Symbols / TFC Stock $49.13 +1.34% Truist Financial Corporation

Financial Services • Banks - Regional • United States • NYQ
TFC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. William Henry Rogers Jr.
Exch · Country NYQ · United States
Market Cap 61.21B
Enterprise Value 91.49B
Income 5.19B
Sales 18.66B
FCF (ttm) —
Book/sh 47.59
Cash/sh 37.60
Employees 37,877
Insider 10d —
IPO Mar 18, 1980
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 51.49%
P/E 12.16
Forward P/E 9.60
PEG 1.20
P/S 3.28
P/B 1.03
P/C —
EV/EBITDA —
EV/Sales 4.90
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.04
EPS next Y 5.12
EPS Growth 25.30%
Revenue Growth 5.20%
EPS Gr Q/Q 17.40%
Rev Gr Q/Q —
Earnings (next) 2026-07-17
Earnings (prior) 2026-04-17
ROA 1.02%
ROE 8.58%
ROIC —
Gross Margin 0.00%
Oper. Margin 38.99%
Profit Margin 29.62%
Shs Outstand 1.25B
Shs Float 1.24B
Insider Own 0.18%
Instit Own 77.15%
Short Float 2.73%
Short Ratio 4.83
Short Interest 33.97M
52W High 56.20
vs 52W High -12.58%
52W Low 38.94
vs 52W Low 26.17%
Beta 0.88
Impl. Vol. 3.13%
Rel Volume 1.51
Avg Volume 9.09M
Volume 13.70M
Target (mean) $55.88
Tgt Median $56.00
Tgt Low $45.00
Tgt High $63.00
# Analysts 19
Recom Buy
Prev Close $48.48
Price $49.13
Change 1.34%
About

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$55.88
Mean price target
2. Current target
$49.13
Latest analyst target
3. DCF / Fair value
$60.60
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$49.13
Low
$45.00
High
$63.00
Mean
$55.88

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-01 down Baird Outperform → Neutral $55
2026-04-23 main Evercore ISI Group Outperform → Outperform $58
2026-04-20 main Morgan Stanley Overweight → Overweight $62
2026-04-20 main RBC Capital Outperform → Outperform $53
2026-04-07 main JP Morgan Neutral → Neutral $52
2026-03-31 main Morgan Stanley Overweight → Overweight $63
2026-03-26 init Jefferies — → Underperform $35
2026-03-09 up Baird Neutral → Outperform $52
2026-02-17 up Morgan Stanley Equal-Weight → Overweight $69
2026-02-09 main JP Morgan Neutral → Neutral $57
2026-02-05 main Evercore ISI Group Outperform → Outperform $64
2026-01-23 main Argus Research Buy → Buy $58
2026-01-22 main TD Cowen Buy → Buy $60
2026-01-22 main Piper Sandler Neutral → Neutral $53
2026-01-07 main TD Cowen Buy → Buy $59
2026-01-07 main Raymond James Outperform → Outperform $56
2026-01-06 main JP Morgan Neutral → Neutral $52
2026-01-06 up Evercore ISI Group In-Line → Outperform $58
2026-01-05 down Barclays Equal-Weight → Underweight $56
2025-12-31 main Citigroup Buy → Buy $63
News
RSS: Latest TFC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-01 BENDER BRADLEY D Officer — 16,149 — —
2026-03-13 POWELL CYNTHIA B Officer — 1,929 — —
2026-03-13 BENDER BRADLEY D Officer — 7,821 — —
2026-02-24 BOYER K DAVID JR Director — 4,027 $0.00 $0
2026-02-24 PRUZAN JONATHAN M Director — 4,027 $0.00 $0
2026-02-24 STEIN LAURENCE Director — 4,027 $0.00 $0
2026-02-24 TANNER BRUCE L Director — 4,027 $0.00 $0
2026-02-23 STENGEL SCOTT A Officer — 6,908 $0.00 $0
2026-02-23 WILSON DONTA L Officer — 23,484 $0.00 $0
2026-02-23 MAGUIRE MICHAEL BARON Chief Financial Officer — 18,300 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
20,319.00
+53.03%
