Symbols / USB Stock $57.63 +1.44% U.S. Bancorp

Financial Services • Banks - Regional • United States • NYQ
USB (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Ms. Gunjan Kedia
Exch · Country NYQ · United States
Market Cap 89.77B
Enterprise Value 126.43B
Income 7.43B
Sales 26.65B
FCF (ttm) —
Book/sh 37.54
Cash/sh 33.93
Employees 70,000
Insider 10d —
IPO May 03, 1973
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 43.19%
P/E 12.08
Forward P/E 10.20
PEG 1.94
P/S 3.37
P/B 1.54
P/C —
EV/EBITDA —
EV/Sales 4.75
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 4.77
EPS next Y 5.65
EPS Growth 14.80%
Revenue Growth 4.60%
EPS Gr Q/Q 13.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-16
ROA 1.14%
ROE 12.35%
ROIC —
Gross Margin 0.00%
Oper. Margin 37.84%
Profit Margin 29.29%
Shs Outstand 1.56B
Shs Float 1.55B
Insider Own 0.13%
Instit Own 85.67%
Short Float 0.00%
Short Ratio 0.00
Short Interest 26.02K
52W High 61.19
vs 52W High -5.82%
52W Low 42.55
vs 52W Low 35.44%
Beta 1.00
Impl. Vol. 1.56%
Rel Volume 0.90
Avg Volume 9.23M
Volume 8.32M
Target (mean) $63.50
Tgt Median $62.00
Tgt Low $57.50
Tgt High $74.00
# Analysts 19
Recom Buy
Prev Close $56.81
Price $57.63
Change 1.44%
About

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$63.50
Mean price target
2. Current target
$57.63
Latest analyst target
3. DCF / Fair value
$71.55
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$57.63
Low
$57.50
High
$74.00
Mean
$63.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-30 main JP Morgan Underweight → Underweight $58
2026-04-29 main Oppenheimer Outperform → Outperform $74
2026-04-29 main Evercore ISI Group In-Line → In-Line $60
2026-04-17 main Oppenheimer Outperform → Outperform $73
2026-04-17 main Barclays Overweight → Overweight $67
2026-04-17 main RBC Capital Outperform → Outperform $61
2026-04-17 main DA Davidson Buy → Buy $65
2026-04-17 main Truist Securities Buy → Buy $62
2026-04-07 main JP Morgan Underweight → Underweight $58
2026-04-06 main Evercore ISI Group In-Line → In-Line $58
2026-03-31 main Morgan Stanley Equal-Weight → Equal-Weight $65
2026-03-27 main Oppenheimer Outperform → Outperform $71
2026-03-26 init Jefferies — → Hold $55
2026-03-26 main RBC Capital Outperform → Outperform $59
2026-02-26 up Truist Securities Hold → Buy $66
2026-02-09 main JP Morgan Underweight → Underweight $62
2026-02-05 main Evercore ISI Group In-Line → In-Line $65
2026-01-22 main Argus Research Buy → Buy $63
2026-01-21 main TD Cowen Buy → Buy $66
2026-01-21 main Oppenheimer Outperform → Outperform $77
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-05 DILIP VENKATACHARI Chief Technology Officer — 34,522 $55.52 $1,916,661
2026-04-21 RICHARD JODI L Officer — 40,000 $57.00 $2,280,040
2026-03-05 CHOSY JAMES L General Counsel — 22,259 $0.00 $0
2026-03-05 RUNKEL MARK G Officer — 13,356 $0.00 $0
2026-03-05 KEDIA GUNJAN Chief Executive Officer — 100,167 $0.00 $0
2026-03-05 STARK LISA R Officer — 15,767 $0.00 $0
