Symbols / STBA Stock $43.22 -0.73% S&T Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
STBA (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Christopher J. McComish
Exch · Country NMS · United States
Market Cap 1.57B
Enterprise Value 1.38B
Income 135.90M
Sales 398.66M
FCF (ttm) —
Book/sh 39.14
Cash/sh 9.35
Employees 1,209
Insider 10d —
IPO Apr 21, 1992
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 39.33%
P/E 12.14
Forward P/E 11.33
PEG 1.23
P/S 3.93
P/B 1.10
P/C —
EV/EBITDA —
EV/Sales 3.46
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.56
EPS next Y 3.82
EPS Growth 8.00%
Revenue Growth 4.10%
EPS Gr Q/Q 5.00%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.38%
ROE 9.54%
ROIC —
Gross Margin 0.00%
Oper. Margin 44.78%
Profit Margin 34.09%
Shs Outstand 36.26M
Shs Float 35.78M
Insider Own 1.56%
Instit Own 75.52%
Short Float 4.38%
Short Ratio 5.16
Short Interest 1.32M
52W High 44.91
vs 52W High -3.76%
52W Low 34.01
vs 52W Low 27.08%
Beta 0.85
Impl. Vol. 30.49%
Rel Volume 0.76
Avg Volume 258.21K
Volume 196.60K
Target (mean) $44.67
Tgt Median $45.00
Tgt Low $40.00
Tgt High $47.00
# Analysts 6
Recom Hold
Prev Close $43.54
Price $43.22
Change -0.73%
About

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions. In addition, it engages in non-banking activities; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$44.67
Mean price target
2. Current target
$43.22
Latest analyst target
3. DCF / Fair value
$53.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$43.22
Low
$40.00
High
$47.00
Mean
$44.67

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-25 init DA Davidson — → Neutral $47
2026-01-26 up Janney Montgomery Scott Neutral → Buy $46
2025-10-27 main Piper Sandler Neutral → Neutral $40
2025-10-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $42
2025-07-18 init Piper Sandler — → Neutral $42
2025-06-27 init Hovde Group — → Market Perform $41
2025-04-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $43
2024-07-19 main DA Davidson Neutral → Neutral $41
2023-07-24 main Stephens & Co. Equal-Weight → Equal-Weight $30
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $34
2022-10-24 main Stephens & Co. — → Equal-Weight $32
2022-09-29 init Janney Montgomery Scott — → Neutral $32
2021-07-26 main Stephens & Co. — → Equal-Weight $31
2021-01-11 down DA Davidson Buy → Neutral —
2020-06-01 init Stephens & Co. — → Equal-Weight $28
2018-08-23 init DA Davidson — → Buy $54
2016-11-16 down Piper Sandler Overweight → Neutral —
2016-10-24 up Piper Sandler Neutral → Overweight —
2016-02-22 up Boenning & Scattergood Neutral → Outperform —
2015-10-21 down Keefe, Bruyette & Woods Outperform → Market Perform —
News
RSS: Latest STBA news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-10 LAZZARI MELANIE A Officer — 510 $43.81 $22,343
2026-04-01 KOCHVAR MARK Chief Financial Officer — 8,135 — —
2026-04-01 LAZZARI MELANIE A Officer — 3,728 $42.28 $157,620
2026-04-01 MCCOMISH CHRISTOPHER J Chief Executive Officer — 3,432 $42.28 $145,105
2026-04-01 NICHOLSON SUSAN A Officer — 4,659 — —
2026-04-01 MICHIE JAMES ARVO Officer — 5,116 — —
2026-04-01 SMYDO RACHEL LYNN Officer — 4,730 — —
2026-04-01 ANTOLIK DAVID G President — 9,281 — —
