Symbols / TFIN Stock $68.21 -0.29% Triumph Financial, Inc.

Financial Services • Banks - Regional • United States • NYQ
TFIN (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Aaron P. Graft J.D.
Exch · Country NYQ · United States
Market Cap 1.62B
Enterprise Value 1.26B
Income 28.49M
Sales 442.02M
FCF (ttm) —
Book/sh 38.05
Cash/sh 24.45
Employees 1,443
Insider 10d —
IPO Nov 07, 2014
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 57.32
Forward P/E 26.49
PEG 1.62
P/S 3.67
P/B 1.79
P/C —
EV/EBITDA —
EV/Sales 2.85
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.19
EPS next Y 2.58
EPS Growth —
Revenue Growth 6.20%
EPS Gr Q/Q 372.82%
Rev Gr Q/Q —
Earnings (next) 2026-07-15
Earnings (prior) 2026-04-21
ROA 0.48%
ROE 3.44%
ROIC —
Gross Margin 0.00%
Oper. Margin 14.12%
Profit Margin 7.17%
Shs Outstand 23.81M
Shs Float 21.11M
Insider Own 5.18%
Instit Own 100.73%
Short Float 15.69%
Short Ratio 12.55
Short Interest 3.02M
52W High 77.84
vs 52W High -12.38%
52W Low 46.43
vs 52W Low 46.90%
Beta 1.43
Impl. Vol. 49.27%
Rel Volume 0.31
Avg Volume 259.80K
Volume 80.37K
Target (mean) $67.80
Tgt Median $70.00
Tgt Low $60.00
Tgt High $72.00
# Analysts 5
Recom Hold
Prev Close $68.40
Price $68.20
Change -0.29%
About

Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$67.80
Mean price target
2. Current target
$68.21
Latest analyst target
3. DCF / Fair value
$17.85
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$68.21
Low
$60.00
High
$72.00
Mean
$67.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 up Raymond James Market Perform → Outperform $72
2026-04-22 main DA Davidson Neutral → Neutral $60
2026-01-29 main DA Davidson Neutral → Neutral $60
2026-01-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $70
2026-01-12 down B. Riley Securities Buy → Neutral $70
2025-10-20 up B. Riley Securities Neutral → Buy $70
2025-10-17 main Stephens & Co. Equal-Weight → Equal-Weight $59
2025-10-16 main DA Davidson Neutral → Neutral $63
2025-07-18 main DA Davidson Neutral → Neutral $63
2025-04-23 reit B. Riley Securities Neutral → Neutral $55
2025-04-21 main DA Davidson Neutral → Neutral $56
2025-04-21 main Keefe, Bruyette & Woods Market Perform → Market Perform $56
2025-02-27 up Keefe, Bruyette & Woods Underperform → Market Perform $74
2025-01-28 main DA Davidson Neutral → Neutral $82
2025-01-24 reit Keefe, Bruyette & Woods Underperform → Underperform $80
2025-01-23 reit Stephens & Co. Equal-Weight → Equal-Weight $109
2024-10-18 main DA Davidson Neutral → Neutral $84
2024-10-02 reit B. Riley Securities Neutral → Neutral $65
2024-07-19 main DA Davidson Neutral → Neutral $74
2024-07-19 main Piper Sandler Underweight → Underweight $65
News
RSS: Latest TFIN news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 VOSS WILLIAM B Chief Financial Officer — 427 $59.57 $25,436
