Symbols / SYBT Stock $70.85 -3.06% Stock Yards Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
SYBT (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James A. Hillebrand
Exch · Country NMS · United States
Market Cap 2.09B
Enterprise Value 1.85B
Income 143.47M
Sales 399.30M
FCF (ttm)
Book/sh 36.49
Cash/sh 22.59
Employees 1,144
Insider 10d
IPO Mar 24, 1993
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 26.13%
P/E 14.58
Forward P/E 12.76
PEG 1.33
P/S 5.24
P/B 1.94
P/C
EV/EBITDA
EV/Sales 4.62
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 4.86
EPS next Y 5.55
EPS Growth 9.70%
Revenue Growth 9.40%
EPS Gr Q/Q 10.00%
Rev Gr Q/Q
Earnings (next) 2026-04-22
Earnings (prior) 2026-04-22
ROA 1.55%
ROE 14.22%
ROIC
Gross Margin 0.00%
Oper. Margin 47.43%
Profit Margin 35.93%
Shs Outstand 29.52M
Shs Float 26.08M
Insider Own 7.52%
Instit Own 63.52%
Short Float 5.76%
Short Ratio 7.67
Short Interest 1.66M
52W High 83.83
vs 52W High -15.48%
52W Low 61.51
vs 52W Low 15.18%
Beta 0.68
Impl. Vol.
Rel Volume 0.57
Avg Volume 168.37K
Volume 96.69K
Target (mean) $77.20
Tgt Median $78.00
Tgt Low $70.00
Tgt High $82.00
# Analysts 5
Recom Hold
Prev Close $73.09
Price $70.85
Change -3.06%
About

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment engages in the provision of investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company was founded in 1904 and is headquartered in Louisville, Kentucky.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$70.85
Low
$70.00
High
$82.00
Mean
$77.20

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main Piper Sandler Neutral → Neutral $78
2026-04-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $81
2026-04-23 main Stephens & Co. Equal-Weight → Equal-Weight $70
2026-04-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $80
2026-03-06 up Hovde Group Market Perform → Outperform $75
2026-01-30 main Piper Sandler Neutral → Neutral $76
2025-07-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $85
2025-07-24 main Piper Sandler Neutral → Neutral $86
2025-04-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $80
2025-04-24 main Piper Sandler Neutral → Neutral $81
2025-04-24 main Stephens & Co. Equal-Weight → Equal-Weight $80
2024-11-15 down Stephens & Co. Overweight → Equal-Weight $76
2024-10-24 main Piper Sandler Neutral → Neutral $69
2024-10-24 main Stephens & Co. Overweight → Overweight $70
2024-07-25 main Stephens & Co. Overweight → Overweight $66
2024-07-25 reit Keefe, Bruyette & Woods Market Perform → Market Perform $64
2024-04-25 reit Keefe, Bruyette & Woods Market Perform → Market Perform $54
2023-10-26 main Stephens & Co. Equal-Weight → Equal-Weight $44
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $65
2023-02-06 main Keefe, Bruyette & Woods — → Market Perform $74
