Symbols / TRV Stock $307.33 +1.87% The Travelers Companies, Inc.

Financial Services • Insurance - Property & Casualty • United States • NYQ
TRV (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
About

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

Stock Fundamentals
Scroll to Statements
Market Cap 65.35B Enterprise Value 66.28B Income 7.55B Sales 48.94B Book/sh 151.24 Cash/sh 33.58
Dividend Yield 1.66% Payout 13.13% Employees 34000 IPO — P/E 9.17 Forward P/E 10.81
PEG 2.36 P/S 1.34 P/B 2.03 P/C — EV/EBITDA 6.27 EV/Sales 1.35
Quick Ratio 0.20 Current Ratio 0.34 Debt/Eq 28.98 LT Debt/Eq — EPS (ttm) 33.52 EPS next Y 28.42
EPS Growth 3.58% Revenue Growth 1.00% Earnings 2026-07-16 ROA 4.44% ROE 25.27% ROIC —
Gross Margin 32.88% Oper. Margin 18.74% Profit Margin 15.54% Shs Outstand 212.64M Shs Float 211.40M Short Float 2.33%
Short Ratio 2.98 Short Interest — 52W High 313.12 52W Low 249.19 Beta 0.52 Avg Volume 1.56M
Volume 1.19M Target Price $312.91 Recom Hold Prev Close $301.68 Price $307.33 Change 1.87%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$312.91
Mean price target
2. Current target
$307.33
Latest analyst target
3. DCF / Fair value
$1126.19
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$307.33
Low
$250.00
High
$350.00
Mean
$312.91

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-20 main BMO Capital Outperform → Outperform $314
2026-04-20 main Keefe, Bruyette & Woods Outperform → Outperform $342
2026-04-17 main Evercore ISI Group Outperform → Outperform $321
2026-04-14 main B of A Securities Underperform → Underperform $257
2026-04-09 main Wells Fargo Equal-Weight → Equal-Weight $305
2026-04-08 main Barclays Equal-Weight → Equal-Weight $331
2026-02-19 main Keefe, Bruyette & Woods Outperform → Outperform $340
2026-02-02 main Cantor Fitzgerald Overweight → Overweight $319
2026-01-27 main Citigroup Sell → Sell $315
2026-01-23 main Roth Capital Buy → Buy $320
2026-01-23 main Keefe, Bruyette & Woods Outperform → Outperform $320
2026-01-22 main Wells Fargo Equal-Weight → Equal-Weight $285
2026-01-22 main Mizuho Neutral → Neutral $304
2026-01-14 main Cantor Fitzgerald Overweight → Overweight $316
2026-01-13 main Wells Fargo Equal-Weight → Equal-Weight $307
2026-01-08 main Barclays Equal-Weight → Equal-Weight $312
2026-01-07 main Evercore ISI Group Outperform → Outperform $317
2026-01-07 main JP Morgan Underweight → Underweight $305
2026-01-06 main Keefe, Bruyette & Woods Outperform → Outperform $317
2025-12-16 init Mizuho — → Neutral $317
News
RSS: Latest TRV news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-20 KLEIN MICHAEL FREDERICK Officer — 10,000 $303.47 $3,037,691
2026-04-20 KLEIN MICHAEL FREDERICK Officer — 10,000 $132.58 $1,325,800
2026-04-20 KESS AVROHOM J Officer — 2,125 $0.00 $0
2026-04-20 KURTZMAN DIANE Officer — 2,867 $303.42 $869,980
2026-04-20 KURTZMAN DIANE Officer — 1,387 $132.58 $183,888
2026-04-20 KLENK JEFFREY P Officer — 6,413 $305.06 $1,956,549
2026-03-31 ROBINSON ELIZABETH E Director — 149 $291.68 $43,749
2026-03-31 GOLDEN RUSSELL G Director — 158 $291.68 $46,249
2026-02-26 OLIVO MARIA Officer — 10,400 $306.60 $3,188,588
2026-02-26 OLIVO MARIA Officer — 10,400 $118.78 $1,235,312
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
48,828.00
+5.17%
46,428.00
+12.22%
41,373.00
+12.13%
36,896.00
Operating Revenue
48,828.00
+5.17%
46,428.00
+12.22%
41,373.00
