Symbols / STC Stock $68.20 -1.30% Stewart Information Services Corporation

Financial Services • Insurance - Property & Casualty • United States • NYQ
STC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Mr. Frederick Henry Eppinger Jr.
Exch · Country NYQ · United States
Market Cap 2.07B
Enterprise Value 2.54B
Income 129.42M
Sales 3.10B
FCF (ttm) —
Book/sh 54.30
Cash/sh 10.44
Employees 7,800
Insider 10d —
IPO Feb 21, 1973
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 46.21%
P/E 15.40
Forward P/E 9.03
PEG 3.71
P/S 0.67
P/B 1.26
P/C —
EV/EBITDA 9.30
EV/Sales 0.82
Quick Ratio 2.12
Current Ratio 2.12
Debt/Eq 46.83
LT Debt/Eq —
EPS (ttm) 4.43
EPS next Y 7.56
EPS Growth 4.00%
Revenue Growth 27.70%
EPS Gr Q/Q 4.51%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 4.45%
ROE 9.42%
ROIC —
Gross Margin 61.73%
Oper. Margin 4.04%
Profit Margin 4.18%
Shs Outstand 30.43M
Shs Float 29.80M
Insider Own 1.91%
Instit Own 100.14%
Short Float 2.86%
Short Ratio 2.92
Short Interest 726.99K
52W High 78.61
vs 52W High -13.24%
52W Low 56.39
vs 52W Low 20.94%
Beta 1.04
Impl. Vol. 76.49%
Rel Volume 0.42
Avg Volume 228.99K
Volume 95.92K
Target (mean) $83.00
Tgt Median $81.00
Tgt Low $80.00
Tgt High $88.00
# Analysts 3
Recom Buy
Prev Close $69.10
Price $68.20
Change -1.30%
About

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$83.00
Mean price target
2. Current target
$68.20
Latest analyst target
3. DCF / Fair value
$66.45
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$68.20
Low
$80.00
High
$88.00
Mean
$83.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-24 main Keefe, Bruyette & Woods Outperform → Outperform $81
2026-04-10 main Keefe, Bruyette & Woods Outperform → Outperform $78
2026-02-27 up Stephens & Co. Equal-Weight → Overweight $82
2026-02-09 main Keefe, Bruyette & Woods Outperform → Outperform $82
2026-02-02 init Citizens — → Market Outperform $80
2026-01-26 up Keefe, Bruyette & Woods Market Perform → Outperform $81
2025-12-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $81
2025-07-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $73
2025-07-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $72
2025-02-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $75
2025-02-06 reit Stephens & Co. Overweight → Overweight $82
2025-01-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $74
2024-12-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $84
2024-09-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $75
2024-07-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $71
2024-07-26 main BTIG Buy → Buy $76
2024-07-26 main Stephens & Co. Overweight → Overweight $81
2024-07-25 reit Stephens & Co. Overweight → Overweight $79
2024-07-22 main BTIG Buy → Buy $80
2024-07-02 main Keefe, Bruyette & Woods Market Perform → Market Perform $61
News
RSS: Latest STC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-28 RABLE BRAD Officer — 300 $0.00 $0
2026-04-24 HISEY DAVID C Chief Financial Officer — 10,992 $71.09 $783,455
2026-03-26 HISEY DAVID C Chief Financial Officer — 6,504 — —
2026-03-26 EPPINGER FREDERICK H Chief Executive Officer — 17,006 — —
2026-03-26 GLAZE BRIAN Officer — 1,751 — —
2026-03-26 RABLE BRAD Officer — 2,047 — —
2026-03-26 GIDDENS ELIZABETH Officer — 1,969 — —
2026-03-26 KAIN EMILY Officer — 1,545 — —
2026-03-26 BRYANT IAIN MARTYN Officer — 1,037 — —
2026-03-26 SHECKLER ERINLEA Officer — 2,326 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