13,278.00
-33.68%
20,022.00
+0.25%
19,973.00
Operating Revenue
20,319.00
+53.03%
13,278.00
-33.68%
20,022.00
+0.25%
19,973.00
Selling General And Administration
7,147.00
+4.26%
6,855.00
-2.42%
7,025.00
+2.12%
6,879.00
Selling And Marketing Expense
299.00
+11.57%
268.00
+3.08%
260.00
-19.00%
321.00
General And Administrative Expense
6,848.00
+3.96%
6,587.00
-2.63%
6,765.00
+3.16%
6,558.00
Salaries And Wages
6,848.00
+3.96%
6,587.00
-2.63%
6,765.00
+3.16%
6,558.00
Reconciled Depreciation
837.00
-14.50%
979.00
-19.42%
1,215.00
-11.05%
1,366.00
Total Unusual Items
-286.00
-138.33%
-120.00
+98.03%
-6,078.00
-1204.29%
-466.00
Total Unusual Items Excluding Goodwill
-286.00
-138.33%
-120.00
+98.03%
-6,078.00
-1204.29%
-466.00
Special Income Charges
-286.00
-138.33%
-120.00
+98.03%
-6,078.00
-1204.29%
-466.00
Other Special Charges
130.00
+103.13%
64.00
-87.38%
507.00
—
Impairment Of Capital Assets
0.00
0.00
-100.00%
6,078.00
0.00
Restructuring And Mergern Acquisition
156.00
+30.00%
120.00
-84.00%
750.00
+60.94%
466.00
Net Income
5,307.00
+10.15%
4,818.00
+541.61%
-1,091.00
-117.43%
6,260.00
Pretax Income
6,349.00
+1156.41%
-601.00
+21.44%
-765.00
-110.88%
7,029.00
Net Interest Income
14,423.00
+2.36%
14,091.00
-2.98%
14,524.00
+1.47%
14,313.00
Interest Expense
10,119.00
-7.80%
10,975.00
+10.55%
9,928.00
+327.75%
2,321.00
Interest Income
24,542.00
-2.09%
25,066.00
+2.51%
24,452.00
+47.00%
16,634.00
Gain On Sale Of Security
-19.00
+99.71%
-6,651.00
0.00
+100.00%
-71.00
Gain On Sale Of Business
—
—
—
—
Tax Provision
1,042.00
+287.41%
-556.00
-175.34%
738.00
-40.96%
1,250.00
Tax Rate For Calcs
0.00
-21.90%
0.00
+0.00%
0.00
+17.98%
0.00
Tax Effect Of Unusual Items
-46.90
-86.13%
-25.20
+98.03%
-1,276.38
-1438.77%
-82.95
Net Income Including Noncontrolling Interests
5,307.00
+9.65%
4,840.00
+562.27%
-1,047.00
-116.71%
6,267.00
Net Income From Continuing Operation Net Minority Interest
5,307.00
+8020.90%
-67.00
+95.67%
-1,547.00
-126.80%
5,772.00
Net Income From Continuing And Discontinued Operation
5,307.00
+10.15%
4,818.00
+541.61%
-1,091.00
-117.43%
6,260.00
Net Income Continuous Operations
5,307.00
+11893.33%
-45.00
+97.01%
-1,503.00
-126.01%
5,779.00
Net Income Discontinuous Operations
0.00
-100.00%
4,885.00
+971.27%
456.00
-6.56%
488.00
Minority Interests
0.00
+100.00%
-22.00
+50.00%
-44.00
-528.57%
-7.00
Normalized Income
5,546.10
+19849.99%
27.80
-99.15%
3,254.62
-47.12%
6,155.05
Net Income Common Stockholders
4,974.00
+11.30%
4,469.00
+407.78%
-1,452.00
-124.50%
5,927.00
Diluted EPS
3.82
+13.69%
3.36
+408.26%
-1.09
-124.60%
4.43
Basic EPS
3.87
+15.18%
3.36
+408.26%
-1.09
-124.44%
4.46
Basic Average Shares
1,286.79
-3.33%
1,331.09
-0.07%
1,331.96
+0.29%
1,328.12
Diluted Average Shares
1,302.70
-2.13%
1,331.09
-0.66%
1,339.89
+0.11%
1,338.46
Diluted NI Availto Com Stockholders
4,974.00
+11.30%
4,469.00
+407.78%
-1,452.00
-124.50%
5,927.00
Amortization
290.00
-15.94%
345.00
-12.66%
395.00
-13.19%
455.00
Amortization Of Intangibles Income Statement
290.00
-15.94%
345.00
-12.66%
395.00
-13.19%
455.00
Depreciation Amortization Depletion Income Statement
290.00
-15.94%
345.00
-12.66%
395.00
-38.18%
639.00
Depreciation And Amortization In Income Statement
290.00
-15.94%
345.00
-12.66%
395.00