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-23 BICKEL PAUL J. III Director 4 $70.44 $282
2026-03-23 SAUNIER EDWIN S. Director 55 $64.46 $3,545
2026-03-23 DISHMAN WILLIAM M. III Officer 807 $64.46 $52,019
2026-03-23 STINNETT THOMAS C Officer 1,525 $64.46 $98,302
2026-03-23 PRIEBE STEPHEN M Director 164 $64.46 $10,571
2026-03-23 CROCE MICHAEL J Officer 770 $64.46 $49,634
2026-03-23 HILLEBRAND JAMES A Chief Executive Officer 3,637 $64.46 $234,441
2026-03-23 BICKEL PAUL J. III Director 62 $64.46 $3,997
2026-03-23 REHM MICHAEL V. Officer 1,056 $64.46 $68,070
2026-03-23 HARDY DAVID L. Director 62 $64.46 $3,997
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
389.57
+12.88%
345.11
+3.60%
333.10
+6.67%
312.28
Operating Revenue
389.57
+12.88%
345.11
+3.60%
333.10
+6.67%
312.28
Selling General And Administration
144.15
+8.73%
132.57
+10.27%
120.23
+8.34%
110.97
Selling And Marketing Expense
7.53
+8.69%
6.92
+15.59%
5.99
+19.68%
5.00
General And Administrative Expense
136.62
+8.73%
125.65
+9.99%
114.24
+7.81%
105.97
Salaries And Wages
131.82
+8.84%
121.11
+9.77%
110.33
+6.90%
103.21
Other Gand A
Reconciled Depreciation
7.79
-41.63%
13.35
-39.13%
21.94
+6.20%
20.66
Total Unusual Items
0.07
+172.00%
-0.10
-233.33%
-0.03
+99.81%
-16.03
Total Unusual Items Excluding Goodwill
0.07
+172.00%
-0.10
-233.33%
-0.03
+99.81%
-16.03
Special Income Charges
0.07
+172.00%
-0.10
-233.33%
-0.03
+99.81%
-16.03
Other Special Charges
-0.07
-172.00%
0.10
+233.33%
0.03
+100.69%
-4.34
Restructuring And Mergern Acquisition
0.00
0.00
-100.00%
19.50
Net Income
140.15
+22.36%
114.54
+6.30%
107.75
+15.89%
92.97
Pretax Income
178.20
+23.43%
144.37
+4.67%
137.93
+14.48%
120.48
Net Interest Income
300.31
+16.83%
257.04
+3.93%
247.33
+5.98%
233.38
Interest Expense
167.28
+7.34%
155.84
+56.84%
99.36
+443.89%
18.27
Interest Income
467.59
+13.25%
412.88
+19.09%
346.70
+37.77%
251.65
Gain On Sale Of Security
0.00
0.00
+100.00%
-0.04
0.00
Gain On Sale Of Business
0.00
0.00
+100.00%
-0.87
Tax Provision
38.05
+27.56%
29.83
-1.17%
30.18
+10.99%
27.19
Tax Rate For Calcs
0.00
+3.34%
0.00
-5.58%
0.00
-3.06%
0.00
Tax Effect Of Unusual Items
0.02
+174.40%
-0.02
-214.75%
-0.01
+99.82%
-3.62
Net Income Including Noncontrolling Interests
140.15
+22.36%
114.54
+6.30%
107.75
+15.49%
93.29
Net Income From Continuing Operation Net Minority Interest
140.15
+22.36%
114.54
+6.30%
107.75
+15.89%
92.97
Net Income From Continuing And Discontinued Operation
140.15
+22.36%
114.54
+6.30%
107.75
+15.89%
92.97
Net Income Continuous Operations
140.15
+22.36%
114.54
+6.30%
107.75
+15.49%
93.29
Minority Interests
0.00
0.00
+100.00%
-0.32
Normalized Income
140.09
+22.23%
114.62
+6.35%
107.77
+2.27%
105.38
Net Income Common Stockholders
140.15
+22.36%
114.54
+6.30%
107.75
+15.89%
92.97