2,921.64
+17.32%
2,490.42
+10.33%
2,257.34
-26.45%
3,069.30
Operating Revenue
2,921.64
+17.32%
2,490.42
+10.33%
2,257.34
-26.45%
3,069.30
Selling General And Administration
830.59
+11.43%
745.40
+4.58%
712.79
-11.12%
802.00
General And Administrative Expense
830.59
+11.43%
745.40
+4.58%
712.79
-11.12%
802.00
Salaries And Wages
830.59
+11.43%
745.40
+4.58%
712.79
-11.12%
802.00
Other Operating Expenses
714.63
+18.32%
603.96
+18.96%
507.70
-21.65%
648.02
Total Expenses
2,756.06
+15.99%
2,376.11
+8.18%
2,196.48
-22.57%
2,836.64
Reconciled Depreciation
61.07
-0.88%
61.61
-1.34%
62.45
+9.22%
57.18
EBIT
186.02
+38.59%
134.22
+66.54%
80.60
-67.90%
251.06
Net Income
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Pretax Income
165.57
+44.85%
114.31
+87.82%
60.86
-73.84%
232.65
Net Non Operating Interest Income Expense
-20.44
-2.66%
-19.91
-0.90%
-19.74
-7.25%
-18.40
Interest Expense Non Operating
20.44
+2.66%
19.91
+0.90%
19.74
+7.25%
18.40
Net Interest Income
-20.44
-2.66%
-19.91
-0.90%
-19.74
-7.25%
-18.40
Interest Expense
20.44
+2.66%
19.91
+0.90%
19.74
+7.25%
18.40
Other Income Expense
438.25
+22.23%
358.56
+36.04%
263.58
-21.52%
335.85
Tax Provision
35.41
+35.39%
26.16
+71.36%
15.26
-69.99%
50.86
Tax Rate For Calcs
0.00
-10.65%
0.00
-21.26%
0.00
+39.75%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
130.16
+47.65%
88.16
+93.33%
45.60
-74.92%
181.79
Net Income From Continuing Operation Net Minority Interest
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Net Income From Continuing And Discontinued Operation
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Net Income Continuous Operations
130.16
+47.65%
88.16
+93.33%
45.60
-74.92%
181.79
Minority Interests
-14.63
+1.47%
-14.85
+2.06%
-15.16
+22.19%
-19.48
Normalized Income
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Net Income Common Stockholders
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Diluted EPS
3.82
+46.46%
2.61
+135.14%
1.11
-81.31%
5.94
Basic EPS
3.82
+44.77%
2.64
+137.43%
1.11
-81.41%
5.98
Basic Average Shares
30.22
+8.86%
27.76
+1.44%
27.37
+0.88%
27.13
Diluted Average Shares
30.22
+7.45%
28.13
+2.21%
27.52
+0.63%
27.35
Diluted NI Availto Com Stockholders
115.53
+57.60%
73.31
+140.84%
30.44
-81.25%
162.31
Depreciation And Amortization In Income Statement
61.07
-0.88%
61.61
-1.34%
62.45
+9.22%
57.18
Loss Adjustment Expense
81.67
+1.56%
80.41
+0.16%
80.28
-21.85%
102.73
Net Policyholder Benefits And Claims
81.67
+1.56%
80.41
+0.16%
80.28
-21.85%
102.73
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
3,252.80
+19.14%
2,730.14
+1.01%
2,702.86
-1.28%
2,737.88
Cash Cash Equivalents And Short Term Investments
369.67
+43.56%
257.50
-5.47%
272.39
-0.11%
272.69
Cash And Cash Equivalents
321.77
+48.76%
216.30
-7.31%
233.37
-6.04%
248.37
Other Short Term Investments
47.90
+16.26%
41.20
+5.58%
39.02
+60.47%
24.32
Receivables
190.06
+35.02%
140.76
+12.70%
124.90
+6.10%
117.72
Accounts Receivable
154.91
+24.50%
124.42
+8.78%
114.38
+6.63%
107.27
Receivables Adjustments Allowances
-7.80
-1.04%
-7.72
-1.87%
-7.58
-3.75%
-7.31
Taxes Receivable
3.15
+1.45%
3.10
-12.31%
3.54
-65.62%
10.28
Net PPE
273.03
+3.15%
264.69
-2.54%
271.57
-3.95%
282.73
Goodwill And Other Intangible Assets
1,597.09
+27.03%
1,257.21
-0.64%
1,265.33
-0.53%
1,272.07
Goodwill
1,271.96
+17.32%
1,084.14
+1.12%
1,072.13
-0.08%
1,072.98
Other Intangible Assets
325.13
+87.86%
173.07
-10.41%
193.20
-2.96%
199.08