+12.13%
36,896.00
Selling General And Administration
6,120.00
+5.17%
5,819.00
+12.42%
5,176.00
+7.61%
4,810.00
General And Administrative Expense
6,120.00
+5.17%
5,819.00
+12.42%
5,176.00
+7.61%
4,810.00
Other Gand A
6,120.00
+5.17%
5,819.00
+12.42%
5,176.00
+7.61%
4,810.00
Total Expenses
41,032.00
+1.95%
40,248.00
+5.91%
38,002.00
+13.30%
33,542.00
Reconciled Depreciation
680.00
-4.90%
715.00
-0.97%
722.00
-12.59%
826.00
EBIT
8,221.00
+25.09%
6,572.00
+75.39%
3,747.00
+1.13%
3,705.00
Total Unusual Items
0.00
+100.00%
-5.00
+44.44%
-9.00
+25.00%
-12.00
Total Unusual Items Excluding Goodwill
0.00
+100.00%
-5.00
+44.44%
-9.00
+25.00%
-12.00
Special Income Charges
0.00
+100.00%
-5.00
+44.44%
-9.00
+25.00%
-12.00
Impairment Of Capital Assets
0.00
-100.00%
5.00
-44.44%
9.00
-25.00%
12.00
Net Income
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Pretax Income
7,796.00
+26.15%
6,180.00
+83.33%
3,371.00
+0.51%
3,354.00
Net Non Operating Interest Income Expense
-425.00
-8.42%
-392.00
-4.26%
-376.00
-7.12%
-351.00
Interest Expense Non Operating
425.00
+8.42%
392.00
+4.26%
376.00
+7.12%
351.00
Net Interest Income
-425.00
-8.42%
-392.00
-4.26%
-376.00
-7.12%
-351.00
Interest Expense
425.00
+8.42%
392.00
+4.26%
376.00
+7.12%
351.00
Other Income Expense
508.00
+13.14%
449.00
+27.20%
353.00
+0.57%
351.00
Tax Provision
1,508.00
+27.69%
1,181.00
+210.79%
380.00
-25.78%
512.00
Tax Rate For Calcs
0.00
+1.58%
0.00
+72.73%
0.00
-26.67%
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-0.95
+4.04%
-0.99
+45.00%
-1.80
Net Income Including Noncontrolling Interests
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Net Income From Continuing Operation Net Minority Interest
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Net Income From Continuing And Discontinued Operation
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Net Income Continuous Operations
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Normalized Income
6,288.00
+25.68%
5,003.05
+66.82%
2,999.01
+5.15%
2,852.20
Net Income Common Stockholders
6,242.00
+25.82%
4,961.00
+67.09%
2,969.00
+5.21%
2,822.00
Otherunder Preferred Stock Dividend
46.00
+21.05%
38.00
+72.73%
22.00
+10.00%
20.00
Diluted EPS
27.43
+27.76%
21.47
+67.87%
12.79
+8.67%
11.77
Basic EPS
27.83
+27.90%
21.76
+68.29%
12.93
+8.56%
11.91
Basic Average Shares
224.20
-1.67%
228.00
-0.74%
229.70
-3.08%
237.00
Diluted Average Shares
227.60
-99.02%
23,110.00
+9852.63%
232.20
-3.13%
239.70
Diluted NI Availto Com Stockholders
6,242.00
+25.82%
4,961.00
+67.09%
2,969.00
+5.21%
2,822.00
Loss Adjustment Expense
27,221.00
+0.60%
27,059.00
+3.22%
26,215.00
+14.71%
22,854.00
Net Policyholder Benefits And Claims
27,221.00
+0.60%
27,059.00
+3.22%
26,215.00
+14.71%
22,854.00
Policyholder Benefits Ceded
1,679.00
+34.43%
1,249.00
-14.57%
1,462.00
+23.17%
1,187.00
Policyholder Benefits Gross
28,900.00
+2.09%
28,308.00
+2.28%
27,677.00
+15.12%
24,041.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
143,708.00
+7.90%
133,189.00
+5.72%
125,978.00
+8.87%
115,717.00
Cash Cash Equivalents And Short Term Investments
26,169.00
-70.82%
89,687.00
+6.70%
84,052.00
+10.25%
76,236.00
Cash And Cash Equivalents
710.00
+25.00%
568.00
+13.60%
500.00
-37.42%
799.00
Other Short Term Investments
25,459.00
-71.43%
89,119.00
+6.66%
83,552.00
+10.76%
75,437.00
Receivables
21,888.00
-1.76%
22,281.00
+2.80%
21,674.00
+5.40%
