Symbols / TBBK Stock $57.91 -4.23% The Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
TBBK (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Damian M. Kozlowski
Exch · Country NMS · United States
Market Cap 2.44B
Enterprise Value 3.12B
Income 231.11M
Sales 531.36M
FCF (ttm) —
Book/sh 16.29
Cash/sh 0.21
Employees 733
Insider 10d —
IPO Feb 03, 2004
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 11.27
Forward P/E 7.16
PEG 1.07
P/S 4.60
P/B 3.56
P/C —
EV/EBITDA —
EV/Sales 5.88
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 5.14
EPS next Y 8.08
EPS Growth 18.50%
Revenue Growth 4.10%
EPS Gr Q/Q 5.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 2.40%
ROE 30.28%
ROIC —
Gross Margin 0.00%
Oper. Margin 58.29%
Profit Margin 43.49%
Shs Outstand 41.85M
Shs Float 39.86M
Insider Own 6.00%
Instit Own 109.18%
Short Float 12.48%
Short Ratio 6.88
Short Interest 3.35M
52W High 81.65
vs 52W High -29.08%
52W Low 46.51
vs 52W Low 24.51%
Beta 1.28
Impl. Vol. 67.33%
Rel Volume 0.89
Avg Volume 574.27K
Volume 508.81K
Target (mean) $71.33
Tgt Median $72.00
Tgt Low $66.00
Tgt High $76.00
# Analysts 3
Recom Buy
Prev Close $60.47
Price $57.91
Change -4.23%
About

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$71.33
Mean price target
2. Current target
$57.91
Latest analyst target
3. DCF / Fair value
$77.10
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$57.91
Low
$66.00
High
$76.00
Mean
$71.33

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-11 up Raymond James Outperform → Strong Buy $76
2025-07-11 reit Keefe, Bruyette & Woods — → Market Perform $65
2025-06-12 down Keefe, Bruyette & Woods Outperform → Market Perform $65
2025-04-28 main Keefe, Bruyette & Woods Outperform → Outperform $70
2025-02-03 main Keefe, Bruyette & Woods Outperform → Outperform $72
2025-02-03 reit Raymond James Outperform → Outperform $67
2024-12-23 main Piper Sandler Overweight → Overweight $64
2024-07-29 reit Keefe, Bruyette & Woods Outperform → Outperform $55
2024-07-29 main Piper Sandler Overweight → Overweight $60
2024-07-02 reit Piper Sandler Overweight → Overweight $55
2024-04-05 main Keefe, Bruyette & Woods Outperform → Outperform $46
2024-03-08 main Keefe, Bruyette & Woods Outperform → Outperform $52
2024-01-29 main Raymond James Outperform → Outperform $50
2023-12-21 main Piper Sandler Overweight → Overweight $51
2023-10-30 main Piper Sandler Overweight → Overweight $49
2023-07-31 main Piper Sandler Overweight → Overweight $46
2023-07-31 main Raymond James Outperform → Outperform $42
2023-05-01 main Keefe, Bruyette & Woods — → Outperform $42
2023-04-06 main Keefe, Bruyette & Woods — → Outperform $40
2022-10-12 main Piper Sandler — → Overweight $29
News
RSS: Latest TBBK news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-13 HARRIS RYAN Officer — 4,500 $53.18 $239,328
2026-02-27 CANUSO DOMINIC C. Chief Financial Officer — 2,000 $55.00 $110,510
2026-02-12 COHN MATTHEW Director — 1,080 $56.78 $65,000
2026-02-10 CANUSO DOMINIC C. Chief Financial Officer — 3,000 $60.50 $182,777
2026-02-09 KOZLOWSKI DAMIAN Chief Executive Officer — 80,580 $0.00 $0
