Symbols / UVSP Stock $37.57 +0.16% Univest Financial Corporation

Financial Services • Banks - Regional • United States • NMS
UVSP (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Jeffrey M. Schweitzer CPA
Exch · Country NMS · United States
Market Cap 1.05B
Enterprise Value 1.16B
Income 95.45M
Sales 323.55M
FCF (ttm) —
Book/sh 33.50
Cash/sh 7.96
Employees —
Insider 10d —
IPO Apr 16, 1998
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 26.51%
P/E 11.32
Forward P/E 10.09
PEG 1.30
P/S 3.25
P/B 1.12
P/C —
EV/EBITDA —
EV/Sales 3.57
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.32
EPS next Y 3.72
EPS Growth 24.70%
Revenue Growth 12.10%
EPS Gr Q/Q 21.00%
Rev Gr Q/Q —
Earnings (next) 2026-04-22
Earnings (prior) 2026-04-22
ROA 1.18%
ROE 10.29%
ROIC —
Gross Margin 0.00%
Oper. Margin 40.72%
Profit Margin 29.50%
Shs Outstand 27.95M
Shs Float 27.15M
Insider Own 1.66%
Instit Own 81.59%
Short Float 1.52%
Short Ratio 1.87
Short Interest 416.88K
52W High 38.71
vs 52W High -2.94%
52W Low 27.91
vs 52W Low 34.61%
Beta 0.60
Impl. Vol. 75.68%
Rel Volume 1.34
Avg Volume 186.12K
Volume 249.31K
Target (mean) $37.33
Tgt Median $37.00
Tgt Low $35.00
Tgt High $40.00
# Analysts 3
Recom Hold
Prev Close $37.51
Price $37.57
Change 0.16%
About

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$37.33
Mean price target
2. Current target
$37.57
Latest analyst target
3. DCF / Fair value
$49.80
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$37.57
Low
$35.00
High
$40.00
Mean
$37.33

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $40
2026-02-03 main Keefe, Bruyette & Woods Market Perform → Market Perform $36
2025-10-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $34
2025-01-23 reit Stephens & Co. Equal-Weight → Equal-Weight $31
2024-10-25 main Piper Sandler Neutral → Neutral $27
2024-07-26 main Piper Sandler Neutral → Neutral $24
2024-07-26 reit Keefe, Bruyette & Woods Market Perform → Market Perform $29
2024-04-26 reit Keefe, Bruyette & Woods Market Perform → Market Perform $23
2024-02-01 main Piper Sandler Neutral → Neutral $19
2023-10-27 main Piper Sandler Neutral → Neutral $17
2023-10-06 down Keefe, Bruyette & Woods Outperform → Market Perform $20
2023-05-01 main Keefe, Bruyette & Woods — → Outperform $27
2023-04-27 reit Stephens & Co. — → Equal-Weight $29
2023-04-06 main Keefe, Bruyette & Woods — → Outperform $30
2022-11-07 down Stephens & Co. Overweight → Equal-Weight $31
2022-07-07 main Raymond James — → Outperform $29
2022-05-02 main Raymond James — → Outperform $31
2021-11-02 main Raymond James — → Outperform $34
2021-02-01 main Raymond James — → Outperform $27
2020-10-30 main Raymond James — → Outperform $20
News
RSS: Latest UVSP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-13 KEIM MICHAEL S Chief Operating Officer — 11,756 — —
2026-03-13 SANTANA MEGAN D General Counsel — 6,765 — —
2026-03-13 RICHARDSON BRIAN JASON Chief Financial Officer — 7,964 — —
2026-03-13 MCCORMICK PATRICK C Officer — 5,138 — —
2026-03-13 MONIOS ELENI S Officer — 1,307 — —
2026-03-13 SCHWEITZER JEFFREY M Chief Executive Officer — 21,434 — —
2026-02-02 PAQUIN NATALYE Director — 580 $34.58 $20,056
2026-01-30 PETRO THOMAS M Director — 1,766 — —
2026-01-30 TURNER MICHAEL L Director — 1,766 — —
2026-01-30 CONNOR MARTIN P Director — 1,766 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
328.06
