Symbols / TCBK Stock $49.33 -2.66% TriCo Bancshares

Financial Services • Banks - Regional • United States • NMS
TCBK (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Richard P. Smith
Exch · Country NMS · United States
Market Cap 1.59B
Enterprise Value 1.35B
Income 128.88M
Sales 415.93M
FCF (ttm) —
Book/sh 41.07
Cash/sh 9.44
Employees 1,117
Insider 10d —
IPO Apr 20, 1993
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 35.79%
P/E 12.52
Forward P/E 11.70
PEG 1.94
P/S 3.81
P/B 1.20
P/C —
EV/EBITDA —
EV/Sales 3.25
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.94
EPS next Y 4.21
EPS Growth 30.00%
Revenue Growth 10.70%
EPS Gr Q/Q 27.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.30%
ROE 9.99%
ROIC —
Gross Margin 0.00%
Oper. Margin 43.72%
Profit Margin 30.99%
Shs Outstand 31.91M
Shs Float 30.34M
Insider Own 8.46%
Instit Own 71.99%
Short Float 3.36%
Short Ratio 7.33
Short Interest 1.02M
52W High 53.18
vs 52W High -7.24%
52W Low 36.32
vs 52W Low 35.82%
Beta 0.60
Impl. Vol. 66.48%
Rel Volume 0.98
Avg Volume 158.98K
Volume 155.72K
Target (mean) $55.17
Tgt Median $54.50
Tgt Low $53.00
Tgt High $59.00
# Analysts 6
Recom Buy
Prev Close $50.68
Price $49.33
Change -2.66%
About

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, and personal loans; commercial loans, including agricultural loans; motorcycle, RV, boat, and other vehicle loans; and real estate construction loans. In addition, the company provides treasury management services; credit and debit cards; other customary banking services comprising safe deposit boxes; and brokerage and wealth management services. Further, it offers equipment financing, digital banking, overdraft, and payment processing services. The company was founded in 1975 and is headquartered in Chico, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$55.17
Mean price target
2. Current target
$49.33
Latest analyst target
3. DCF / Fair value
$59.10
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$49.33
Low
$53.00
High
$59.00
Mean
$55.17

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-26 main Piper Sandler Overweight → Overweight $59
2026-01-26 main Stephens & Co. Overweight → Overweight $55
2026-01-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $55
2026-01-23 main DA Davidson Neutral → Neutral $54
2025-10-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2025-10-24 reit Raymond James Outperform → Outperform $46
2025-07-28 main Piper Sandler Overweight → Overweight $55
2025-07-25 main DA Davidson Neutral → Neutral $45
2025-07-25 reit Raymond James Outperform → Outperform $45
2025-04-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $46
2025-04-28 reit Stephens & Co. Overweight → Overweight $47
2025-04-25 main Raymond James Outperform → Outperform $43
2025-01-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2024-11-12 down DA Davidson Buy → Neutral $53
2024-10-29 main Stephens & Co. Overweight → Overweight $50
2024-10-28 main Piper Sandler Overweight → Overweight $50
2024-07-29 main Stephens & Co. Overweight → Overweight $53
2024-07-29 reit Keefe, Bruyette & Woods Market Perform → Market Perform $48
2024-07-29 main DA Davidson Buy → Buy $55
2024-07-29 main Piper Sandler Overweight → Overweight $53
News
RSS: Latest TCBK news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-30 CARNEY CRAIG BRAIN Officer — 1,209 — —
2026-03-30 GEHLMANN GREGORY A General Counsel — 761 — —
2026-03-30 BAILEY DANIEL K Officer — 1,267 — —
2026-03-30 WIESE PETER G Chief Financial Officer — 1,661 — —
2026-03-02 CARNEY CRAIG BRAIN Officer — 1,432 — —
2026-03-02 GEHLMANN GREGORY A General Counsel — 902 — —