Investments And Advances
659.00
-7.82%
714.88
-1.15%
723.18
-2.14%
738.98
Long Term Equity Investment
4.93
+7.66%
4.58
+8.55%
4.22
-7.76%
4.58
Total Liabilities Net Minority Interest
1,602.41
+21.48%
1,319.06
-0.40%
1,324.31
-3.17%
1,367.61
Payables And Accrued Expenses
255.85
+19.23%
214.58
+12.90%
190.05
-3.30%
196.54
Current Debt And Capital Lease Obligation
200.00
—
—
—
Current Debt
200.00
—
—
—
Long Term Debt And Capital Lease Obligation
568.76
+0.72%
564.68
-2.80%
580.94
-2.36%
595.01
Long Term Debt
446.61
+0.17%
445.84
+0.12%
445.29
-0.38%
447.01
Long Term Capital Lease Obligation
122.15
+2.79%
118.83
-12.40%
135.65
-8.34%
148.00
Non Current Deferred Liabilities
53.32
+88.65%
28.27
+12.86%
25.05
-5.90%
26.62
Non Current Deferred Taxes Liabilities
53.32
+88.65%
28.27
+12.86%
25.05
-5.90%
26.62
Stockholders Equity
1,641.08
+17.04%
1,402.14
+2.24%
1,371.41
+0.68%
1,362.15
Common Stock Equity
1,641.08
+17.04%
1,402.14
+2.24%
1,371.41
+0.68%
1,362.15
Capital Stock
30.58
+8.75%
28.12
+1.42%
27.72
+0.87%
27.48
Common Stock
30.58
+8.75%
28.12
+1.42%
27.72
+0.87%
27.48
Share Issued
30.58
+8.75%
28.12
+1.42%
27.72
+0.87%
27.48
Ordinary Shares Number
30.22
+8.86%
27.76
+1.44%
27.37
+0.88%
27.13
Treasury Shares Number
0.35
+0.00%
0.35
+0.00%
0.35
+0.00%
0.35
Additional Paid In Capital
489.67
+48.11%
330.60
+6.40%
310.73
+4.67%
296.86
Retained Earnings
1,145.41
+5.13%
1,089.48
+1.74%
1,070.84
-1.92%
1,091.82
Gains Losses Not Affecting Retained Earnings
-21.91
+49.52%
-43.40
-23.23%
-35.22
+31.41%
-51.34
Treasury Stock
2.67
+0.00%
2.67
+0.00%
2.67
+0.00%
2.67
Minority Interest
9.31
+4.10%
8.95
+25.34%
7.14
-12.03%
8.11
Total Equity Gross Minority Interest
1,650.40
+16.96%
1,411.09
+2.36%
1,378.55
+0.60%
1,370.27
Total Capitalization
2,087.69
+12.97%
1,847.98
+1.72%
1,816.70
+0.42%
1,809.16
Invested Capital
2,287.69
+23.79%
1,847.98
+1.72%
1,816.70
+0.42%
1,809.16
Total Debt
768.76
+36.14%
564.68
-2.80%
580.94
-2.36%
595.01
Net Debt
324.83
+41.51%
229.54
+8.31%
211.93
+6.69%
198.64
Capital Lease Obligations
122.15
+2.79%
118.83
-12.40%
135.65
-8.34%
148.00
Net Tangible Assets
43.99
-69.65%
144.93
+36.61%
106.09
+17.76%
90.08
Tangible Book Value
43.99
-69.65%
144.93
+36.61%
106.09
+17.76%
90.08
Foreign Currency Translation Adjustments
-21.86
+34.51%
-33.39
-79.70%
-18.58
+22.12%
-23.86
Investments In Other Ventures Under Equity Method
4.93
+7.66%
4.58
+8.55%
4.22
-7.76%
4.58
Line Of Credit
200.00
—
—
—
Notes Receivable
39.81
+89.91%
20.96
+43.88%
14.57
+94.73%
7.48
Unrealized Gain Loss
-0.04
+99.56%
-10.01
+39.82%
-16.64
+39.48%
-27.49
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
205.69
+51.68%
135.61
+63.30%
83.04
-56.72%
191.86
Cash Flow From Continuing Operating Activities
205.69
+51.68%
135.61
+63.30%
83.04
-56.72%
191.86
Net Income From Continuing Operations
130.16
+47.65%
88.16
+93.33%
45.60
-74.92%
181.79
Depreciation And Amortization
61.07
-0.88%
61.61
-1.34%
62.45
+9.22%
57.18
Other Non Cash Items
7.64
+500.58%
-1.91
+91.09%
-21.40
-292.37%
11.12
Stock Based Compensation
17.10
+26.07%
13.56
+24.21%
10.92
-11.09%
12.28
Operating Gains Losses
-2.86
-38.72%
-2.06
-299.71%
1.03
+123.85%
-4.33
Gain Loss On Investment Securities
-0.39
-30.46%
-0.30
-114.36%
2.10
+296.54%
-1.07
Unrealized Gain Loss On Investment Securities
-5.17
+59.12%
-12.63
-510.68%
-2.07
-181.26%
2.55
Change In Working Capital
-2.93
+75.13%
-11.77
+23.47%
-15.38
+79.37%
-74.55
Change In Receivables