2026-03-05 BARCELOS ELCIO R.T. Officer — 22,259 $0.00 $0
2026-03-05 BADRAN SOUHEIL Chief Operating Officer — 19,291 $0.00 $0
2026-03-05 STERN JOHN C. Chief Financial Officer — 25,227 $0.00 $0
2026-03-05 DILIP VENKATACHARI Chief Technology Officer — 17,807 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
28,540.00
+4.41%
27,335.00
-2.42%
28,013.00
+15.83%
24,184.00
Operating Revenue
28,540.00
+4.41%
27,335.00
-2.42%
28,013.00
+15.83%
24,184.00
Selling General And Administration
11,032.00
-1.26%
11,173.00
+0.28%
11,142.00
+15.91%
9,613.00
Selling And Marketing Expense
705.00
+13.89%
619.00
-14.74%
726.00
+59.21%
456.00
General And Administrative Expense
10,327.00
-2.15%
10,554.00
+1.32%
10,416.00
+13.75%
9,157.00
Salaries And Wages
10,327.00
-2.15%
10,554.00
+1.32%
10,416.00
+13.75%
9,157.00
Reconciled Depreciation
875.00
-6.82%
939.00
-7.76%
1,018.00
+81.79%
560.00
Total Unusual Items
0.00
+100.00%
-400.00
+60.36%
-1,009.00
-206.69%
-329.00
Total Unusual Items Excluding Goodwill
0.00
+100.00%
-400.00
+60.36%
-1,009.00
-206.69%
-329.00
Special Income Charges
0.00
+100.00%
-400.00
+60.36%
-1,009.00
-206.69%
-329.00
Other Special Charges
—
245.00
-66.62%
734.00
—
Restructuring And Mergern Acquisition
0.00
-100.00%
155.00
-84.64%
1,009.00
+206.69%
329.00
Net Income
7,570.00
+20.18%
6,299.00
+16.03%
5,429.00
-6.80%
5,825.00
Pretax Income
9,517.00
+20.33%
7,909.00
+15.21%
6,865.00
-5.97%
7,301.00
Net Interest Income
16,649.00
+2.21%
16,289.00
-6.36%
17,396.00
+18.12%
14,728.00
Interest Expense
14,321.00
-6.87%
15,377.00
+21.93%
12,611.00
+292.01%
3,217.00
Interest Income
30,970.00
-2.20%
31,666.00
+5.53%
30,007.00
+67.22%
17,945.00
Gain On Sale Of Security
-61.00
+60.39%
-154.00
-6.21%
-145.00
-825.00%
20.00
Tax Provision
1,921.00
+21.58%
1,580.00
+12.30%
1,407.00
-3.83%
1,463.00
Tax Rate For Calcs
0.00
+1.00%
0.00
-2.44%
0.00
+2.30%
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-80.00
+61.32%
-206.84
-213.75%
-65.93
Net Income Including Noncontrolling Interests
7,596.00
+20.02%
6,329.00
+15.96%
5,458.00
-6.51%
5,838.00
Net Income From Continuing Operation Net Minority Interest
7,570.00
+20.18%
6,299.00
+16.03%
5,429.00
-6.80%
5,825.00
Net Income From Continuing And Discontinued Operation
7,570.00
+20.18%
6,299.00
+16.03%
5,429.00
-6.80%
5,825.00
Net Income Continuous Operations
7,596.00
+20.02%
6,329.00
+15.96%
5,458.00
-6.51%
5,838.00
Minority Interests
-26.00
+13.33%
-30.00
-3.45%
-29.00
-123.08%
-13.00
Normalized Income
7,570.00
+14.37%
6,619.00
+6.22%
6,231.15
+2.35%
6,088.07
Net Income Common Stockholders
7,194.00
+21.75%
5,909.00
+16.99%
5,051.00
-8.18%
5,501.00
Otherunder Preferred Stock Dividend
47.00
+23.68%
38.00
+35.71%
28.00
+0.00%
28.00
Diluted EPS
4.62
+21.90%
3.79
+15.90%
3.27
-11.38%
3.69
Basic EPS
4.62
+21.90%
3.79
+15.90%
3.27
-11.38%
3.69
Basic Average Shares
1,557.00
-0.19%
1,560.00
+1.10%
1,543.00
+3.63%
1,489.00
Diluted Average Shares
1,558.00
-0.19%
1,561.00
+1.17%
1,543.00
+3.56%
1,490.00