2026-03-02 SMITH RICHARD PETER Chief Executive Officer — 4,554 — —
2026-03-02 BAILEY DANIEL K Officer — 1,500 — —
2026-03-02 WIESE PETER G Chief Financial Officer — 1,966 — —
2025-12-01 CARNEY CRAIG BRAIN Officer — 3,810 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
411.34
+5.81%
388.76
-5.44%
411.13
+2.14%
402.52
Operating Revenue
411.34
+5.81%
388.76
-5.44%
411.13
+2.14%
402.52
Selling General And Administration
158.38
+6.03%
149.38
+3.31%
144.60
+5.79%
136.69
Selling And Marketing Expense
3.43
-10.85%
3.85
+9.06%
3.53
-4.41%
3.69
General And Administrative Expense
154.95
+6.47%
145.53
+3.16%
141.07
+6.07%
132.99
Salaries And Wages
149.77
+6.54%
140.58
+3.52%
135.79
+4.58%
129.85
Other Gand A
—
—
—
—
Reconciled Depreciation
14.39
-10.46%
16.07
-14.75%
18.85
+2.55%
18.38
Total Unusual Items
0.93
-26.85%
1.27
-14.94%
1.49
+142.23%
-3.54
Total Unusual Items Excluding Goodwill
0.93
-26.85%
1.27
-14.94%
1.49
+142.23%
-3.54
Special Income Charges
-0.12
-515.79%
-0.02
+17.39%
-0.02
+99.56%
-5.18
Other Special Charges
0.12
+515.79%
0.02
-17.39%
0.02
+102.15%
-1.07
Restructuring And Mergern Acquisition
—
0.00
0.00
-100.00%
6.25
Net Income
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Pretax Income
166.16
+7.13%
155.10
-3.61%
160.91
-7.48%
173.91
Net Interest Income
349.33
+5.89%
329.91
-7.17%
355.38
+3.06%
344.84
Interest Expense
119.73
-11.45%
135.20
+65.53%
81.68
+757.14%
9.53
Interest Income
469.06
+0.85%
465.12
+6.42%
437.06
+23.34%
354.37
Gain On Sale Of Security
-3.16
-3910.84%
0.08
+133.47%
-0.25
+27.06%
-0.34
Tax Provision
44.60
+10.85%
40.24
-7.54%
43.52
-10.26%
48.49
Tax Rate For Calcs
0.00
+3.47%
0.00
-4.07%
0.00
-3.23%
0.00
Tax Effect Of Unusual Items
0.25
-24.31%
0.33
-18.40%
0.40
+140.87%
-0.99
Net Income Including Noncontrolling Interests
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Net Income From Continuing Operation Net Minority Interest
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Net Income From Continuing And Discontinued Operation
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Net Income Continuous Operations
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Normalized Income
120.88
+6.10%
113.93
-2.04%
116.30
-9.12%
127.97
Net Income Common Stockholders
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Diluted EPS
—
3.46
-1.70%
3.52
-8.09%
3.83
Basic EPS
—
3.47
-1.64%
3.53
-8.33%
3.85
Basic Average Shares
—
33.09
-0.52%
33.26
-0.21%
33.33
Diluted Average Shares
—
33.23
-0.37%
33.35
+0.06%
33.33
Diluted NI Availto Com Stockholders
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Amortization
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Amortization Of Intangibles Income Statement
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Depreciation Amortization Depletion Income Statement
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Depreciation And Amortization In Income Statement
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Insurance And Claims
5.18
+4.65%
4.95
-6.16%
5.28
+67.92%
3.14
Occupancy And Equipment
22.34
+2.31%
21.84
+0.26%
21.78
+2.61%
21.23
Other Non Interest Expense
43.91
-2.14%
44.88
-3.19%
46.35
+27.63%
36.32
Professional Expense And Contract Services Expense
6.40
-5.77%
6.79
-7.67%
7.36
+67.53%
4.39
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,822.06
+1.53%
9,673.73
-2.39%
9,910.09
-0.21%
9,930.99
Cash And Cash Equivalents
157.01
+8.32%
144.96
+46.86%
98.70
-7.95%
107.23
Cash Financial
92.91
+8.79%
85.41
+4.63%
81.63
-15.26%
96.32
Other Short Term Investments
0.06
-100.00%
1,904.88
-11.50%
2,152.50
-12.23%
2,452.44