20,564.00
Accounts Receivable
21,888.00
-1.76%
22,281.00
+2.80%
21,674.00
+5.40%
20,564.00
Prepaid Assets
1,283.00
+6.74%
1,202.00
+4.52%
1,150.00
+12.30%
1,024.00
Goodwill And Other Intangible Assets
4,402.00
-4.16%
4,593.00
+7.99%
4,253.00
+0.33%
4,239.00
Goodwill
4,066.00
-3.95%
4,233.00
+6.46%
3,976.00
+0.61%
3,952.00
Other Intangible Assets
336.00
-6.67%
360.00
+29.96%
277.00
-3.48%
287.00
Investments And Advances
96,167.00
+7.91%
89,119.00
+6.66%
83,552.00
+10.76%
75,437.00
Total Liabilities Net Minority Interest
110,814.00
+5.21%
105,325.00
+4.22%
101,057.00
+7.33%
94,157.00
Payables And Accrued Expenses
3,555.00
-4.92%
3,739.00
-1.27%
3,787.00
-5.68%
4,015.00
Payables
3,555.00
-4.92%
3,739.00
-1.27%
3,787.00
-5.68%
4,015.00
Accounts Payable
3,555.00
-4.92%
3,739.00
-1.27%
3,787.00
-5.68%
4,015.00
Current Debt And Capital Lease Obligation
300.00
+200.00%
100.00
+0.00%
100.00
+0.00%
100.00
Current Debt
300.00
+200.00%
100.00
+0.00%
100.00
+0.00%
100.00
Other Current Borrowings
—
—
—
100.00
Long Term Debt And Capital Lease Obligation
8,967.00
+13.03%
7,933.00
+0.03%
7,931.00
+10.28%
7,192.00
Long Term Debt
8,967.00
+13.03%
7,933.00
+0.03%
7,931.00
+10.28%
7,192.00
Non Current Deferred Liabilities
—
—
—
—
Non Current Deferred Taxes Liabilities
—
—
—
—
Stockholders Equity
32,894.00
+18.05%
27,864.00
+11.81%
24,921.00
+15.59%
21,560.00
Common Stock Equity
32,894.00
+18.05%
27,864.00
+11.81%
24,921.00
+15.59%
21,560.00
Capital Stock
25,910.00
+1.80%
25,452.00
+2.19%
24,906.00
+1.39%
24,565.00
Common Stock
25,910.00
+1.80%
25,452.00
+2.19%
24,906.00
+1.39%
24,565.00
Share Issued
793.40
+0.32%
790.90
+0.44%
787.40
+0.23%
785.60
Ordinary Shares Number
217.50
-4.02%
226.60
-0.70%
228.20
-1.68%
232.10
Treasury Shares Number
575.90
+2.06%
564.30
+0.91%
559.20
+1.03%
553.50
Retained Earnings
54,931.00
+10.68%
49,630.00
+8.86%
45,591.00
+4.77%
43,516.00
Gains Losses Not Affecting Retained Earnings
-2,500.00
+49.67%
-4,967.00
-11.09%
-4,471.00
+30.63%
-6,445.00
Treasury Stock
45,447.00
+7.56%
42,251.00
+2.79%
41,105.00
+2.57%
40,076.00
Other Equity Adjustments
-2,500.00
+49.67%
-4,967.00
-11.09%
-4,471.00
+30.63%
-6,445.00
Total Equity Gross Minority Interest
32,894.00
+18.05%
27,864.00
+11.81%
24,921.00
+15.59%
21,560.00
Total Capitalization
41,861.00
+16.94%
35,797.00
+8.96%
32,852.00
+14.26%
28,752.00
Invested Capital
42,161.00
+17.45%
35,897.00
+8.94%
32,952.00
+14.21%
28,852.00
Total Debt
9,267.00
+15.36%
8,033.00
+0.02%
8,031.00
+10.13%
7,292.00
Net Debt
8,557.00
+14.63%
7,465.00
-0.88%
7,531.00
+15.99%
6,493.00
Net Tangible Assets
28,492.00
+22.44%
23,271.00
+12.59%
20,668.00
+19.32%
17,321.00
Tangible Book Value
28,492.00
+22.44%
23,271.00
+12.59%
20,668.00
+19.32%
17,321.00
Commercial Paper
100.00
+0.00%
100.00
+0.00%
100.00
+0.00%
100.00
Current Notes Payable
200.00
0.00
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
10,606.00
+16.88%
9,074.00
+17.68%
7,711.00
+19.27%
6,465.00
Cash Flow From Continuing Operating Activities
10,606.00
+16.88%
9,074.00
+17.68%
7,711.00
+19.27%
6,465.00
Net Income From Continuing Operations
6,288.00
+25.79%
4,999.00
+67.13%
2,991.00
+5.24%
2,842.00
Depreciation And Amortization
680.00
-4.90%
715.00
-0.97%
722.00
-12.59%
826.00
Other Non Cash Items
81.00
-85.43%
556.00
-14.06%
647.00
+1337.78%
45.00
Asset Impairment Charge
0.00
-100.00%
5.00
-44.44%
9.00
-25.00%
12.00
Deferred Tax
