
-0.19
-113.99%
1.35
Change In Account Payable
-3.73
-154.27%
6.88
+3741.27%
-0.19
-111.13%
1.70
Change In Other Current Assets
-0.42
+86.47%
-3.12
-334.86%
1.33
+103.37%
0.65
Change In Other Current Liabilities
-1.55
-154.16%
2.87
+420.78%
-0.90
-143.22%
2.07
Investing Cash Flow
-41.98
+6.40%
-44.85
-86.20%
-24.09
+39.08%
-39.54
Cash Flow From Continuing Investing Activities
-41.98
+6.40%
-44.85
-86.20%
-24.09
+39.08%
-39.54
Net PPE Purchase And Sale
-0.29
+71.08%
-0.99
-34.92%
-0.73
+76.92%
-3.18
Purchase Of PPE
-0.29
+71.08%
-0.99
-34.92%
-0.73
+76.92%
-3.18
Capital Expenditure
-41.98
+6.40%
-44.85
+30.31%
-64.36
-62.77%
-39.54
Capital Expenditure Reported
-41.50
+5.40%
-43.86
+12.42%
-50.08
-48.99%
-33.62
Net Investment Purchase And Sale
0.00
Purchase Of Investment
0.00
Net Business Purchase And Sale
0.00
0.00
-100.00%
40.27
0.00
Purchase Of Business
0.00
0.00
Gain Loss On Sale Of Business
0.00
0.00
-100.00%
10.03
0.00
Net Intangibles Purchase And Sale
-0.20
0.00
+100.00%
-13.54
-392.55%
-2.75
Purchase Of Intangibles
-0.20
0.00
+100.00%
-13.54
-392.55%
-2.75
Financing Cash Flow
-130.19
-927.27%
-12.67
+56.22%
-28.94
-65.78%
-17.46
Cash Flow From Continuing Financing Activities
-130.19
-927.27%
-12.67
+56.22%
-28.94
-65.78%
-17.46
Net Issuance Payments Of Debt
-71.98
-187.40%
82.35
+511.75%
-20.00
0.00
Issuance Of Debt
0.00
-100.00%
287.50
0.00
0.00
Repayment Of Debt
-71.98
+64.92%
-205.15
-925.75%
-20.00
0.00
Long Term Debt Issuance
0.00
-100.00%
287.50
0.00
0.00
Long Term Debt Payments
-71.98
+64.92%
-205.15
-925.75%
-20.00
0.00
Net Long Term Debt Issuance
-71.98
-187.40%
82.35
+511.75%
-20.00
0.00
Short Term Debt Payments
0.00
Net Short Term Debt Issuance
0.00
Net Common Stock Issuance
-38.55
+7.20%
-41.54
-1543.24%
-2.53
+74.72%
-10.00
Common Stock Payments
-38.55
+7.20%
-41.54
-1543.24%
-2.53
+74.72%
-10.00
Common Stock Dividend Paid
0.00
+100.00%
-2.35
+33.36%
-3.52
-270.66%
-0.95
Cash Dividends Paid
0.00
+100.00%
-2.35
+33.36%
-3.52
-270.66%
-0.95
Repurchase Of Capital Stock
-38.55
+7.20%
-41.54
-1543.24%
-2.53
+74.72%
-10.00
Proceeds From Stock Option Exercised
0.40
0.00
0.00
Net Other Financing Charges
-19.66
+61.55%
-51.13
-1668.70%
-2.89
+55.58%
-6.51
Changes In Cash
-81.06
-187.57%
92.56
+83.00%
50.58
+193.69%
17.22
Beginning Cash Position
236.71
+64.22%
144.15
+54.06%
93.56
+22.56%
76.34
End Cash Position
155.65
-34.24%
236.71
+64.22%
144.15
+54.06%
93.56
Free Cash Flow
49.13
-53.32%
105.24
+168.10%
39.25
+13.18%
34.68
Interest Paid Supplemental Data
9.15
+88.87%
4.84
+372.95%
1.02
-33.51%
1.54
Income Tax Paid Supplemental Data
1.76
-37.35%
2.81
+111.35%
1.33
+4190.32%
0.03
Common Stock Issuance
0.00
0.00
Issuance Of Capital Stock
0.00
0.00
Sale Of Business
0.00
0.00
-100.00%
40.27
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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