-14.84
-23.11%
-12.05
-125.10%
-5.36
-152.74%
10.15
Change In Payables And Accrued Expense
23.77
+78.37%
13.32
+307.17%
-6.43
+92.65%
-87.50
Change In Payable
23.77
+78.37%
13.32
+307.17%
-6.43
+92.65%
-87.50
Change In Account Payable
23.77
+78.37%
13.32
+307.17%
-6.43
+92.65%
-87.50
Change In Other Working Capital
8.27
+84.40%
4.49
+166.26%
-6.77
-2411.26%
0.29
Change In Other Current Assets
-20.13
-14.83%
-17.53
-651.57%
3.18
+26.97%
2.50
Investing Cash Flow
-368.58
-322.38%
-87.26
-191.18%
-29.97
+90.03%
-300.67
Cash Flow From Continuing Investing Activities
-368.58
-322.38%
-87.26
-191.18%
-29.97
+90.03%
-300.67
Net PPE Purchase And Sale
-73.41
-81.40%
-40.47
-7.08%
-37.79
+21.18%
-47.95
Purchase Of PPE
-73.41
-81.40%
-40.47
-7.08%
-37.79
+21.18%
-47.95
Sale Of PPE
—
—
1.06
+64.13%
0.64
Capital Expenditure
-73.41
-81.40%
-40.47
-7.08%
-37.79
+21.18%
-47.95
Net Investment Purchase And Sale
89.69
+429.25%
-27.24
-170.03%
38.90
+135.04%
-111.02
Purchase Of Investment
-125.00
+20.80%
-157.83
-69.15%
-93.31
+56.56%
-214.80
Sale Of Investment
214.70
+64.41%
130.59
-1.23%
132.21
+27.39%
103.78
Net Business Purchase And Sale
-370.01
-2472.56%
-14.38
+42.70%
-25.10
+82.43%
-142.86
Purchase Of Business
-370.01
-2472.56%
-14.38
+42.70%
-25.10
+82.43%
-142.86
Net Other Investing Changes
-14.85
-187.31%
-5.17
+13.56%
-5.98
-616.05%
1.16
Financing Cash Flow
265.21
+535.07%
-60.96
+11.78%
-69.10
+43.92%
-123.22
Cash Flow From Continuing Financing Activities
265.21
+535.07%
-60.96
+11.78%
-69.10
+43.92%
-123.22
Net Issuance Payments Of Debt
199.95
+2221577.78%
0.01
+100.40%
-2.24
+93.95%
-36.99
Issuance Of Debt
201.18
+5839.62%
3.39
-4.27%
3.54
-91.04%
39.50
Repayment Of Debt
-1.22
+63.77%
-3.38
+41.52%
-5.78
+92.45%
-76.49
Long Term Debt Issuance
201.18
+5839.62%
3.39
-4.27%
3.54
-91.04%
39.50
Long Term Debt Payments
-1.22
+63.77%
-3.38
+41.52%
-5.78
+92.45%
-76.49
Net Long Term Debt Issuance
199.95
+2221577.78%
0.01
+100.40%
-2.24
+93.95%
-36.99
Net Common Stock Issuance
136.92
+3661.91%
-3.84
-115.59%
-1.78
+45.34%
-3.26
Common Stock Payments
-3.89
-1.12%
-3.84
-115.59%
-1.78
+45.34%
-3.26
Common Stock Dividend Paid
-58.48
-8.47%
-53.92
-6.72%
-50.52
-13.10%
-44.67
Cash Dividends Paid
-58.48
-8.47%
-53.92
-6.72%
-50.52
-13.10%
-44.67
Repurchase Of Capital Stock
-3.89
-1.12%
-3.84
-115.59%
-1.78
+45.34%
-3.26
Proceeds From Stock Option Exercised
7.50
-28.89%
10.55
+112.27%
4.97
-14.72%
5.83
Net Other Financing Charges
-20.68
-50.31%
-13.76
+29.54%
-19.52
+55.75%
-44.13
Changes In Cash
102.32
+911.27%
-12.61
+21.30%
-16.03
+93.09%
-232.03
Effect Of Exchange Rate Changes
3.16
+170.93%
-4.46
-535.06%
1.02
+118.53%
-5.53
Beginning Cash Position
216.30
-7.31%
233.37
-6.04%
248.37
-48.89%
485.92
End Cash Position
321.77
+48.76%
216.30
-7.31%
233.37
-6.04%
248.37
Free Cash Flow
132.28
+39.03%
95.14
+110.25%
45.25
-68.56%
143.91
Interest Paid Supplemental Data
17.77
+1.78%
17.46
+1.69%
17.17
-1.32%
17.40
Income Tax Paid Supplemental Data
24.30
-5.71%
25.77
+382.06%
5.34
-91.10%
60.09
Amortization Of Securities
-1.51
-90.53%
-0.79
-262.96%
0.49
-77.52%
2.16
Common Stock Issuance
140.81
0.00
0.00
0.00
Dividend Received CFO
2.18
+50.80%
1.44
+2.49%
1.41
-61.52%
3.66
Earnings Losses From Equity Investments
-2.46
-40.14%
-1.76
-64.24%
-1.07
+67.12%
-3.26
Issuance Of Capital Stock
140.81
0.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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