2026-03-10 VOSS WILLIAM B Chief Financial Officer — 427 $15.87 $6,776
2026-02-27 GRAFT AARON P Chief Executive Officer — 8,949 $55.87 $499,981
2025-12-18 NELSON ADAM D General Counsel — 3,000 $65.18 $195,540
2025-12-16 DEADMAN DAVIS RAY Director — 1,657 $0.00 $0
2025-12-15 ANDERSON CHARLES ALBERT Director — 5,144 $0.00 $0
2025-12-11 GRAFT AARON P Chief Executive Officer — 4,325 $0.00 $0
2025-09-02 SCHREYER EDWARD JOSEPH Chief Operating Officer — 7,275 $60.43 $439,628
2025-08-25 NELSON ADAM D General Counsel — 3,500 $60.39 $211,365
2025-08-22 GRAFT AARON P Chief Executive Officer — 6,500 $60.18 $391,170
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
423.83
+2.00%
415.54
-0.46%
417.46
-13.78%
484.20
Operating Revenue
423.83
+2.00%
415.54
-0.46%
417.46
-13.78%
484.20
Selling General And Administration
245.50
+7.45%
228.48
+3.87%
219.97
+4.22%
211.06
Selling And Marketing Expense
7.20
+16.45%
6.18
-8.26%
6.74
-13.14%
7.76
General And Administrative Expense
238.30
+7.20%
222.30
+4.25%
213.23
+4.88%
203.30
Salaries And Wages
233.88
+6.51%
219.58
+4.26%
210.61
+4.53%
201.49
Other Gand A
—
—
—
—
Reconciled Depreciation
37.26
+11.73%
33.35
+12.25%
29.71
+1.44%
29.29
Total Unusual Items
14.89
+53078.57%
0.03
-42.86%
0.05
+136.84%
-0.13
Total Unusual Items Excluding Goodwill
14.89
+53078.57%
0.03
-42.86%
0.05
+136.84%
-0.13
Special Income Charges
14.89
+53078.57%
0.03
-42.86%
0.05
0.00
Other Special Charges
-14.89
-53078.57%
-0.03
+42.86%
-0.05
—
Net Income
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Pretax Income
32.99
+61.18%
20.47
-61.25%
52.81
-61.45%
137.00
Net Interest Income
350.59
+0.04%
350.46
-4.79%
368.08
-8.09%
400.49
Interest Expense
79.88
+10.85%
72.06
+32.60%
54.34
+189.87%
18.75
Interest Income
430.47
+1.88%
422.51
+0.02%
422.42
+0.76%
419.24
Gain On Sale Of Security
-0.28
+8.28%
-0.30
+53.11%
-0.64
-129.95%
2.15
Gain On Sale Of Business
—
—
—
0.00
Tax Provision
7.63
+74.33%
4.38
-62.69%
11.73
-66.18%
34.69
Tax Rate For Calcs
0.00
+8.00%
0.00
-3.73%
0.00
-12.26%
0.00
Tax Effect Of Unusual Items
3.44
+57331.25%
0.01
-44.99%
0.01
0.00
Net Income Including Noncontrolling Interests
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Net Income From Continuing Operation Net Minority Interest
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Net Income From Continuing And Discontinued Operation
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Net Income Continuous Operations
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Normalized Income
13.91
-13.44%
16.07
-60.85%
41.04
-59.88%
102.31
Net Income Common Stockholders
22.15
+71.94%
12.88
-65.98%
37.88
-61.78%
99.11
Diluted EPS
0.93
+72.22%
0.54
-66.46%
1.61
-59.34%
3.96
Basic EPS
0.94
+70.91%
0.55
-66.26%
1.63
-59.85%
4.06
Basic Average Shares
23.62
+1.43%
23.29
+0.34%
23.21
-4.86%
24.39