-38.18%
639.00
Depreciation Income Statement
—
144.00
-17.71%
175.00
-4.89%
184.00
Occupancy And Equipment
1,061.00
-0.66%
1,068.00
-4.04%
1,113.00
-2.28%
1,139.00
Other Non Interest Expense
1,872.00
-17.86%
2,279.00
-20.68%
2,873.00
+66.84%
1,722.00
Preferred Stock Dividends
333.00
-4.58%
349.00
-3.32%
361.00
+8.41%
333.00
Professional Expense And Contract Services Expense
1,420.00
+5.81%
1,342.00
+12.40%
1,194.00
-9.68%
1,322.00
Line Item Trend 2023-12-31
Total Assets
535,349.00
Cash And Cash Equivalents
30,230.00
Cash Financial
5,000.00
Other Short Term Investments
67,366.00
Receivables
10,980.00
Accounts Receivable
997.00
Other Receivables
9,983.00
Prepaid Assets
1,083.00
Net PPE
6,002.00
Gross PPE
8,568.00
Accumulated Depreciation
-2,566.00
Land And Improvements
743.00
Buildings And Improvements
2,453.00
Machinery Furniture Equipment
1,577.00
Construction In Progress
164.00
Other Properties
2,733.00
Leases
898.00
Goodwill And Other Intangible Assets
22,443.00
Goodwill
17,156.00
Other Intangible Assets
5,287.00
Investments And Advances
124,230.00
Total Liabilities Net Minority Interest
476,096.00
Current Debt And Capital Lease Obligation
20,776.00
Current Debt
20,776.00
Other Current Borrowings
20,776.00
Long Term Debt And Capital Lease Obligation
38,918.00
Long Term Debt
38,918.00
Defined Pension Benefit
6,563.00
Stockholders Equity
59,101.00
Common Stock Equity
52,428.00
Capital Stock
13,342.00
Common Stock
6,669.00
Preferred Stock
6,673.00
Share Issued
1,333.74
Ordinary Shares Number
1,333.74
Treasury Shares Number
0.00
Additional Paid In Capital
36,177.00
Retained Earnings
22,088.00
Gains Losses Not Affecting Retained Earnings
-12,506.00
Minority Interest
152.00
Other Equity Adjustments
-12,506.00
Total Equity Gross Minority Interest
59,253.00
Total Capitalization
98,019.00
Invested Capital
112,122.00
Total Debt
59,694.00
Net Debt
29,464.00
Net Tangible Assets
36,658.00
Tangible Book Value
29,985.00
Available For Sale Securities
64,131.00
Cash Cash Equivalents And Federal Funds Sold
32,608.00
Current Notes Payable
—
Derivative Product Liabilities
1,625.00
Held To Maturity Securities
54,107.00
Preferred Stock Equity
6,673.00
Trading Securities
2,757.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
5,739.00
+165.20%
2,164.00
-74.93%
8,631.00
-22.11%
11,081.00
Cash Flow From Continuing Operating Activities
5,739.00
+165.20%
2,164.00
-74.93%
8,631.00
-22.11%
11,081.00
Net Income From Continuing Operations
5,307.00
+9.65%
4,840.00
+562.27%
-1,047.00
-116.71%
6,267.00
Depreciation Amortization Depletion
837.00
-14.50%
979.00
-19.42%
1,215.00
-11.05%
1,366.00
Depreciation
547.00
-10.77%
613.00
-10.90%
688.00
-12.13%
783.00
Amortization Cash Flow
290.00
-20.77%
366.00
-30.55%
527.00
-9.61%
583.00
Depreciation And Amortization
837.00
-14.50%
979.00
-19.42%
1,215.00
-11.05%
1,366.00
Amortization Of Intangibles
290.00
-20.77%
366.00
-30.55%
527.00
-9.61%
583.00
Other Non Cash Items
532.00
-35.04%
819.00
+16280.00%
5.00
+100.21%
-2,385.00
Asset Impairment Charge
0.00
0.00
-100.00%
6,078.00
0.00
Operating Gains Losses
19.00
-98.95%
1,810.00
—
71.00
Gain Loss On Investment Securities
19.00
-99.71%
6,651.00
0.00
-100.00%
71.00
Change In Working Capital
-2,850.00
+65.05%
-8,154.00