+9.64%
299.23
+0.81%
296.82
+0.22%
296.18
Operating Revenue
328.06
+9.64%
299.23
+0.81%
296.82
+0.22%
296.18
Selling General And Administration
133.20
+2.19%
130.35
+2.48%
127.19
+4.82%
121.34
Selling And Marketing Expense
1.65
-23.93%
2.17
-0.32%
2.18
-11.45%
2.46
General And Administrative Expense
131.55
+2.63%
128.18
+2.53%
125.01
+5.16%
118.88
Salaries And Wages
127.02
+2.65%
123.75
+2.96%
120.19
+3.78%
115.81
Other Gand A
—
—
—
—
Reconciled Depreciation
6.02
-19.41%
7.47
+60.70%
4.65
+23.17%
3.77
Total Unusual Items
0.00
0.00
+100.00%
-1.52
-725.54%
-0.18
Total Unusual Items Excluding Goodwill
0.00
0.00
+100.00%
-1.52
-725.54%
-0.18
Special Income Charges
0.00
0.00
+100.00%
-1.52
-725.54%
-0.18
Restructuring And Mergern Acquisition
0.00
0.00
-100.00%
1.52
+725.54%
0.18
Net Income
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Pretax Income
113.35
+18.94%
95.30
+7.45%
88.69
-8.77%
97.21
Net Interest Income
240.19
+13.74%
211.17
-4.01%
220.00
+0.78%
218.30
Interest Expense
190.29
-5.41%
201.19
+32.59%
151.73
+347.64%
33.90
Interest Income
430.49
+4.40%
412.36
+10.93%
371.73
+47.40%
252.19
Gain On Sale Of Security
0.00
-100.00%
0.02
0.00
-100.00%
0.03
Tax Provision
22.59
+16.65%
19.37
+10.15%
17.59
-7.88%
19.09
Tax Rate For Calcs
0.00
-1.97%
0.00
+2.53%
0.00
+1.02%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.30
-733.97%
-0.04
Net Income Including Noncontrolling Interests
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Net Income From Continuing Operation Net Minority Interest
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Net Income From Continuing And Discontinued Operation
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Net Income Continuous Operations
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Normalized Income
90.76
+19.53%
75.93
+4.99%
72.32
-7.60%
78.27
Net Income Common Stockholders
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Otherunder Preferred Stock Dividend
—
—
—
—
Diluted EPS
3.13
+21.32%
2.58
+7.05%
2.41
-8.71%
2.64
Basic EPS
3.16
+21.54%
2.60
+7.44%
2.42
-9.02%
2.66
Basic Average Shares
28.73
-1.64%
29.22
-0.74%
29.43
+0.14%
29.39
Diluted Average Shares
28.98
-1.54%
29.43
-0.25%
29.50
-0.29%
29.59
Diluted NI Availto Com Stockholders
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Insurance And Claims
4.53
+2.12%
4.43
-8.15%
4.83
+56.91%
3.08
Occupancy And Equipment
15.44
-0.23%
15.48
+4.45%
14.82
+5.11%
14.10
Other Non Interest Expense
47.18
+3.09%
45.76
-1.99%
46.69
+11.65%
41.82
Professional Expense And Contract Services Expense
7.22
+12.73%
6.40
-10.35%
7.14
-23.48%
9.33
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
8,436.90
+3.80%
8,128.42
+4.47%
7,780.63
+7.73%
7,222.02
Cash And Cash Equivalents
553.71
+68.38%
328.84
+31.64%
249.80
+63.48%
152.80
Cash Financial
63.58
-16.34%
76.00
+4.37%
72.81
-13.50%
84.18
Other Short Term Investments
8.64
-97.58%
357.36
+1.65%
351.55
+0.37%
350.26
Receivables
265.91
-4.63%
278.82
+0.45%
277.57
+15.89%
239.50
Accounts Receivable
29.65
+3.47%
28.65
+2.79%
27.87
+24.08%
22.46
Other Receivables
236.26
-5.56%
250.17
+0.19%
249.69
+15.04%
217.04
Prepaid Assets
13.54
+8.19%
12.52
+29.55%
9.66
+1.84%
9.49
Net PPE
71.35
-5.12%
75.20
-9.65%
83.24
+2.76%
81.00
Gross PPE
113.68
-8.40%
124.10
-6.37%
132.55
+2.93%
128.78
Accumulated Depreciation
-42.34
+13.43%
-48.90
+0.84%
