Symbols / TSBK Stock $40.65 +0.27% Timberland Bancorp, Inc.

Financial Services • Banks - Regional • United States • NGM
TSBK (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Dean J. Brydon CPA
Exch · Country NGM · United States
Market Cap 320.50M
Enterprise Value 90.18M
Income 30.52M
Sales 83.73M
FCF (ttm) —
Book/sh 34.06
Cash/sh 32.13
Employees 271
Insider 10d —
IPO Jan 13, 1998
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 27.27%
P/E 10.56
Forward P/E —
PEG 2.94
P/S 3.83
P/B 1.19
P/C —
EV/EBITDA —
EV/Sales 1.08
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.85
EPS next Y —
EPS Growth 20.90%
Revenue Growth 10.70%
EPS Gr Q/Q 19.80%
Rev Gr Q/Q —
Earnings (next) 2026-04-28
Earnings (prior) 2015-01-26
ROA 1.56%
ROE 11.79%
ROIC —
Gross Margin 0.00%
Oper. Margin 49.00%
Profit Margin 36.45%
Shs Outstand 7.88M
Shs Float 7.30M
Insider Own 7.04%
Instit Own 67.29%
Short Float 0.60%
Short Ratio 0.92
Short Interest 45.61K
52W High 43.55
vs 52W High -6.66%
52W Low 29.30
vs 52W Low 38.74%
Beta 0.33
Impl. Vol. 0.00%
Rel Volume 0.78
Avg Volume 32.67K
Volume 25.54K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $40.54
Price $40.65
Change 0.27%
About

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$40.65
Latest analyst target
3. DCF / Fair value
$57.75
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$40.65
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2012-11-16 up Raymond James Market Perform → Outperform —
News
RSS: Latest TSBK news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-06 ANTICH BREANNE D Chief Technology Officer — 800 $40.05 $32,040
2026-02-06 ANTICH BREANNE D Chief Technology Officer — 800 $27.40 $22,252
2026-02-05 FISCHER JONATHAN ARTHUR President — 2,000 $39.50 $79,000
2026-02-05 FISCHER JONATHAN ARTHUR President — 2,000 $15.67 $31,340
2026-02-05 BASICH MARCI ANN Chief Financial Officer — 477 $39.50 $18,842
2026-02-05 BASICH MARCI ANN Chief Financial Officer — 477 $28.23 $13,466
2026-02-03 BASICH MARCI ANN Chief Financial Officer — 4,723 $39.50 $186,645
2026-02-03 BASICH MARCI ANN Chief Financial Officer — 4,723 $28.23 $141,962
2026-02-02 DEBORD MATTHEW J Officer — 3,805 $39.53 $150,412
2026-02-02 DEBORD MATTHEW J Officer — 3,805 $16.87 $95,002
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Total Revenue
78.42
+10.62%
70.89
-6.28%
75.64
+17.00%
64.65
Operating Revenue
78.42
+10.62%
70.89
-6.28%
75.64
+17.00%
64.65
Selling General And Administration
25.53
+0.83%
25.32
+1.06%
25.06
+13.82%
22.02
Selling And Marketing Expense
0.76
+0.00%
0.76
-3.18%
0.79
+13.09%
0.69
General And Administrative Expense
24.77
+0.85%
24.56
+1.19%
24.27
+13.84%
21.32
Salaries And Wages
23.92
+0.81%
23.73
+0.71%
23.56
+13.19%
20.82
Other Gand A
—
—
—
3.30
Reconciled Depreciation
2.49
-3.30%
2.58
-3.19%
2.66
-6.16%
2.84
Total Unusual Items
0.00
-100.00%
0.00
-89.47%
0.02
+246.15%
-0.01
Total Unusual Items Excluding Goodwill
0.00
-100.00%
0.00
-89.47%
0.02
+246.15%
-0.01
Special Income Charges
0.00
-100.00%
0.00
-89.47%
0.02
+246.15%
-0.01
Other Special Charges
—
-0.00
+89.47%
-0.02
-246.15%
0.01
Net Income
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Pretax Income
36.23
+19.16%
30.41
-10.55%
33.99
+14.99%
29.56
Net Interest Income
69.86
+9.50%
63.81
-6.29%
68.09
+22.21%
55.71