Diluted Average Shares
23.85
+0.29%
23.78
+2.46%
23.21
-7.26%
25.02
Diluted NI Availto Com Stockholders
22.15
+71.94%
12.88
-65.98%
37.88
-61.78%
99.11
Amortization
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Amortization Of Intangibles Income Statement
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Depreciation Amortization Depletion Income Statement
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Depreciation And Amortization In Income Statement
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Insurance And Claims
4.43
+62.90%
2.72
+3.54%
2.62
+44.57%
1.81
Occupancy And Equipment
31.87
-3.45%
33.01
+14.29%
28.89
+7.88%
26.77
Other Non Interest Expense
87.84
+10.54%
79.46
+5.54%
75.29
+5.80%
71.17
Preferred Stock Dividends
3.21
+0.00%
3.21
+0.00%
3.21
+0.00%
3.21
Professional Expense And Contract Services Expense
15.26
-14.47%
17.84
+35.38%
13.18
-15.77%
15.64
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,380.59
+7.26%
5,948.98
+11.25%
5,347.33
+0.25%
5,333.78
Cash And Cash Equivalents
248.47
-24.73%
330.12
+15.17%
286.63
-29.78%
408.18
Cash Financial
67.53
-8.53%
73.84
-20.67%
93.07
-30.49%
133.89
Other Short Term Investments
90.35
-76.32%
381.56
+27.34%
299.64
+17.74%
254.50
Net PPE
91.07
-43.34%
160.74
+41.67%
113.46
+9.79%
103.34
Gross PPE
167.38
-29.48%
237.36
+35.91%
174.64
+15.75%
150.88
Accumulated Depreciation
-76.30
+0.41%
-76.62
-25.23%
-61.18
-28.69%
-47.54
Land And Improvements
12.30
-44.33%
22.09
+68.89%
13.08
+0.00%
13.08
Buildings And Improvements
64.02
-37.55%
102.51
+75.89%
58.28
+5.97%
55.00
Machinery Furniture Equipment
39.24
-7.20%
42.28
+3.59%
40.81
+15.08%
35.47
Other Properties
11.43
-62.00%
30.08
+30.96%
22.97
+131.30%
9.93
Leases
40.39
-0.01%
40.39
+2.27%
39.50
+5.60%
37.41
Goodwill And Other Intangible Assets
449.55
+51.78%
296.18
+5.88%
279.72
+5.25%
265.77
Goodwill
355.30
+46.85%
241.95
+3.53%
233.71
+0.00%
233.71
Other Intangible Assets
94.26
+73.81%
54.23
+17.86%
46.01
+43.52%
32.06
Investments And Advances
370.42
-4.50%
387.88
+26.30%
307.11
+16.43%
263.77
Total Liabilities Net Minority Interest
5,438.82
+7.53%
5,058.06
+12.83%
4,482.93
+0.86%
4,444.81
Long Term Debt And Capital Lease Obligation
392.87
+176.64%
142.01
-64.97%
405.42
+126.54%
178.96
Long Term Debt
392.87
+176.64%
142.01
-64.97%
405.42
+126.54%
178.96
Stockholders Equity
941.77
+5.71%
890.92
+3.07%
864.40
-2.76%
888.97
Common Stock Equity
896.77
+6.01%
845.92
+3.24%
819.40
-2.91%
843.97
Capital Stock
45.30
+0.01%
45.29
+0.00%
45.29
+0.02%
45.28
Common Stock
0.29
+1.37%
0.29
+0.34%
0.29
+2.47%
0.28
Preferred Stock
45.00
+0.00%
45.00
+0.00%
45.00
+0.00%
45.00
Share Issued
29.54
+1.42%
29.12
+0.47%
28.99
+2.35%
28.32
Ordinary Shares Number
23.77
+1.60%
23.39
+0.38%
23.30
-3.12%
24.05
Treasury Shares Number
5.77
+0.71%
5.73
+0.81%
5.68
+33.17%
4.27