Diluted EPS
3.89
+5.99%
3.67
+14.33%
3.21
Basic EPS
3.91
+5.96%
3.69
+13.89%
3.24
Basic Average Shares
29.29
+0.26%
29.21
+1.88%
28.67
Diluted Average Shares
29.42
+0.72%
29.21
+1.00%
28.92
Diluted NI Availto Com Stockholders
140.15
+22.36%
114.54
+6.30%
107.75
+15.89%
92.97
Amortization
3.66
-18.44%
4.49
-4.29%
4.69
-15.48%
5.54
Amortization Of Intangibles Income Statement
3.66
-18.44%
4.49
-4.29%
4.69
-15.48%
5.54
Depreciation Amortization Depletion Income Statement
3.66
-18.44%
4.49
-4.29%
4.69
-15.48%
5.54
Depreciation And Amortization In Income Statement
3.66
-18.44%
4.49
-4.29%
4.69
-15.48%
5.54
Insurance And Claims
4.80
+5.86%
4.54
+16.06%
3.91
+41.81%
2.76
Occupancy And Equipment
16.53
+8.82%
15.19
-7.27%
16.38
+14.59%
14.30
Other Non Interest Expense
36.20
+4.75%
34.55
-0.70%
34.80
+10.81%
31.40
Professional Expense And Contract Services Expense
4.21
+2.53%
4.11
+3.87%
3.96
+34.49%
2.94
Securities Amortization
0.00
0.00
-100.00%
1.29
+266.57%
0.35
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,536.12
+7.59%
8,863.42
+8.49%
8,170.10
+8.99%
7,496.26
Cash And Cash Equivalents
70.06
-11.23%
78.92
-16.45%
94.47
+14.48%
82.52
Other Short Term Investments
12.62
-98.73%
990.11
-3.98%
1,031.18
-9.91%
1,144.62
Receivables
50.42
+6.46%
47.36
+2.26%
46.32
+19.90%
38.63
Accounts Receivable
28.78
+3.92%
27.70
+3.23%
26.83
+21.09%
22.16
Other Receivables
21.64
+10.04%
19.67
+0.92%
19.49
+18.29%
16.48
Prepaid Assets
8.82
+38.45%
6.37
+8.45%
5.87
+2.66%
5.72
Net PPE
118.70
+5.29%
112.74
+11.43%
101.17
-0.43%
101.61
Gross PPE
163.56
+4.94%
155.86
+9.30%
142.60
+0.39%
142.05
Accumulated Depreciation
-44.86
-4.02%
-43.12
-4.09%
-41.43
-2.44%
-40.44
Land And Improvements
25.20
+12.71%
22.36
-0.70%
22.52
-2.15%
23.01
Buildings And Improvements
77.53
+5.68%
73.37
+2.33%
71.69
-0.87%
72.32
Machinery Furniture Equipment
25.92
+2.23%
25.36
+3.07%
24.60
-3.02%
25.37
Construction In Progress
3.66
-28.02%
5.08
+82.57%
2.78
+67.59%
1.66
Other Properties
31.24
+5.21%
29.70
+41.36%
21.01
+6.67%
19.69
Goodwill And Other Intangible Assets
216.42
-2.17%
221.22
-2.74%
227.46
-2.91%
234.28
Goodwill
194.07
+0.00%
194.07
+0.00%
194.07
+0.00%
194.07
Other Intangible Assets
22.35
-17.69%
27.15
-18.68%
33.39
-16.97%
40.21
Investments And Advances
1,115.70
-27.82%
1,545.71
-6.10%
1,646.07
+0.87%
1,631.80
Total Liabilities Net Minority Interest
8,460.43
+6.78%
7,922.94
+8.36%
7,312.00
+8.55%
6,735.83
Payables And Accrued Expenses
1.74
-9.00%
1.91
-8.69%
2.09
+217.27%
0.66
Payables
1.74
-9.00%
1.91
-8.69%
2.09
+217.27%
0.66
Accounts Payable
1.74
-9.00%
1.91
-8.69%
2.09
+217.27%
0.66
Long Term Debt And Capital Lease Obligation
326.81
+0.00%
326.81
+44.13%
226.74
+197.00%
76.34
Long Term Debt
326.81
+0.00%
326.81
+44.13%
226.74
+197.00%
76.34
Stockholders Equity