Diluted NI Availto Com Stockholders
7,194.00
+21.75%
5,909.00
+16.99%
5,051.00
-8.18%
5,501.00
Amortization
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Amortization Of Intangibles Income Statement
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Depreciation Amortization Depletion Income Statement
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Depreciation And Amortization In Income Statement
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Occupancy And Equipment
1,227.00
-1.52%
1,246.00
-1.58%
1,266.00
+15.51%
1,096.00
Other Non Interest Expense
3,612.00
+9.16%
3,309.00
-22.32%
4,260.00
+36.36%
3,124.00
Preferred Stock Dividends
329.00
-6.53%
352.00
+0.57%
350.00
+18.24%
296.00
Professional Expense And Contract Services Expense
468.00
-4.68%
491.00
-12.32%
560.00
+5.86%
529.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
692,345.00
+2.07%
678,318.00
+2.23%
663,491.00
-1.68%
674,805.00
Cash And Cash Equivalents
46,890.00
-17.01%
56,502.00
-7.66%
61,192.00
+14.29%
53,542.00
Other Short Term Investments
90,841.00
+6.03%
85,672.00
+23.50%
69,368.00
-3.73%
72,052.00
Receivables
7,960.00
-3.75%
8,270.00
-0.84%
8,340.00
-17.27%
10,081.00
Other Receivables
7,960.00
-3.75%
8,270.00
-0.84%
8,340.00
-17.27%
10,081.00
Net PPE
3,768.00
+5.69%
3,565.00
-1.60%
3,623.00
-6.09%
3,858.00
Gross PPE
8,471.00
+3.90%
8,153.00
-1.28%
8,259.00
-7.48%
8,927.00
Accumulated Depreciation
-4,703.00
-2.51%
-4,588.00
+1.04%
-4,636.00
+8.54%
-5,069.00
Land And Improvements
471.00
-5.42%
498.00
-3.30%
515.00
-3.74%
535.00
Buildings And Improvements
3,221.00
+3.20%
3,121.00
-3.64%
3,239.00
-1.73%
3,296.00
Machinery Furniture Equipment
3,199.00
+6.28%
3,010.00
-0.10%
3,013.00
-13.54%
3,485.00
Construction In Progress
68.00
-29.17%
96.00
+41.18%
68.00
+47.83%
46.00
Other Properties
1,512.00
+5.88%
1,428.00
+0.28%
1,424.00
-9.01%
1,565.00
Goodwill And Other Intangible Assets
17,539.00
-3.01%
18,083.00
-2.64%
18,573.00
-4.89%
19,528.00
Goodwill
12,635.00
+0.79%
12,536.00
+0.38%
12,489.00
+0.94%
12,373.00
Other Intangible Assets
4,904.00
-11.59%
5,547.00
-8.83%
6,084.00
-14.97%
7,155.00
Investments And Advances
166,714.00
+1.47%
164,306.00
+7.10%
153,413.00
-4.59%
160,792.00
Total Liabilities Net Minority Interest
626,694.00
+1.20%
619,278.00
+1.90%
607,720.00
-2.54%
623,573.00
Current Debt And Capital Lease Obligation
7,649.00
+0.33%
7,624.00
-33.44%
11,455.00
-61.25%
29,559.00
Current Debt
7,649.00
+0.33%
7,624.00
-33.44%
11,455.00
-61.25%
29,559.00
Other Current Borrowings
3,308.00
-0.84%
3,336.00
-9.40%
3,682.00
-82.81%
21,414.00
Long Term Debt And Capital Lease Obligation
60,764.00
+4.76%
58,002.00
+12.67%
51,480.00
+29.25%
39,829.00
Long Term Debt
60,764.00
+4.76%
58,002.00
+12.67%
51,480.00
+29.25%
39,829.00
Stockholders Equity
65,193.00
+11.29%
58,578.00
+5.92%
55,306.00
+8.94%
50,766.00
Common Stock Equity
58,385.00
+12.78%
51,770.00
+6.75%
48,498.00
+10.33%
43,958.00
Capital Stock
6,829.00
+0.00%
6,829.00
+0.00%