Interest Expense
32.08
+4.63%
30.66
+164.48%
11.59
+333.51%
2.67
Interest Income
101.94
+7.92%
94.46
+18.55%
79.68
+36.47%
58.39
Gain On Sale Of Security
0.06
+40.91%
0.04
-57.69%
0.10
+372.73%
0.02
Tax Provision
7.07
+15.47%
6.12
-10.95%
6.88
+15.33%
5.96
Tax Rate For Calcs
0.00
-2.99%
0.00
-0.50%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
0.00
-89.53%
0.00
+246.15%
-0.00
Net Income Including Noncontrolling Interests
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Net Income From Continuing Operation Net Minority Interest
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Net Income From Continuing And Discontinued Operation
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Net Income Continuous Operations
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Normalized Income
29.16
+20.10%
24.28
-10.41%
27.10
+14.79%
23.61
Net Income Common Stockholders
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Diluted EPS
3.67
+21.93%
3.01
-8.51%
3.29
+16.67%
2.82
Basic EPS
3.68
+21.85%
3.02
-9.04%
3.32
+16.90%
2.84
Basic Average Shares
7.92
-1.51%
8.04
-1.68%
8.18
-1.54%
8.30
Diluted Average Shares
7.95
-1.58%
8.08
-2.03%
8.25
-1.61%
8.38
Diluted NI Availto Com Stockholders
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Amortization
0.18
-20.35%
0.23
-16.61%
0.27
-14.24%
0.32
Amortization Of Intangibles Income Statement
0.18
-20.35%
0.23
-16.61%
0.27
-14.24%
0.32
Depreciation Amortization Depletion Income Statement
0.18
-20.35%
0.23
-16.61%
0.27
-14.24%
0.32
Depreciation And Amortization In Income Statement
0.18
-20.35%
0.23
-16.61%
0.27
-14.24%
0.32
Insurance And Claims
0.85
+2.16%
0.83
+17.16%
0.71
+40.51%
0.51
Occupancy And Equipment
4.11
+2.85%
4.00
+2.12%
3.92
+4.79%
3.74
Other Non Interest Expense
9.72
+15.25%
8.44
+2.76%
8.21
+15.47%
7.11
Professional Expense And Contract Services Expense
1.68
+27.26%
1.32
-36.62%
2.08
+18.95%
1.75
Line Item Trend 2023-09-30
Total Assets
1,839.90
Cash And Cash Equivalents
143.91
Cash Financial
25.39
Other Short Term Investments
41.77
Receivables
6.00
Accounts Receivable
6.00
Net PPE
23.41
Gross PPE
43.36
Accumulated Depreciation
-19.95
Land And Improvements
5.40
Buildings And Improvements
25.18
Machinery Furniture Equipment
10.71
Construction In Progress
0.18
Other Properties
1.89
Goodwill And Other Intangible Assets
17.93
Goodwill
15.13
Other Intangible Assets
2.80
Investments And Advances
315.80
Total Liabilities Net Minority Interest
1,606.83
Payables And Accrued Expenses
9.03
Accounts Payable
6.39
Other Payable
2.64
Long Term Debt And Capital Lease Obligation
36.87
Long Term Debt
35.00
Long Term Capital Lease Obligation
1.87
Stockholders Equity
233.07
Common Stock Equity
233.07
Capital Stock
34.77
Common Stock
34.77
Preferred Stock
0.00
Share Issued
8.11
Ordinary Shares Number
8.11
Treasury Shares Number
0.00
Retained Earnings
199.39
Gains Losses Not Affecting Retained Earnings
-1.08
Other Equity Adjustments
-1.08
Total Equity Gross Minority Interest
233.07
Total Capitalization
268.07
Invested Capital
268.07
Total Debt
36.87
Capital Lease Obligations
1.87
Net Tangible Assets
215.14
Tangible Book Value
215.14
Available For Sale Securities
3.81
Cash Cash Equivalents And Federal Funds Sold
143.91
Held To Maturity Securities
270.22