1,075.70
+14.38%
940.48
+9.60%
858.10
+12.84%
760.43
Common Stock Equity
1,075.70
+14.38%
940.48
+9.60%
858.10
+12.84%
760.43
Capital Stock
59.09
+0.26%
58.94
+0.58%
58.60
+0.40%
58.37
Common Stock
59.09
+0.26%
58.94
+0.58%
58.60
+0.40%
58.37
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
29.48
+0.15%
29.43
+0.35%
29.33
+0.24%
29.26
Ordinary Shares Number
29.48
+0.15%
29.43
+0.35%
29.33
+0.24%
29.26
Additional Paid In Capital
402.82
+1.96%
395.08
+2.36%
385.95
+2.18%
377.70
Retained Earnings
675.06
+16.87%
577.61
+14.07%
506.34
+15.10%
439.90
Gains Losses Not Affecting Retained Earnings
-61.27
+32.78%
-91.15
+1.77%
-92.80
+19.68%
-115.54
Other Equity Adjustments
-61.27
+32.78%
-91.15
+1.77%
-92.80
+19.68%
-115.54
Total Equity Gross Minority Interest
1,075.70
+14.38%
940.48
+9.60%
858.10
+12.84%
760.43
Total Capitalization
1,402.50
+10.67%
1,267.28
+16.82%
1,084.84
+29.65%
836.77
Invested Capital
1,402.50
+10.67%
1,267.28
+16.82%
1,084.84
+29.65%
836.77
Total Debt
326.81
+0.00%
326.81
+44.13%
226.74
+197.00%
76.34
Net Debt
256.75
+3.58%
247.88
+87.40%
132.27
Net Tangible Assets
859.27
+19.47%
719.25
+14.05%
630.64
+19.86%
526.15
Tangible Book Value
859.27
+19.47%
719.25
+14.05%
630.64
+19.86%
526.15
Available For Sale Securities
906.83
+389.06%
185.42
+5.92%
175.06
+1153.17%
13.97
Cash Cash Equivalents And Federal Funds Sold
886.38
+204.58%
291.02
+9.42%
265.96
+58.91%
167.37
Held To Maturity Securities
196.25
-46.98%
370.17
-15.84%
439.84
-7.05%
473.22
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
166.05
+16.22%
142.87
+33.89%
106.70
-1.88%
108.74
Cash Flow From Continuing Operating Activities
166.05
+16.22%
142.87
+33.89%
106.70
-1.88%
108.74
Net Income From Continuing Operations
140.15
+22.36%
114.54
+6.30%
107.75
+15.49%
93.29
Depreciation Amortization Depletion
7.79
-41.63%
13.35
-39.13%
21.94
+6.20%
20.66
Depreciation
7.79
-41.63%
13.35
-39.13%
21.94
+6.20%
20.66
Depreciation And Amortization
7.79
-41.63%
13.35
-39.13%
21.94
+6.20%
20.66
Other Non Cash Items
0.76
+411.98%
-0.24
+93.90%
-3.97
-147.01%
8.45
Stock Based Compensation
4.41
+16.83%
3.77
-15.48%
4.46
+1.59%
4.39
Deferred Tax
-2.83
+9.18%
-3.12
-616.32%
-0.43
-123.86%
1.82
Deferred Income Tax
-2.83
+9.18%
-3.12
-616.32%
-0.43
-123.86%
1.82
Operating Gains Losses
-3.37
-44.36%
-2.33
-44.25%
-1.62
+59.52%
-3.99
Gain Loss On Investment Securities
0.00
0.00
-100.00%
0.04
0.00
Gain Loss On Sale Of PPE
-0.07
-172.00%
0.10
+233.33%
0.03
+100.69%
-4.34
Change In Working Capital
13.04
+55.31%
8.39
+124.27%
-34.58
-41.58%
-24.42
Change In Receivables
9.83
+835.38%
-1.34
+66.07%
-3.94
+72.18%
-14.16
Changes In Account Receivables
9.83
+835.38%
-1.34
+66.07%
-3.94
+72.18%
-14.16
Change In Payables And Accrued Expense
3.21
-67.06%
9.73
+131.76%
-30.64
-198.65%