Additional Paid In Capital
597.47
+5.21%
567.88
+3.11%
550.74
+2.98%
534.79
Retained Earnings
571.37
+4.03%
549.22
+2.40%
536.33
+7.60%
498.46
Gains Losses Not Affecting Retained Earnings
-1.74
+44.17%
-3.12
-6.46%
-2.93
+57.59%
-6.90
Treasury Stock
270.62
+0.84%
268.36
+1.25%
265.04
+45.10%
182.66
Other Equity Adjustments
-1.74
+44.17%
-3.12
-6.46%
-2.93
+57.59%
-6.90
Total Equity Gross Minority Interest
941.77
+5.71%
890.92
+3.07%
864.40
-2.76%
888.97
Total Capitalization
1,334.64
+29.21%
1,032.93
-18.66%
1,269.82
+18.90%
1,067.93
Invested Capital
1,289.64
+30.54%
987.93
-19.34%
1,224.82
+19.74%
1,022.93
Total Debt
392.87
+176.64%
142.01
-64.97%
405.42
+126.54%
178.96
Net Debt
144.40
—
118.78
—
Net Tangible Assets
492.22
-17.24%
594.74
+1.72%
584.68
-6.18%
623.20
Tangible Book Value
447.22
-18.65%
549.74
+1.86%
539.68
-6.66%
578.20
Available For Sale Securities
278.51
+6165.78%
4.45
-0.96%
4.49
-13.54%
5.19
Cash Cash Equivalents And Federal Funds Sold
248.47
-24.73%
330.12
+15.17%
286.63
-29.78%
408.18
Held To Maturity Securities
1.55
-17.38%
1.88
-36.98%
2.98
-26.98%
4.08
Preferred Shares Number
1.80
+0.00%
1.80
+0.00%
1.80
+0.00%
1.80
Preferred Stock Equity
45.00
+0.00%
45.00
+0.00%
45.00
+0.00%
45.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
67.06
+14.56%
58.54
-2.45%
60.01
-25.68%
80.75
Cash Flow From Continuing Operating Activities
67.06
+14.56%
58.54
-2.45%
60.01
-25.68%
80.75
Net Income From Continuing Operations
25.36
+57.61%
16.09
-60.83%
41.08
-59.85%
102.31
Depreciation Amortization Depletion
37.26
+11.73%
33.35
+12.25%
29.71
+1.44%
29.29
Depreciation
14.87
-4.11%
15.51
+12.38%
13.80
+3.75%
13.30
Amortization Cash Flow
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Depreciation And Amortization
37.26
+11.73%
33.35
+12.25%
29.71
+1.44%
29.29
Amortization Of Intangibles
22.39
+25.51%
17.84
+12.14%
15.91
-0.49%
15.98
Other Non Cash Items
-1.32
+43.52%
-2.34
+52.37%
-4.92
+26.11%
-6.66
Stock Based Compensation
14.01
-3.49%
14.52
+9.76%
13.23
-37.53%
21.18
Deferred Tax
6.29
+231.50%
-4.78
-173.16%
6.54
+467.57%
-1.78
Deferred Income Tax
6.29
+231.50%
-4.78
-173.16%
6.54
+467.57%
-1.78
Operating Gains Losses
-14.15
-3481.52%
-0.40
-199.75%
0.40
+101.31%
-30.23
Gain Loss On Investment Securities
0.98
+300.00%
-0.49
-169.23%
-0.18
+98.53%
-12.36
Gain Loss On Sale Of PPE
-14.89
-53078.57%
-0.03
+42.86%
-0.05
—
Change In Working Capital
-2.81
+82.01%
-15.59
+57.43%
-36.63
+6.16%
-39.03
Change In Other Working Capital
-0.48
+59.80%
-1.20
-181.84%
1.47
+481.35%
0.25
Change In Other Current Assets
-6.33
+49.67%
-12.58
+63.49%
-34.45
-4.29%
-33.03
Change In Other Current Liabilities
4.01
+320.53%
-1.82
+50.15%
-3.65
+41.70%
-6.25
Investing Cash Flow
-525.48
+10.94%
-590.00
-355.57%
-129.51
-119.44%
666.11
Cash Flow From Continuing Investing Activities