2026-02-09 CANUSO DOMINIC C. Chief Financial Officer — 9,669 $0.00 $0
2026-02-09 CONNOLLY MARK LEO Officer — 20,145 $0.00 $0
2026-02-09 WAINWRIGHT MARIA Officer — 9,669 $0.00 $0
2026-02-09 HARRIS RYAN Officer — 40,290 $0.00 $0
2026-02-09 GARRY GREGOR J Chief Operating Officer — 25,181 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
703.84
+31.62%
534.75
+17.23%
456.15
+28.66%
354.52
Operating Revenue
703.84
+31.62%
534.75
+17.23%
456.15
+28.66%
354.52
Selling General And Administration
158.34
+7.63%
147.12
+8.87%
135.13
+13.69%
118.86
General And Administrative Expense
158.34
+7.63%
147.12
+8.87%
135.13
+13.69%
118.86
Salaries And Wages
142.55
+8.33%
131.60
+8.71%
121.06
+14.89%
105.37
Other Gand A
—
—
—
—
Reconciled Depreciation
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Total Unusual Items
-2.00
-604.23%
-0.28
0.00
+100.00%
-2.90
Total Unusual Items Excluding Goodwill
-2.00
-604.23%
-0.28
0.00
+100.00%
-2.90
Special Income Charges
-2.00
-604.23%
-0.28
0.00
+100.00%
-2.90
Other Special Charges
2.00
+604.23%
0.28
—
2.90
Write Off
—
0.00
-100.00%
1.31
0.00
Net Income
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Pretax Income
303.04
+3.72%
292.16
+13.78%
256.77
+44.32%
177.91
Net Interest Income
375.51
-0.19%
376.24
+6.27%
354.05
+42.28%
248.84
Interest Expense
175.86
+0.29%
175.35
+12.80%
155.46
+161.47%
59.45
Interest Income
551.37
-0.04%
551.59
+8.26%
509.51
+65.27%
308.30
Gain On Sale Of Security
0.00
-100.00%
1.00
+110.00%
-10.00
0.00
Tax Provision
74.82
+0.28%
74.62
+15.72%
64.48
+35.17%
47.70
Tax Rate For Calcs
0.00
-3.14%
0.00
+1.55%
0.00
-6.34%
0.00
Tax Effect Of Unusual Items
-0.49
-582.13%
-0.07
0.00
+100.00%
-0.78
Net Income Including Noncontrolling Interests
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Net Income From Continuing Operation Net Minority Interest
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Net Income From Continuing And Discontinued Operation
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Net Income Continuous Operations
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Net Income Discontinuous Operations
—
—
0.00
0.00
Normalized Income
229.72
+5.50%
217.75
+13.24%
192.30
+45.31%
132.34
Net Income Common Stockholders
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Diluted EPS
4.92
+14.69%
4.29
+22.92%
3.49
+53.74%
2.27
Basic EPS
4.99
+14.71%
4.35
+23.58%
3.52
+53.04%
2.30
Basic Average Shares
45.77
-8.58%
50.06
-8.15%
54.51
-3.63%
56.56
Diluted Average Shares
46.42
-8.46%
50.71
-7.88%
55.05
-3.87%
57.27
Diluted NI Availto Com Stockholders
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Amortization
—
—
0.40
+0.00%
0.40
Amortization Of Intangibles Income Statement
—
—
0.40
+0.00%
0.40
Depreciation Amortization Depletion Income Statement
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Depreciation And Amortization In Income Statement
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Depreciation Income Statement
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Insurance And Claims
9.32
+6.26%
8.77