6,829.00
+0.00%
6,829.00
Common Stock
21.00
+0.00%
21.00
+0.00%
21.00
+0.00%
21.00
Preferred Stock
6,808.00
+0.00%
6,808.00
+0.00%
6,808.00
+0.00%
6,808.00
Share Issued
2,125.73
+0.00%
2,125.73
+0.00%
2,125.73
+0.00%
2,125.73
Ordinary Shares Number
1,555.40
-0.28%
1,559.80
+0.12%
1,557.99
+1.76%
1,530.98
Treasury Shares Number
570.33
+0.78%
565.93
-0.32%
567.73
-4.54%
594.75
Additional Paid In Capital
8,728.00
+0.15%
8,715.00
+0.48%
8,673.00
-0.45%
8,712.00
Retained Earnings
80,906.00
+5.26%
76,863.00
+3.83%
74,026.00
+2.96%
71,901.00
Gains Losses Not Affecting Retained Earnings
-6,987.00
+28.44%
-9,764.00
+3.29%
-10,096.00
+11.49%
-11,407.00
Treasury Stock
24,283.00
+0.91%
24,065.00
-0.25%
24,126.00
-4.52%
25,269.00
Minority Interest
458.00
-0.87%
462.00
-0.65%
465.00
-0.21%
466.00
Other Equity Adjustments
-6,987.00
+28.44%
-9,764.00
+3.29%
-10,096.00
+11.49%
-11,407.00
Total Equity Gross Minority Interest
65,651.00
+11.20%
59,040.00
+5.86%
55,771.00
+8.86%
51,232.00
Total Capitalization
125,957.00
+8.04%
116,580.00
+9.17%
106,786.00
+17.87%
90,595.00
Invested Capital
126,798.00
+8.01%
117,396.00
+5.35%
111,433.00
-1.69%
113,346.00
Total Debt
68,413.00
+4.25%
65,626.00
+4.28%
62,935.00
-9.30%
69,388.00
Net Debt
21,523.00
+135.89%
9,124.00
+423.47%
1,743.00
-89.00%
15,846.00
Net Tangible Assets
47,654.00
+17.68%
40,495.00
+10.24%
36,733.00
+17.59%
31,238.00
Tangible Book Value
40,846.00
+21.25%
33,687.00
+12.57%
29,925.00
+22.49%
24,430.00
Cash Cash Equivalents And Federal Funds Sold
46,890.00
-17.01%
56,502.00
-7.66%
61,192.00
+14.29%
53,542.00
Commercial Paper
4,341.00
+1.24%
4,288.00
-44.83%
7,773.00
-4.57%
8,145.00
Held To Maturity Securities
75,873.00
-3.51%
78,634.00
-6.44%
84,045.00
-5.29%
88,740.00
Preferred Shares Number
102.25
+0.00%
102.25
+0.00%
102.25
+0.00%
102.25
Preferred Stock Equity
6,808.00
+0.00%
6,808.00
+0.00%
6,808.00
+0.00%
6,808.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
7,970.00
-29.78%
11,350.00
+35.23%
8,393.00
-60.26%
21,119.00
Cash Flow From Continuing Operating Activities
7,970.00
-29.78%
11,350.00
+35.23%
8,393.00
-60.26%
21,119.00
Net Income From Continuing Operations
7,570.00
+20.18%
6,299.00
+16.03%
5,429.00
-6.80%
5,825.00
Depreciation Amortization Depletion
875.00
-6.82%
939.00
-7.76%
1,018.00
+81.79%
560.00
Depreciation
377.00
+1.89%
370.00
-3.14%
382.00
+10.72%
345.00
Amortization Cash Flow
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Depreciation And Amortization
875.00
-6.82%
939.00
-7.76%
1,018.00
+81.79%
560.00
Amortization Of Intangibles
498.00
-12.48%
569.00
-10.53%
636.00
+195.81%
215.00
Other Non Cash Items
-2,405.00
-224.29%
1,935.00
+525.27%
-455.00
-103.62%
12,558.00
Operating Gains Losses
-256.00
-319.67%
-61.00
-148.41%
126.00
-36.68%
199.00
Gain Loss On Investment Securities
1.00
-99.19%
123.00
+3.36%
119.00
+163.30%
-188.00
Investing Cash Flow
-20,538.00
+16.29%
-24,534.00
-229.64%
18,925.00
+152.33%
7,500.00
Cash Flow From Continuing Investing Activities