210.00
+238.16%
-152.00
+6.75%
-163.00
+12.37%
-186.00
Deferred Income Tax
210.00
+238.16%
-152.00
+6.75%
-163.00
+12.37%
-186.00
Operating Gains Losses
-178.00
+33.83%
-269.00
-340.98%
-61.00
+57.64%
-144.00
Gain Loss On Investment Securities
48.00
+92.00%
25.00
-73.96%
96.00
-50.00%
192.00
Change In Working Capital
-3,741.00
+0.32%
-3,753.00
-41.09%
-2,660.00
-8.79%
-2,445.00
Change In Receivables
-252.00
+66.31%
-748.00
+46.72%
-1,404.00
-163.41%
-533.00
Changes In Account Receivables
-252.00
+66.31%
-748.00
+46.72%
-1,404.00
-163.41%
-533.00
Change In Other Working Capital
—
—
—
45.00
Investing Cash Flow
-7,652.00
-5.34%
-7,264.00
-6.49%
-6,821.00
-82.97%
-3,728.00
Cash Flow From Continuing Investing Activities
-7,652.00
-5.34%
-7,264.00
-6.49%
-6,821.00
-82.97%
-3,728.00
Net Investment Purchase And Sale
-7,071.00
-8.95%
-6,490.00
-3.15%
-6,292.00
-90.21%
-3,308.00
Purchase Of Investment
-20,188.00
-14.37%
-17,652.00
+2.13%
-18,037.00
-8.54%
-16,618.00
Sale Of Investment
13,117.00
+17.51%
11,162.00
-4.96%
11,745.00
-11.76%
13,310.00
Net Business Purchase And Sale
0.00
+100.00%
-382.00
0.00
+100.00%
-4.00
Purchase Of Business
0.00
+100.00%
-382.00
0.00
+100.00%
-4.00
Net Other Investing Changes
-533.00
-30.64%
-408.00
+11.69%
-462.00
-20.00%
-385.00
Financing Cash Flow
-2,663.00
-52.43%
-1,747.00
-66.22%
-1,051.00
+60.62%
-2,669.00
Cash Flow From Continuing Financing Activities
-2,663.00
-52.43%
-1,747.00
-66.22%
-1,051.00
+60.62%
-2,669.00
Net Issuance Payments Of Debt
1,233.00
0.00
-100.00%
738.00
0.00
Issuance Of Debt
1,233.00
0.00
-100.00%
738.00
0.00
Repayment Of Debt
—
—
—
0.00
Long Term Debt Issuance
1,233.00
0.00
-100.00%
738.00
0.00
Long Term Debt Payments
—
—
—
0.00
Net Long Term Debt Issuance
1,233.00
—
738.00
—
Net Common Stock Issuance
-3,131.00
-180.30%
-1,117.00
-9.30%
-1,022.00
+50.41%
-2,061.00
Common Stock Payments
-3,131.00
-180.30%
-1,117.00
-9.30%
-1,022.00
+50.41%
-2,061.00
Common Stock Dividend Paid
-979.00
-2.94%
-951.00
-4.74%
-908.00
-3.77%
-875.00
Cash Dividends Paid
-979.00
-2.94%
-951.00
-4.74%
-908.00
-3.77%
-875.00
Repurchase Of Capital Stock
-3,131.00
-180.30%
-1,117.00
-9.30%
-1,022.00
+50.41%
-2,061.00
Proceeds From Stock Option Exercised
214.00
-33.33%
321.00
+127.66%
141.00
-47.19%
267.00
Changes In Cash
291.00
+361.90%
63.00
+139.13%
-161.00
-336.76%
68.00
Effect Of Exchange Rate Changes
23.00
+264.29%
-14.00
-216.67%
12.00
+140.00%
-30.00
Beginning Cash Position
699.00
+7.54%
650.00
-18.65%
799.00
+4.99%
761.00
End Cash Position
842.00
+20.46%
699.00
+7.54%
650.00
-18.65%
799.00
Free Cash Flow
10,606.00
+16.88%
9,074.00
+17.68%
7,711.00
+19.27%
6,465.00
Interest Paid Supplemental Data
393.00
+0.77%
390.00
+5.41%
370.00
+6.02%
349.00
Income Tax Paid Supplemental Data
1,274.00
-2.75%
1,310.00
+551.74%
201.00
-75.40%
817.00
Amortization Of Securities
7,266.00
+4.20%
6,973.00
+12.00%
6,226.00
+12.89%
5,515.00
Earnings Losses From Equity Investments
-226.00
+23.13%
-294.00
-87.26%
-157.00
+53.27%
-336.00
Net Investment Properties Purchase And Sale
-48.00
-400.00%
16.00
+123.88%
-67.00
-116.13%
-31.00
Other Cash Adjustment Outside Changein Cash
-171.00
0.00
0.00
—
Purchase Of Investment Properties
-48.00
+0.00%
-48.00
+28.36%
-67.00
-63.41%
-41.00
Sale Of Investment Properties
0.00
-100.00%
64.00
0.00
-100.00%
10.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category