+8.37%
8.10
-2.41%
8.30
Occupancy And Equipment
—
—
17.35
+7.02%
16.21
Other Non Interest Expense
47.29
+4.51%
45.25
-0.39%
45.43
+19.00%
38.17
Professional Expense And Contract Services Expense
10.83
+68.77%
6.42
-13.38%
7.41
+11.13%
6.67
Rent And Landing Fees
6.47
-4.15%
6.75
+12.81%
5.98
+15.16%
5.19
Rent Expense Supplemental
6.47
-4.15%
6.75
+12.81%
5.98
+15.16%
5.19
Line Item Trend 2025-12-31 2024-12-31
Total Assets
9,352.42
+7.16%
8,727.54
Cash And Cash Equivalents
112.65
-80.24%
570.12
Other Short Term Investments
19.87
-98.68%
1,502.86
Receivables
728.51
-1.85%
742.27
Accounts Receivable
43.09
+3.30%
41.71
Other Receivables
685.42
-2.16%
700.55
Net PPE
29.83
+8.23%
27.57
Gross PPE
83.31
-3.68%
86.49
Accumulated Depreciation
-53.47
+9.25%
-58.92
Land And Improvements
1.73
+0.00%
1.73
Buildings And Improvements
3.44
+0.00%
3.44
Machinery Furniture Equipment
57.96
-4.21%
60.50
Leases
20.18
-3.07%
20.82
Goodwill And Other Intangible Assets
0.86
-31.74%
1.25
Goodwill
0.26
+0.00%
0.26
Other Intangible Assets
0.59
-40.16%
0.99
Investments And Advances
1,671.75
+11.24%
1,502.86
Long Term Equity Investment
—
—
Total Liabilities Net Minority Interest
8,662.63
+9.13%
7,937.76
Long Term Debt And Capital Lease Obligation
223.37
+80.58%
123.70
Long Term Debt
223.37
+80.58%
123.70
Stockholders Equity
689.80
-12.66%
789.78
Common Stock Equity
689.80
-12.66%
789.78
Capital Stock
48.40
+1.45%
47.71
Common Stock
48.40
+1.45%
47.71
Share Issued
48.40
+1.45%
47.71
Ordinary Shares Number
42.36
-10.47%
47.31
Treasury Shares Number
6.05
+1401.91%
0.40
Additional Paid In Capital
24.21
+648.75%
3.23
Retained Earnings
1,007.37
+29.29%
779.15
Gains Losses Not Affecting Retained Earnings
10.84
+161.46%
-17.64
Treasury Stock
401.02
+1668.10%
22.68
Other Equity Adjustments
10.84
+161.46%
-17.64
Total Equity Gross Minority Interest
689.80
-12.66%
789.78
Total Capitalization
913.16
-0.03%
913.48
Invested Capital
913.16
-0.03%
913.48
Total Debt
223.37
+80.58%
123.70
Net Debt
110.72
—
Net Tangible Assets
688.94
-12.63%
788.53
Tangible Book Value
688.94
-12.63%
788.53
Available For Sale Securities
1,651.88
+13.75%
1,452.21
Cash Cash Equivalents And Federal Funds Sold
112.65
-80.24%
570.12
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
265.01
+26.25%
209.91
+12.34%
186.85
+56.21%
119.61
Cash Flow From Continuing Operating Activities
265.01
+26.25%
209.91
+12.34%
186.85
+56.21%
119.61
Net Income From Continuing Operations
228.21
+4.91%
217.54
+13.13%
192.30
+47.68%
130.21
Depreciation Amortization Depletion
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Depreciation
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Depreciation And Amortization
4.65
+11.91%
4.16
+35.17%
3.07
+5.93%
2.90
Other Non Cash Items
—
-0.60
-341.48%
-0.14
-109.90%
1.36
Stock Based Compensation
19.60
+30.84%
14.98
+31.52%
11.39
+50.05%
7.59
Asset Impairment Charge
0.00
0.00
-100.00%
1.15
0.00
Deferred Tax
-9.25
-499.05%
2.32
+140.79%
-5.68
-196.78%
5.87
Deferred Income Tax
-9.25
-499.05%
2.32
+140.79%
-5.68
-196.78%
5.87
Operating Gains Losses
-2.57
+7.62%
-2.78