2026-04-01 DRAHNAK STEPHEN A. Officer — 5,212 $42.28 $220,363
2026-04-01 YESHO LADAWN D. Officer — 5,100 $42.28 $215,628
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
402.12
+4.75%
383.89
-5.69%
407.03
+8.82%
374.04
Operating Revenue
402.12
+4.75%
383.89
-5.69%
407.03
+8.82%
374.04
Selling General And Administration
137.79
+3.96%
132.54
+8.58%
122.07
+9.31%
111.67
Selling And Marketing Expense
5.91
-7.01%
6.35
-2.11%
6.49
+15.86%
5.60
General And Administrative Expense
131.88
+4.51%
126.19
+9.18%
115.58
+8.96%
106.08
Salaries And Wages
127.65
+4.64%
121.99
+9.45%
111.46
+7.98%
103.22
Other Gand A
—
—
—
—
Reconciled Depreciation
10.45
-3.87%
10.87
+44.48%
7.52
-16.69%
9.03
Total Unusual Items
—
—
—
0.00
Total Unusual Items Excluding Goodwill
—
—
—
0.00
Special Income Charges
—
—
—
0.00
Restructuring And Mergern Acquisition
—
—
—
0.00
Net Income
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Pretax Income
167.94
+1.89%
164.82
-7.82%
178.80
+5.85%
168.93
Net Interest Income
348.92
+4.54%
333.75
-3.85%
347.10
+10.11%
315.22
Interest Expense
166.39
-8.10%
181.07
+40.92%
128.49
+414.62%
24.97
Interest Income
515.31
+0.10%
514.82
+8.25%
475.59
+39.80%
340.19
Gain On Sale Of Security
-2.29
+71.09%
-7.94
0.00
-100.00%
0.20
Tax Provision
33.71
+0.47%
33.55
-1.38%
34.02
+1.83%
33.41
Tax Rate For Calcs
0.00
-1.40%
0.00
+7.15%
0.00
-3.93%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Net Income From Continuing Operation Net Minority Interest
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Net Income From Continuing And Discontinued Operation
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Net Income Continuous Operations
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Normalized Income
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Net Income Common Stockholders
134.23
+2.27%
131.25
-9.25%
144.62
+7.02%
135.14
Otherunder Preferred Stock Dividend
—
0.01
-91.67%
0.16
-59.06%
0.38
Diluted EPS
—
3.41
-8.82%
3.74
+8.09%
3.46
Basic EPS
—
3.43
-9.40%
3.79
+8.98%
3.47
Basic Average Shares
—
38.26
+0.07%
38.23
-1.97%
39.00
Diluted Average Shares
—
38.52
-0.34%
38.66
-0.96%
39.03
Diluted NI Availto Com Stockholders
134.23
+2.27%
131.25
-9.25%
144.62
+7.02%
135.14
Insurance And Claims
4.24
+0.81%
4.20
+1.92%
4.12
+44.43%
2.85
Occupancy And Equipment
29.71
+3.65%
28.66
+3.37%
27.73
+4.95%
26.42
Other Non Interest Expense
53.81
+2.95%
52.27
-0.85%
52.71
+4.72%
50.34
Professional Expense And Contract Services Expense
5.45
-0.29%
5.47
-30.10%
7.82
-5.95%
8.32
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,870.98
+2.21%
9,657.97
+1.11%
9,551.53
+4.84%
9,110.57
Cash And Cash Equivalents
163.44
-33.24%
244.82
+4.80%
233.61
+11.24%
210.01
Other Short Term Investments
987.66
+0.01%
987.59
+1.77%
970.39
-3.23%
1,002.78
Net PPE
43.85
-2.62%
45.03
-8.11%
49.01
-0.57%
49.28
Gross PPE
141.76
+2.87%
137.81
+1.36%
135.97
+3.33%
131.58
Accumulated Depreciation
-97.91
-5.53%
-92.78
-6.69%
-86.96
-5.67%
-82.29
Land And Improvements
8.65
+0.00%
8.65
+0.00%
8.65
+0.00%
8.65
Buildings And Improvements
62.60
+0.74%
62.14
-0.02%
62.15
+0.40%
61.90
Machinery Furniture Equipment
57.61
+5.77%
54.47
+3.48%
52.64
+7.55%
48.94
Leases
12.90
+2.78%
12.55