Receivables
38.38
-7.71%
41.59
-7.62%
45.02
+13.73%
39.58
Accounts Receivable
33.65
-3.33%
34.81
-5.33%
36.77
+15.42%
31.86
Other Receivables
4.73
-30.24%
6.78
-17.87%
8.25
+6.78%
7.73
Net PPE
95.23
+1.51%
93.82
-3.76%
97.48
-1.72%
99.19
Gross PPE
168.52
+3.47%
162.87
+0.15%
162.63
+1.11%
160.85
Accumulated Depreciation
-73.30
-6.14%
-69.06
-5.99%
-65.15
-5.67%
-61.66
Land And Improvements
26.45
+0.33%
26.36
+1.28%
26.03
+0.51%
25.90
Buildings And Improvements
67.60
+1.62%
66.52
+1.61%
65.47
+2.26%
64.02
Machinery Furniture Equipment
47.85
+5.85%
45.20
+2.78%
43.98
+2.65%
42.85
Construction In Progress
1.12
-10.53%
1.25
+23.18%
1.02
-16.35%
1.22
Other Properties
25.50
+8.40%
23.53
-9.96%
26.13
-2.71%
26.86
Goodwill And Other Intangible Assets
308.91
-0.63%
310.87
-1.31%
314.99
-1.91%
321.11
Goodwill
304.44
+0.00%
304.44
+0.00%
304.44
+0.00%
304.44
Other Intangible Assets
4.47
-30.49%
6.43
-39.04%
10.55
-36.70%
16.67
Investments And Advances
1,825.17
-9.62%
2,019.36
-11.77%
2,288.63
-12.51%
2,616.02
Total Liabilities Net Minority Interest
8,494.06
+0.49%
8,452.82
-3.40%
8,750.41
-1.51%
8,884.57
Payables And Accrued Expenses
8.79
-23.53%
11.50
+36.19%
8.45
+623.65%
1.17
Payables
8.79
-23.53%
11.50
+36.19%
8.45
+623.65%
1.17
Accounts Payable
8.79
-23.53%
11.50
+36.19%
8.45
+623.65%
1.17
Current Debt And Capital Lease Obligation
—
—
32.58
-31.99%
47.91
Current Debt
—
—
32.58
-31.99%
47.91
Other Current Borrowings
—
—
32.58
-31.99%
47.91
Long Term Debt And Capital Lease Obligation
80.23
-62.90%
216.24
-71.62%
761.94
+93.07%
394.65
Long Term Debt
52.95
-72.25%
190.80
-73.99%
733.68
+100.65%
365.64
Long Term Capital Lease Obligation
27.28
+7.24%
25.44
-9.99%
28.26
-2.56%
29.00
Stockholders Equity
1,328.00
+8.77%
1,220.91
+5.28%
1,159.68
+10.82%
1,046.42
Common Stock Equity
1,328.00
+8.77%
1,220.91
+5.28%
1,159.68
+10.82%
1,046.42
Capital Stock
682.36
-1.60%
693.46
-0.56%
697.35
-0.01%
697.45
Common Stock
682.36
-1.60%
693.46
-0.56%
697.35
-0.01%
697.45
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
32.33
-1.93%
32.97
-0.89%
33.27
-0.19%
33.33
Ordinary Shares Number
32.33
-1.93%
32.97
-0.89%
33.27
-0.19%
33.33
Retained Earnings
740.24
+8.87%
679.91
+10.46%
615.50
+13.38%
542.87
Gains Losses Not Affecting Retained Earnings
-94.61
+37.95%
-152.46
+0.46%
-153.17
+21.01%
-193.91
Other Equity Adjustments
-94.61
+37.95%
-152.46
+0.46%
-153.17
+21.01%
-193.91
Total Equity Gross Minority Interest
1,328.00
+8.77%
1,220.91
+5.28%
1,159.68
+10.82%
1,046.42
Total Capitalization
1,380.95
-2.18%
1,411.71
-25.44%
1,893.36
+34.09%
1,412.06
Invested Capital
1,380.95
-2.18%
1,411.71
-25.44%
1,893.36
+34.09%
1,412.06
Total Debt
80.23
-62.90%
216.24
-71.62%
761.94
+93.07%
394.65
Net Debt
—
45.84
-92.78%
634.98
+145.72%
258.42
Capital Lease Obligations
27.28
+7.24%
25.44
-9.99%
28.26
-2.56%
29.00
Net Tangible Assets
1,019.09
+11.98%
910.03
+7.74%
844.69
+16.46%
725.30
Tangible Book Value
1,019.09
+11.98%
910.03
+7.74%
844.69
+16.46%
725.30
Available For Sale Securities
1,734.62
+66386.12%
2.61
-0.95%
2.63
+1.39%
2.60
Cash Cash Equivalents And Federal Funds Sold
174.26
+7.43%
162.21
+39.89%
115.95
-6.85%
124.48
Held To Maturity Securities
90.49
-19.11%
111.87
-16.20%
133.49
-17.08%
160.98
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
133.29
+21.50%
109.71
-21.01%
138.89
-14.74%
162.90
Cash Flow From Continuing Operating Activities
133.29
+21.50%
109.71
-21.01%
138.89
-14.74%
162.90
Net Income From Continuing Operations
121.56
+5.82%
114.87
-2.15%
117.39
-6.40%
125.42
Depreciation Amortization Depletion
14.39
-10.46%
16.07
-14.75%
18.85
+2.55%
18.38
Depreciation