-20,538.00
+16.29%
-24,534.00
-229.64%
18,925.00
+152.33%
7,500.00
Net Investment Purchase And Sale
1,225.00
+111.30%
-10,840.00
-175.21%
14,413.00
-43.24%
25,394.00
Purchase Of Investment
-19,814.00
+45.16%
-36,132.00
-289.61%
-9,274.00
+70.73%
-31,683.00
Sale Of Investment
21,039.00
-16.82%
25,292.00
+6.78%
23,687.00
-58.50%
57,077.00
Net Business Purchase And Sale
-36.00
+65.05%
-103.00
+68.79%
-330.00
-102.69%
12,257.00
Purchase Of Business
-36.00
+65.05%
-103.00
+68.79%
-330.00
—
Net Other Investing Changes
-2,961.00
-61.36%
-1,835.00
-54.98%
-1,184.00
+78.04%
-5,392.00
Financing Cash Flow
2,250.00
-74.49%
8,821.00
+144.11%
-19,998.00
-402.21%
-3,982.00
Cash Flow From Continuing Financing Activities
2,250.00
-74.49%
8,821.00
+144.11%
-19,998.00
-402.21%
-3,982.00
Net Issuance Payments Of Debt
2,952.00
-52.49%
6,214.00
+224.06%
-5,009.00
-129.43%
17,019.00
Issuance Of Debt
10,360.00
-13.79%
12,017.00
-22.88%
15,583.00
+78.46%
8,732.00
Repayment Of Debt
-9,052.00
-49.82%
-6,042.00
-47.94%
-4,084.00
+41.03%
-6,926.00
Long Term Debt Issuance
10,360.00
-13.79%
12,017.00
-22.88%
15,583.00
+78.46%
8,732.00
Long Term Debt Payments
-9,052.00
-49.82%
-6,042.00
-47.94%
-4,084.00
+41.03%
-6,926.00
Net Long Term Debt Issuance
1,308.00
-78.11%
5,975.00
-48.04%
11,499.00
+536.71%
1,806.00
Net Short Term Debt Issuance
1,644.00
+587.87%
239.00
+101.45%
-16,508.00
-208.51%
15,213.00
Net Common Stock Issuance
-444.00
-214.89%
-141.00
-115.86%
889.00
+1952.08%
-48.00
Common Stock Payments
-489.00
-182.66%
-173.00
-179.03%
-62.00
+10.14%
-69.00
Common Stock Dividend Paid
-3,168.00
-2.46%
-3,092.00
-4.11%
-2,970.00
-6.99%
-2,776.00
Cash Dividends Paid
-3,502.00
-1.57%
-3,448.00
-4.14%
-3,311.00
-7.67%
-3,075.00
Repurchase Of Capital Stock
-489.00
-182.66%
-173.00
-179.03%
-62.00
+94.70%
-1,169.00
Net Other Financing Charges
-86.00
-56.36%
-55.00
—
—
Changes In Cash
-10,318.00
-136.49%
-4,363.00
-159.60%
7,320.00
-70.29%
24,637.00
Effect Of Exchange Rate Changes
706.00
+315.90%
-327.00
-199.09%
330.00
—
Beginning Cash Position
56,502.00
-7.66%
61,192.00
+14.29%
53,542.00
+85.23%
28,905.00
End Cash Position
46,890.00
-17.01%
56,502.00
-7.66%
61,192.00
+14.29%
53,542.00
Free Cash Flow
7,970.00
-29.78%
11,350.00
+35.23%
8,393.00
-60.26%
21,119.00
Interest Paid Supplemental Data
14,388.00
-6.46%
15,382.00
+25.24%
12,282.00
+352.04%
2,717.00
Income Tax Paid Supplemental Data
544.00
+9.02%
499.00
-22.64%
645.00
-15.91%
767.00
Common Stock Issuance
45.00
+40.63%
32.00
-96.64%
951.00
+4428.57%
21.00
Issuance Of Capital Stock
45.00
+40.63%
32.00
-96.64%
951.00
+107.64%
458.00
Net Preferred Stock Issuance
—
0.00
0.00
+100.00%
-663.00
Preferred Stock Dividend Paid
-334.00
+6.18%
-356.00
-4.40%
-341.00
-14.05%
-299.00
Preferred Stock Issuance
—
0.00
0.00
-100.00%
437.00
Preferred Stock Payments
—
0.00
0.00
+100.00%
-1,100.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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