+0.22%
12.53
+3.67%
12.08
Goodwill And Other Intangible Assets
375.68
-0.21%
376.48
-0.27%
377.48
-0.35%
378.80
Goodwill
373.42
+0.00%
373.42
+0.00%
373.42
+0.00%
373.42
Other Intangible Assets
2.25
-26.32%
3.06
-24.74%
4.06
-24.53%
5.38
Investments And Advances
987.66
+0.01%
987.59
+1.77%
970.39
-3.23%
1,002.78
Total Liabilities Net Minority Interest
8,407.10
+1.56%
8,277.68
+0.12%
8,268.08
+4.32%
7,925.91
Current Debt And Capital Lease Obligation
165.00
+10.00%
150.00
-63.86%
415.00
+12.16%
370.00
Current Debt
165.00
+10.00%
150.00
-63.86%
415.00
+12.16%
370.00
Other Current Borrowings
165.00
+10.00%
150.00
-63.86%
415.00
+12.16%
370.00
Long Term Debt And Capital Lease Obligation
100.29
-0.02%
100.31
+13.18%
88.64
+28.10%
69.19
Long Term Debt
100.29
-0.02%
100.31
+13.18%
88.64
+28.10%
69.19
Stockholders Equity
1,463.88
+6.06%
1,380.29
+7.55%
1,283.44
+8.34%
1,184.66
Common Stock Equity
1,463.88
+6.06%
1,380.29
+7.55%
1,283.44
+8.34%
1,184.66
Capital Stock
103.62
+0.00%
103.62
+0.00%
103.62
+0.00%
103.62
Common Stock
103.62
+0.00%
103.62
+0.00%
103.62
+0.00%
103.62
Share Issued
41.45
+0.00%
41.45
+0.00%
41.45
+0.00%
41.45
Ordinary Shares Number
37.40
-2.24%
38.26
+0.07%
38.23
-1.97%
39.00
Treasury Shares Number
4.05
+26.86%
3.19
-0.83%
3.22
+31.31%
2.45
Additional Paid In Capital
412.97
+0.29%
411.79
+0.67%
409.03
+0.68%
406.28
Retained Earnings
1,120.30
+7.82%
1,039.04
+8.28%
959.60
+11.07%
863.95
Gains Losses Not Affecting Retained Earnings
-41.71
+45.83%
-76.99
+15.30%
-90.90
+18.93%
-112.12
Treasury Stock
131.31
+35.15%
97.16
-0.77%
97.92
+27.05%
77.07
Other Equity Adjustments
-41.71
+45.83%
-76.99
+15.30%
-90.90
+18.93%
-112.12
Total Equity Gross Minority Interest
1,463.88
+6.06%
1,380.29
+7.55%
1,283.44
+8.34%
1,184.66
Total Capitalization
1,564.17
+5.64%
1,480.61
+7.91%
1,372.08
+9.43%
1,253.85
Invested Capital
1,729.17
+6.04%
1,630.61
-8.76%
1,787.08
+10.05%
1,623.85
Total Debt
265.29
+5.98%
250.31
-50.30%
503.63
+14.67%
439.19
Net Debt
101.86
+1753.97%
5.49
-97.97%
270.02
+17.82%
229.19
Net Tangible Assets
1,088.20
+8.41%
1,003.82
+10.80%
905.96
+12.42%
805.86
Tangible Book Value
1,088.20
+8.41%
1,003.82
+10.80%
905.96
+12.42%
805.86
Available For Sale Securities
—
—
—
0.99
Cash Cash Equivalents And Federal Funds Sold
163.44
-33.24%
244.82
+4.80%
233.61
+11.24%
210.01
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
133.62
-22.93%
173.37
+0.94%
171.75
-28.59%
240.53
Cash Flow From Continuing Operating Activities
133.62
-22.93%
173.37
+0.94%
171.75
-28.59%
240.53
Net Income From Continuing Operations
134.23
+2.26%
131.26
-9.34%
144.78
+6.83%
135.52
Depreciation Amortization Depletion
10.45
-3.87%
10.87
+44.48%
7.52
-16.69%
9.03
Depreciation
10.45
-3.87%
10.87
+44.48%
7.52
-16.69%
9.03
Depreciation And Amortization
10.45
-3.87%
10.87
+44.48%
7.52
-16.69%
9.03
Other Non Cash Items
-0.90
-421.07%
0.28
+107.08%
-3.95
-929.69%
-0.38
Pension And Employee Benefit Expense
—
—
—
—
Stock Based Compensation
5.34
+15.62%
4.62
+19.31%
3.87
+21.52%
3.19
Deferred Tax
0.17
+159.12%
-0.30
-149.25%
0.60
+120.50%
-2.93
Deferred Income Tax
0.17
+159.12%
-0.30
-149.25%
0.60
+120.50%
-2.93
Operating Gains Losses
2.16
-73.25%
8.06
+4555.80%
-0.18
+86.75%