Line Item Trend 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Operating Cash Flow
30.16
+31.01%
23.02
-25.73%
31.00
+16.97%
26.50
Cash Flow From Continuing Operating Activities
30.16
+31.01%
23.02
-25.73%
31.00
+16.97%
26.50
Net Income From Continuing Operations
29.16
+20.09%
24.28
-10.45%
27.12
+14.91%
23.60
Depreciation Amortization Depletion
2.49
-3.30%
2.58
-3.19%
2.66
-6.16%
2.84
Depreciation
1.54
+5.35%
1.46
+5.65%
1.38
+1.02%
1.37
Amortization Cash Flow
0.96
-14.55%
1.12
-12.70%
1.28
-12.84%
1.47
Depreciation And Amortization
2.49
-3.30%
2.58
-3.19%
2.66
-6.16%
2.84
Amortization Of Intangibles
0.96
-14.55%
1.12
-12.70%
1.28
-12.84%
1.47
Other Non Cash Items
-2.32
-3110.39%
0.08
+167.54%
-0.11
-103.51%
3.25
Stock Based Compensation
0.54
+37.69%
0.39
+21.88%
0.32
+30.08%
0.25
Deferred Tax
-0.38
+0.00%
-0.38
-31.62%
-0.29
-64.41%
-0.18
Deferred Income Tax
-0.38
+0.00%
-0.38
-31.62%
-0.29
-64.41%
-0.18
Operating Gains Losses
-0.55
-63.39%
-0.34
+8.45%
-0.37
+75.84%
-1.52
Gain Loss On Investment Securities
-0.04
-216.67%
-0.01
+88.46%
-0.10
-372.73%
-0.02
Unrealized Gain Loss On Investment Securities
0.00
+103.64%
-0.06
-329.17%
0.02
-80.00%
0.12
Gain Loss On Sale Of PPE
0.00
+100.00%
-0.00
+89.47%
-0.02
-246.15%
0.01
Change In Working Capital
1.64
+145.44%
-3.60
-544.75%
0.81
+142.51%
-1.90
Investing Cash Flow
-8.25
+81.99%
-45.80
+73.10%
-170.22
+49.21%
-335.16
Cash Flow From Continuing Investing Activities
-8.25
+81.99%
-45.80
+73.10%
-170.22
+49.21%
-335.16
Net PPE Purchase And Sale
-1.74
-33.36%
-1.30
-17.63%
-1.11
-21.41%
-0.91
Purchase Of PPE
-1.74
-32.54%
-1.31
-18.35%
-1.11
-21.41%
-0.91
Sale Of PPE
0.00
-100.00%
0.01
0.00
0.00
Capital Expenditure
-1.74
-32.54%
-1.31
-18.35%
-1.11
-21.41%
-0.91
Net Investment Purchase And Sale
30.16
-56.93%
70.04
+2356.35%
-3.10
+98.24%
-176.67
Purchase Of Investment
-52.89
-17.65%
-44.95
-37.90%
-32.60
+84.39%
-208.78
Sale Of Investment
83.05
-27.78%
114.99
+289.90%
29.49
-8.15%
32.11
Net Business Purchase And Sale
—
—
—
—
Net Other Investing Changes
3.48
+122.04%
1.56
+281.55%
-0.86
-1367.65%
0.07
Financing Cash Flow
56.79
-3.40%
58.78
+220.44%
-48.81
-207.93%
45.22
Net Issuance Payments Of Debt
0.00
+100.00%
-15.00
-142.86%
35.00
+800.00%
-5.00
Net Long Term Debt Issuance
0.00
+100.00%
-15.00
-142.86%
35.00
+800.00%
-5.00
Net Common Stock Issuance
-5.76
+3.34%
-5.96
-19.21%
-5.00
-9.06%
-4.58
Common Stock Payments
-5.76
+3.34%
-5.96
-19.21%
-5.00
-9.06%
-4.58
Common Stock Dividend Paid
—
-7.65
+7.46%
-8.27
-14.31%
-7.23
Cash Dividends Paid
-8.09
-5.69%
-7.65
+7.46%
-8.27
-14.31%
-7.23
Repurchase Of Capital Stock
-5.76
+3.34%
-5.96
-19.21%
-5.00
-9.06%
-4.58
Proceeds From Stock Option Exercised
1.67
+152.66%
0.66
-5.59%
0.70
+68.19%
0.41
Changes In Cash
78.70
+118.57%
36.01
+119.15%
-188.03
+28.62%
-263.44
Beginning Cash Position
164.73
+27.97%
128.72
-59.36%
316.75
-45.41%
580.20
End Cash Position
243.43
+47.78%
164.73
+27.97%
128.72
-59.36%
316.75
Free Cash Flow
28.42
+30.92%
21.71
-27.37%
29.89
+16.81%
25.59
Interest Paid Supplemental Data
32.25
+7.76%
29.92
+190.43%
10.30
+281.59%
2.70
Income Tax Paid Supplemental Data
7.66
+18.06%
6.49
-7.14%
6.99
+28.24%
5.45
Sale Of Business
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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