+25.61%
-3.74
+72.34%
-13.53
Gain Loss On Investment Securities
0.00
-100.00%
0.00
-50.00%
0.00
-33.33%
0.01
Gain Loss On Sale Of PPE
-0.76
-1326.42%
-0.05
0.00
0.00
Change In Working Capital
23.65
+175.27%
-31.42
-1.38%
-30.99
-39.30%
-22.25
Change In Receivables
-1.38
+67.05%
-4.18
+24.42%
-5.53
+60.88%
-14.13
Changes In Account Receivables
-1.38
+67.05%
-4.18
+24.42%
-5.53
+60.88%
-14.13
Change In Other Current Assets
17.69
+167.50%
-26.21
+31.15%
-38.07
-2611.32%
-1.40
Change In Other Current Liabilities
7.33
+813.83%
-1.03
-108.14%
12.61
+288.00%
-6.71
Investing Cash Flow
-1,064.18
+28.61%
-1,490.62
-458.82%
415.42
+150.25%
-826.73
Cash Flow From Continuing Investing Activities
-1,064.18
+28.61%
-1,490.62
-458.82%
415.42
+150.25%
-826.74
Cash From Discontinued Investing Activities
—
0.00
0.00
-100.00%
0.00
Net PPE Purchase And Sale
-6.92
-42.86%
-4.84
+61.85%
-12.69
-147.16%
-5.13
Purchase Of PPE
-7.09
-42.54%
-4.97
+60.80%
-12.69
-147.16%
-5.13
Sale Of PPE
0.17
+30.83%
0.13
0.00
0.00
Capital Expenditure
-9.23
-38.43%
-6.67
+47.44%
-12.69
-147.16%
-5.13
Capital Expenditure Reported
-2.14
-26.37%
-1.70
0.00
0.00
Net Investment Purchase And Sale
-128.84
+82.79%
-748.54
-3488.13%
22.09
-83.87%
136.93
Purchase Of Investment
-433.77
+56.24%
-991.22
-1923.34%
-48.99
-102.58%
-24.18
Sale Of Investment
304.93
+25.65%
242.68
+241.40%
71.08
-55.88%
161.11
Net Business Purchase And Sale
—
—
—
0.00
Purchase Of Business
—
—
—
0.00
Net Other Investing Changes
9.70
-23.13%
12.62
-8.09%
13.73
+231.33%
4.14
Financing Cash Flow
341.70
-57.96%
812.74
+279.66%
-452.37
-145.53%
993.52
Cash Flow From Continuing Financing Activities
341.70
-57.96%
812.74
+279.66%
-452.37
-145.53%
993.52
Net Issuance Payments Of Debt
298.53
0.00
+100.00%
-3.27
0.00
Issuance Of Debt
394.95
0.00
0.00
0.00
Repayment Of Debt
-96.42
0.00
+100.00%
-3.27
0.00
Long Term Debt Issuance
195.95
0.00
0.00
0.00
Long Term Debt Payments
-96.42
0.00
+100.00%
-3.27
0.00
Net Long Term Debt Issuance
99.53
0.00
+100.00%
-3.27
0.00
Short Term Debt Issuance
199.00
0.00
0.00
—
Net Short Term Debt Issuance
199.00
0.00
0.00
—
Net Common Stock Issuance
-376.28
-49.11%
-252.35
-152.62%
-99.89
-67.38%
-59.68
Common Stock Payments
-378.34
-49.93%
-252.35
-152.35%
-100.00
-66.66%
-60.00
Repurchase Of Capital Stock
-378.34
-49.93%
-252.35
-152.35%
-100.00
-66.66%
-60.00
Changes In Cash
-457.47
+2.24%
-467.97
-412.18%
149.90
-47.66%
286.40
Beginning Cash Position
570.12
-45.08%
1,038.09
+16.88%
888.19
+47.59%
601.78
End Cash Position
112.65
-80.24%
570.12
-45.08%
1,038.09
+16.88%
888.19
Free Cash Flow
255.78
+25.85%
203.24
+16.70%
174.16
+52.13%
114.48
Interest Paid Supplemental Data
172.56
-0.72%
173.80
+11.22%
156.27
+171.30%
57.60
Income Tax Paid Supplemental Data
76.33
-5.56%
80.83
-2.09%
82.55
+118.47%
37.79
Common Stock Issuance
2.06
0.00
-100.00%
0.10
-67.50%
0.32
Earnings Losses From Equity Investments
—
—
—
0.00
Issuance Of Capital Stock
2.06
0.00
-100.00%
0.10
-67.50%
0.32
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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