-525.48
+10.94%
-590.00
-355.57%
-129.51
-119.44%
666.11
Net PPE Purchase And Sale
70.31
+212.03%
-62.76
-162.93%
-23.87
-118.75%
-10.91
Purchase Of PPE
-16.45
+73.81%
-62.80
-163.10%
-23.87
-118.75%
-10.91
Sale Of PPE
86.76
+211500.00%
0.04
0.00
—
Capital Expenditure
-35.77
+58.96%
-87.17
-99.14%
-43.77
-154.80%
-17.18
Capital Expenditure Reported
-19.20
+10.47%
-21.45
-27.21%
-16.86
-169.03%
-6.27
Net Investment Purchase And Sale
19.67
+124.64%
-79.84
-207.64%
-25.95
+64.73%
-73.59
Purchase Of Investment
-105.00
+48.73%
-204.79
-184.27%
-72.04
+48.83%
-140.77
Sale Of Investment
124.67
-0.22%
124.95
+171.11%
46.09
-31.40%
67.18
Net Business Purchase And Sale
-137.37
-1273.74%
-10.00
0.00
-100.00%
85.92
Purchase Of Business
-137.37
-1273.74%
-10.00
0.00
0.00
Gain Loss On Sale Of Business
—
—
—
0.00
Net Intangibles Purchase And Sale
-0.12
+95.75%
-2.92
+4.01%
-3.04
0.00
Purchase Of Intangibles
-0.12
+95.75%
-2.92
+4.01%
-3.04
0.00
Net Other Investing Changes
2.10
+110.95%
-19.18
-139.02%
-8.03
-285.27%
4.33
Financing Cash Flow
376.77
-34.47%
574.94
+1204.55%
-52.05
+92.79%
-721.87
Cash Flow From Continuing Financing Activities
376.77
-34.47%
574.94
+1204.55%
-52.05
+92.79%
-721.87
Net Issuance Payments Of Debt
250.00
+194.52%
-264.50
-217.56%
225.00
+227.02%
-177.14
Issuance Of Debt
250.00
—
225.00
0.00
Repayment Of Debt
0.00
+100.00%
-264.50
0.00
+100.00%
-177.14
Long Term Debt Issuance
250.00
—
225.00
0.00
Long Term Debt Payments
0.00
+100.00%
-264.50
0.00
+100.00%
-177.14
Net Long Term Debt Issuance
250.00
+194.52%
-264.50
-217.56%
225.00
+227.02%
-177.14
Net Common Stock Issuance
-2.23
+32.35%
-3.29
+95.97%
-81.62
-6.40%
-76.71
Common Stock Payments
-2.23
+32.35%
-3.29
+95.97%
-81.62
-6.40%
-76.71
Cash Dividends Paid
-3.21
+0.00%
-3.21
+0.00%
-3.21
+0.00%
-3.21
Repurchase Of Capital Stock
-2.23
+32.35%
-3.29
+95.97%
-81.62
-6.40%
-76.71
Proceeds From Stock Option Exercised
2.81
+8.01%
2.60
+31.49%
1.98
+33.99%
1.47
Changes In Cash
-81.65
-287.77%
43.48
+135.77%
-121.55
-586.11%
25.00
Beginning Cash Position
330.12
+15.17%
286.63
-29.78%
408.18
+6.53%
383.18
End Cash Position
248.47
-24.73%
330.12
+15.17%
286.63
-29.78%
408.18
Free Cash Flow
31.29
+209.28%
-28.63
-276.32%
16.24
-74.46%
63.58
Interest Paid Supplemental Data
73.90
+7.68%
68.63
+42.13%
48.28
+195.71%
16.33
Income Tax Paid Supplemental Data
—
0.00
-99.99%
14.14
-70.05%
47.22
Amortization Of Securities
-0.45
+40.50%
-0.76
+9.60%
-0.84
+4.31%
-0.88
Common Stock Issuance
—
—
—
—
Issuance Of Capital Stock
—
—
—
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Dividend Paid
-3.21
+0.00%
-3.21
+0.00%
-3.21
+0.00%
-3.21
Preferred Stock Issuance
—
—
—
0.00
Sale Of Business
—
0.00
0.00
-100.00%
85.92
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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