12.43
+4.01%
11.95
-6.14%
12.73
+5.69%
12.04
Amortization Cash Flow
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Depreciation And Amortization
14.39
-10.46%
16.07
-14.75%
18.85
+2.55%
18.38
Amortization Of Intangibles
1.96
-52.40%
4.12
-32.66%
6.12
-3.41%
6.33
Other Non Cash Items
-10.94
-39.59%
-7.83
-28.67%
-6.09
+0.23%
-6.10
Stock Based Compensation
4.76
+1.95%
4.67
+13.12%
4.12
+6.62%
3.87
Deferred Tax
2.54
+493.96%
-0.65
+73.07%
-2.40
+70.09%
-8.02
Deferred Income Tax
2.54
+493.96%
-0.65
+73.07%
-2.40
+70.09%
-8.02
Operating Gains Losses
-0.83
+47.89%
-1.59
-57.68%
-1.01
+70.22%
-3.39
Gain Loss On Investment Securities
3.16
+105366.67%
0.00
-98.79%
0.25
-27.06%
0.34
Gain Loss On Sale Of PPE
0.12
+515.79%
0.02
-17.39%
0.02
+102.15%
-1.07
Change In Working Capital
-11.93
+48.83%
-23.32
-43.23%
-16.28
-313.38%
7.63
Change In Receivables
1.16
-40.86%
1.96
+139.86%
-4.91
+46.43%
-9.17
Changes In Account Receivables
1.16
-40.86%
1.96
+139.86%
-4.91
+46.43%
-9.17
Change In Payables And Accrued Expense
-2.71
-188.55%
3.06
-58.01%
7.28
+2635.89%
-0.29
Change In Payable
-2.71
-188.55%
3.06
-58.01%
7.28
+2635.89%
-0.29
Change In Account Payable
-2.71
-188.55%
3.06
-58.01%
7.28
+2635.89%
-0.29
Change In Other Working Capital
-10.38
+63.35%
-28.33
-51.95%
-18.65
-209.13%
17.09
Investing Cash Flow
-82.63
-128.99%
285.00
+897.65%
28.57
+103.95%
-723.22
Cash Flow From Continuing Investing Activities
-82.63
-128.99%
285.00
+897.65%
28.57
+103.95%
-723.22
Net PPE Purchase And Sale
-5.36
-17.67%
-4.56
+6.73%
-4.89
-259.31%
3.07
Purchase Of PPE
-5.36
-17.67%
-4.56
+6.73%
-4.89
-34.86%
-3.62
Sale Of PPE
—
0.00
0.00
-100.00%
6.69
Capital Expenditure
-5.36
-17.67%
-4.56
+6.73%
-4.89
-34.86%
-3.62
Net Investment Purchase And Sale
271.52
+1.85%
266.58
-30.86%
385.55
+198.15%
-392.81
Purchase Of Investment
-147.38
+21.51%
-187.76
-444.75%
-34.47
+95.07%
-699.03
Sale Of Investment
418.90
-7.80%
454.34
+8.17%
420.02
+37.16%
306.23
Net Business Purchase And Sale
—
0.00
0.00
-100.00%
426.88
Net Other Investing Changes
10.01
+2751.57%
0.35
+56.70%
0.22
-85.20%
1.51
Financing Cash Flow
-38.60
+88.92%
-348.45
-98.00%
-175.98
-74.48%
-100.86
Cash Flow From Continuing Financing Activities
-38.60
+88.92%
-348.45
-98.00%
-175.98
-74.48%
-100.86
Net Issuance Payments Of Debt
-137.85
+74.61%
-542.97
-247.56%
367.98
+71.54%
214.52
Issuance Of Debt
—
—
367.98
—
Repayment Of Debt
-137.85
+74.61%
-542.97
0.00
—
Long Term Debt Issuance
—
—
367.98
—
Long Term Debt Payments
-137.85
+74.61%
-542.97
0.00
—
Net Long Term Debt Issuance
-137.85
+74.61%
-542.97
-247.56%
367.98
+71.54%
214.52
Net Common Stock Issuance
-32.05
-106.17%
-15.54
-68.23%
-9.24
+65.96%
-27.15
Common Stock Payments
-32.05
-106.17%
-15.54
-68.23%
-9.24
+65.96%
-27.15
Common Stock Dividend Paid
-45.03
-3.17%
-43.65
-9.39%
-39.90
-11.46%
-35.80
Cash Dividends Paid
-45.03
-3.17%
-43.65
-9.39%
-39.90
-11.46%
-35.80
Repurchase Of Capital Stock
-32.05
-106.17%
-15.54
-68.23%
-9.24
+65.96%
-27.15
Proceeds From Stock Option Exercised
0.00
-100.00%
0.17
+11.54%
0.16
-86.89%
1.19
Changes In Cash
12.06
-73.93%
46.26
+642.33%
-8.53
+98.71%
-661.19
Beginning Cash Position
144.96
+46.86%
98.70
-7.95%
107.23
-86.05%
768.42
End Cash Position
157.01
+8.32%
144.96
+46.86%
98.70
-7.95%
107.23
Free Cash Flow
127.93
+21.67%
105.15
-21.53%
134.00
-15.87%
159.27
Interest Paid Supplemental Data
122.44
-7.35%
132.15
+77.62%
74.40
+700.85%
9.29
Income Tax Paid Supplemental Data
27.67
-17.90%
33.70
-25.61%
45.30
+10.49%
41.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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