-1.37
Gain Loss On Investment Securities
2.29
-71.09%
7.94
0.00
+100.00%
-0.20
Gain Loss On Sale Of PPE
-0.03
-115.82%
0.20
+296.00%
-0.10
-263.93%
0.06
Change In Working Capital
-21.92
-240.55%
15.60
+552.06%
-3.45
-104.15%
83.04
Change In Receivables
-0.23
-108.36%
2.70
+138.10%
-7.09
+29.29%
-10.03
Changes In Account Receivables
-0.23
-108.36%
2.70
+138.10%
-7.09
+29.29%
-10.03
Change In Payables And Accrued Expense
-5.29
-205.74%
5.00
-71.86%
17.76
+512.31%
2.90
Change In Payable
-5.29
-205.74%
5.00
-71.86%
17.76
+512.31%
2.90
Change In Account Payable
-5.29
-205.74%
5.00
-71.86%
17.76
+512.31%
2.90
Change In Other Current Assets
35.19
+2131.93%
-1.73
-112.10%
14.31
+158.11%
-24.63
Change In Other Current Liabilities
-51.60
-636.01%
9.63
+133.86%
-28.43
-124.76%
114.80
Investing Cash Flow
-314.80
-166.12%
-118.29
+73.37%
-444.22
-11.42%
-398.68
Cash Flow From Continuing Investing Activities
-314.80
-166.12%
-118.29
+73.37%
-444.22
-11.42%
-398.68
Net PPE Purchase And Sale
-4.77
-62.40%
-2.94
+46.71%
-5.51
-48.81%
-3.70
Purchase Of PPE
-4.77
-62.40%
-2.94
+46.71%
-5.51
-42.61%
-3.86
Sale Of PPE
—
0.06
-91.83%
0.71
+340.99%
0.16
Capital Expenditure
-4.77
-62.40%
-2.94
+46.71%
-5.51
-42.61%
-3.86
Net Investment Purchase And Sale
31.97
+210.15%
-29.02
-181.20%
35.74
+117.04%
-209.82
Purchase Of Investment
-148.45
+54.33%
-325.03
-190.30%
-111.97
+72.09%
-401.14
Sale Of Investment
180.43
-39.05%
296.01
+100.40%
147.71
-22.79%
191.32
Net Business Purchase And Sale
—
—
—
—
Net Other Investing Changes
0.98
-91.06%
10.98
+63.96%
6.70
+967.88%
-0.77
Financing Cash Flow
99.80
+327.51%
-43.87
-114.82%
296.07
+153.44%
-554.05
Cash Flow From Continuing Financing Activities
99.80
+327.51%
-43.87
-114.82%
296.07
+153.44%
-554.05
Net Issuance Payments Of Debt
14.92
+105.89%
-253.38
-492.62%
64.54
-76.77%
277.82
Issuance Of Debt
0.00
-100.00%
50.00
+100.00%
25.00
0.00
Repayment Of Debt
-0.08
+99.79%
-38.38
-602.43%
-5.46
+28.94%
-7.69
Long Term Debt Issuance
0.00
-100.00%
50.00
+100.00%
25.00
0.00
Long Term Debt Payments
-0.08
+99.79%
-38.38
-602.43%
-5.46
+28.94%
-7.69
Net Long Term Debt Issuance
-0.08
-100.70%
11.62
-40.53%
19.54
+354.08%
-7.69
Net Short Term Debt Issuance
15.00
+105.66%
-265.00
-688.89%
45.00
-84.24%
285.51
Net Common Stock Issuance
-37.95
-4261.61%
-0.87
+95.78%
-20.61
-144.00%
-8.45
Common Stock Payments
-37.95
-4261.61%
-0.87
+95.78%
-20.61
-144.00%
-8.45
Common Stock Dividend Paid
-52.89
-3.75%
-50.97
-2.55%
-49.71
-5.87%
-46.95
Cash Dividends Paid
-52.89
-3.75%
-50.97
-2.55%
-49.71
-5.87%
-46.95
Repurchase Of Capital Stock
-37.95
-4261.61%
-0.87
+95.78%
-20.61
-144.00%
-8.45
Changes In Cash
-81.38
-826.12%
11.21
-52.51%
23.60
+103.31%
-712.21
Beginning Cash Position
244.82
+4.80%
233.61
+11.24%
210.01
-77.23%
922.22
End Cash Position
163.44
-33.24%
244.82
+4.80%
233.61
+11.24%
210.01
Free Cash Flow
128.85
-24.40%
170.43
+2.52%
166.24
-29.76%
236.66
Interest Paid Supplemental Data
171.68
-2.49%
176.07
+58.19%
111.30
+404.36%
22.07
Income Tax Paid Supplemental Data
26.29
-11.59%
29.73
-19.40%
36.89
+18.32%
31.18
Sale Of Business
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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