-10.26
Change In Payable
3.21
-67.06%
9.73
+131.76%
-30.64
-198.65%
-10.26
Change In Account Payable
3.21
-67.06%
9.73
+131.76%
-30.64
-198.65%
-10.26
Investing Cash Flow
-106.50
+84.27%
-677.06
-59.66%
-424.05
-10.31%
-384.43
Cash Flow From Continuing Investing Activities
-106.50
+84.27%
-677.06
-59.66%
-424.05
-10.31%
-384.43
Net PPE Purchase And Sale
-11.33
-17.74%
-9.62
-60.44%
-6.00
-195.36%
6.29
Purchase Of PPE
-12.04
-22.28%
-9.85
-27.38%
-7.73
+58.08%
-18.44
Sale Of PPE
0.71
+218.39%
0.22
-87.12%
1.73
-93.00%
24.73
Capital Expenditure
-12.04
-22.28%
-9.85
-27.38%
-7.73
+58.08%
-18.44
Net Investment Purchase And Sale
489.89
+352.96%
108.15
-38.01%
174.47
+151.59%
-338.16
Purchase Of Investment
-594.55
-49.89%
-396.66
-6483.50%
-6.03
+99.08%
-655.67
Sale Of Investment
1,084.44
+114.82%
504.81
+179.68%
180.49
-43.15%
317.51
Net Business Purchase And Sale
0.00
0.00
-100.00%
354.45
Gain Loss On Sale Of Business
0.00
0.00
-100.00%
0.87
Net Other Investing Changes
-64.07
-73.63%
-36.90
-95.04%
-18.92
+19.33%
-23.45
Financing Cash Flow
535.81
-4.19%
559.25
+34.46%
415.94
+180.27%
-518.14
Cash Flow From Continuing Financing Activities
535.81
-4.19%
559.25
+34.46%
415.94
+180.27%
-518.14
Net Issuance Payments Of Debt
0.00
-100.00%
100.00
-33.33%
150.00
+220.51%
46.80
Issuance Of Debt
1,200.00
+20.00%
1,000.00
+5.26%
950.00
+1800.00%
50.00
Repayment Of Debt
-1,200.00
-33.33%
-900.00
-12.50%
-800.00
-24900.00%
-3.20
Long Term Debt Issuance
1,200.00
+20.00%
1,000.00
+5.26%
950.00
+1800.00%
50.00
Long Term Debt Payments
-1,200.00
-33.33%
-900.00
-12.50%
-800.00
0.00
Net Long Term Debt Issuance
0.00
-100.00%
100.00
-33.33%
150.00
+200.00%
50.00
Short Term Debt Payments
0.00
0.00
+100.00%
-3.20
Net Short Term Debt Issuance
0.00
0.00
+100.00%
-3.20
Net Common Stock Issuance
-2.09
+50.41%
-4.22
-56.47%
-2.69
+43.92%
-4.81
Common Stock Payments
-2.09
+50.41%
-4.22
-56.47%
-2.69
+43.92%
-4.81
Cash Dividends Paid
-37.11
-3.55%
-35.84
-3.64%
-34.58
-3.83%
-33.30
Repurchase Of Capital Stock
-2.09
+50.41%
-4.22
-56.47%
-2.69
+43.92%
-4.81
Proceeds From Stock Option Exercised
-0.27
Net Other Financing Charges
-1.24
Changes In Cash
595.36
+2275.63%
25.06
-74.58%
98.59
+112.42%
-793.83
Beginning Cash Position
291.02
+9.42%
265.96
+58.91%
167.37
-82.59%
961.19
End Cash Position
886.38
+204.58%
291.02
+9.42%
265.96
+58.91%
167.37
Free Cash Flow
154.00
+15.78%
133.02
+34.40%
98.97
+9.60%
90.30
Interest Paid Supplemental Data
167.45
+7.32%
156.02
+59.32%
97.93
+446.82%
17.91
Income Tax Paid Supplemental Data
21.20
+9.10%
19.43
-45.01%
35.33
+69.11%
20.89
Excess Tax Benefit From Stock Based Compensation
-0.60
+50.81%
-1.23
-90.68%
-0.64
+62.41%
-1.71
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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