-3108.86%
271.00
-94.56%
4,985.00
Change In Other Working Capital
-1,512.00
+75.09%
-6,070.00
-304.65%
2,966.00
+20.96%
2,452.00
Change In Other Current Assets
-949.00
+44.27%
-1,703.00
+41.44%
-2,908.00
-5485.19%
54.00
Investing Cash Flow
-17,763.00
-195.51%
18,598.00
-18.64%
22,858.00
+176.26%
-29,972.00
Cash Flow From Continuing Investing Activities
-17,763.00
-195.51%
18,598.00
-18.64%
22,858.00
+176.26%
-29,972.00
Net PPE Purchase And Sale
—
—
—
-564.00
Purchase Of PPE
—
—
—
-564.00
Capital Expenditure
—
—
—
-564.00
Net Investment Purchase And Sale
8,449.00
+433.73%
1,583.00
-83.74%
9,734.00
+16.21%
8,376.00
Purchase Of Investment
-14,475.00
+67.65%
-44,741.00
-957.71%
-4,230.00
+65.82%
-12,377.00
Sale Of Investment
22,924.00
-50.51%
46,324.00
+231.74%
13,964.00
-32.71%
20,753.00
Net Business Purchase And Sale
0.00
-100.00%
12,174.00
+71711.76%
-17.00
+99.64%
-4,673.00
Gain Loss On Sale Of Business
0.00
+100.00%
-4,841.00
0.00
0.00
Net Other Investing Changes
-1,505.00
-280.24%
835.00
+513.97%
136.00
+108.09%
-1,682.00
Financing Cash Flow
8,633.00
+174.18%
-11,638.00
+47.73%
-22,266.00
-211.24%
20,017.00
Cash Flow From Continuing Financing Activities
8,633.00
+174.18%
-11,638.00
+47.73%
-22,266.00
-211.24%
20,017.00
Net Issuance Payments Of Debt
5,326.00
+1375.35%
361.00
+113.48%
-2,678.00
-110.09%
26,540.00
Issuance Of Debt
69,755.00
+205.96%
22,799.00
-55.25%
50,943.00
+222.89%
15,777.00
Repayment Of Debt
-63,084.00
-135.41%
-26,797.00
+51.29%
-55,018.00
-653.98%
-7,297.00
Long Term Debt Issuance
69,755.00
+205.96%
22,799.00
-55.25%
50,943.00
+222.89%
15,777.00
Long Term Debt Payments
-63,084.00
-135.41%
-26,797.00
+51.29%
-55,018.00
-653.98%
-7,297.00
Net Long Term Debt Issuance
6,671.00
+266.86%
-3,998.00
+1.89%
-4,075.00
-148.05%
8,480.00
Net Short Term Debt Issuance
-1,345.00
-130.86%
4,359.00
+212.03%
1,397.00
-92.26%
18,060.00
Net Common Stock Issuance
-2,500.00
-150.00%
-1,000.00
0.00
+100.00%
-250.00
Common Stock Payments
-2,500.00
-150.00%
-1,000.00
0.00
+100.00%
-250.00
Common Stock Dividend Paid
-2,672.00
+3.54%
-2,770.00
+0.00%
-2,770.00
-4.29%
-2,656.00
Cash Dividends Paid
-2,996.00
+4.43%
-3,135.00
-0.13%
-3,131.00
-4.75%
-2,989.00
Repurchase Of Capital Stock
-3,500.00
-100.00%
-1,750.00
0.00
+100.00%
-250.00
Net Other Financing Charges
-71.00
+69.26%
-231.00
-119.69%
1,173.00
+493.62%
-298.00
Changes In Cash
-3,391.00
-137.17%
9,124.00
-1.07%
9,223.00
+719.09%
1,126.00
Beginning Cash Position
39,768.00
+29.77%
30,644.00
+43.06%
21,421.00
+5.55%
20,295.00
End Cash Position
36,377.00
-8.53%
39,768.00
+29.77%
30,644.00
+43.06%
21,421.00
Free Cash Flow
5,739.00
+165.20%
2,164.00
-74.93%
8,631.00
-22.11%
11,081.00
Interest Paid Supplemental Data
10,073.00
-11.17%
11,340.00
+24.10%
9,138.00
+355.31%
2,007.00
Income Tax Paid Supplemental Data
192.00
-76.87%
830.00
+6.41%
780.00
+62.84%
479.00
Issuance Of Capital Stock
—
—
—
0.00
Net Preferred Stock Issuance
-1,000.00
-33.33%
-750.00
0.00
0.00
Preferred Stock Dividend Paid
-324.00
+11.23%
-365.00
-1.11%
-361.00
-8.41%
-333.00
Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Payments
-1,000.00
-33.33%
-750.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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