-49.32
-3.22%
-47.78
Land And Improvements
11.41
-0.63%
11.49
-2.82%
11.82
+0.41%
11.77
Buildings And Improvements
48.56
-3.42%
50.28
-2.40%
51.52
+0.63%
51.19
Machinery Furniture Equipment
27.91
-17.44%
33.81
-9.66%
37.42
+4.67%
35.76
Other Properties
25.80
-9.59%
28.53
-10.27%
31.80
+5.78%
30.06
Leases
—
—
—
—
Goodwill And Other Intangible Assets
182.84
-0.53%
183.82
-1.42%
186.46
-0.23%
186.89
Goodwill
175.51
+0.00%
175.51
+0.00%
175.51
+0.00%
175.51
Other Intangible Assets
7.33
-11.81%
8.31
-24.12%
10.95
-3.81%
11.38
Investments And Advances
496.29
+0.47%
493.98
-1.33%
500.62
-1.37%
507.56
Total Liabilities Net Minority Interest
7,493.58
+3.49%
7,241.12
+4.32%
6,941.42
+7.69%
6,445.52
Payables And Accrued Expenses
43.62
-19.96%
54.50
+16.16%
46.92
+22.44%
38.32
Payables
21.19
-32.48%
31.39
+9.28%
28.73
+72.49%
16.65
Accounts Payable
20.18
-35.70%
31.39
+9.28%
28.73
+98.71%
14.46
Current Accrued Expenses
22.43
-2.95%
23.11
+27.03%
18.20
-16.02%
21.67
Employee Benefits
1.96
-12.83%
2.25
-9.29%
2.48
-16.10%
2.95
Total Tax Payable
1.01
0.00
0.00
-100.00%
2.20
Income Tax Payable
1.01
0.00
0.00
-100.00%
2.20
Current Debt And Capital Lease Obligation
—
0.00
0.00
-100.00%
125.00
Current Debt
—
0.00
0.00
-100.00%
125.00
Other Current Borrowings
—
0.00
0.00
-100.00%
125.00
Long Term Debt And Capital Lease Obligation
327.40
-19.31%
405.75
-17.80%
493.61
+78.58%
276.41
Long Term Debt
298.87
-20.14%
374.26
-18.42%
458.76
+88.59%
243.26
Long Term Capital Lease Obligation
28.53
-9.38%
31.48
-9.66%
34.85
+5.12%
33.15
Long Term Provisions
5.32
+8.54%
4.90
+10.00%
4.46
-10.96%
5.01
Defined Pension Benefit
14.61
+43.88%
10.15
+197.86%
3.41
0.00
Non Current Pension And Other Postretirement Benefit Plans
1.96
-12.83%
2.25
-9.29%
2.48
-16.10%
2.95
Stockholders Equity
943.32
+6.31%
887.30
+5.73%
839.21
+8.08%
776.50
Common Stock Equity
943.32
+6.31%
887.30
+5.73%
839.21
+8.08%
776.50
Capital Stock
157.78
+0.00%
157.78
+0.00%
157.78
+0.00%
157.78
Common Stock
157.78
+0.00%
157.78
+0.00%
157.78
+0.00%
157.78
Share Issued
31.56
+0.00%
31.56
+0.00%
31.56
+0.00%
31.56
Ordinary Shares Number
28.16
-3.06%
29.05
-1.58%
29.51
+0.82%
29.27
Treasury Shares Number
3.40
+35.40%
2.51
+22.78%
2.05
-10.50%
2.28
Additional Paid In Capital
304.02
+0.39%
302.83
+0.59%
301.07
+0.09%
300.81
Retained Earnings
591.20
+12.44%
525.78
+10.76%
474.69
+10.74%
428.64
Gains Losses Not Affecting Retained Earnings
-25.47
+42.11%
-43.99
+13.14%
-50.65
+18.45%
-62.10
Treasury Stock
84.22
+52.85%
55.10
+26.12%
43.69
-10.16%
48.62
Other Equity Adjustments
-25.47
+42.11%
-43.99
+13.14%
-50.65
+18.45%
-62.10
Total Equity Gross Minority Interest
943.32
+6.31%
887.30
+5.73%
839.21
+8.08%
776.50
Total Capitalization
1,242.18
-1.54%
1,261.56
-2.80%
1,297.97
+27.28%
1,019.76
Invested Capital
1,242.18
-1.54%
1,261.56
-2.80%
1,297.97
+13.38%
1,144.76
Total Debt
327.40
-19.31%
405.75
-17.80%
493.61
+22.97%
401.41
Net Debt
—
45.42
-78.27%
208.96
-3.02%
215.46
Capital Lease Obligations
28.53
-9.38%
31.48
-9.66%
34.85
+5.12%
33.15
Net Tangible Assets
760.48
+8.10%
703.48
+7.77%
652.75
+10.71%
589.61
Tangible Book Value
760.48
+8.10%
703.48
+7.77%
652.75
+10.71%
589.61
Available For Sale Securities
365.13
+14470.43%
2.51
-23.90%
3.29
+27.69%
2.58
Cash Cash Equivalents And Federal Funds Sold
553.71
+68.38%
328.84
+31.64%
249.80
+63.48%
152.80
Derivative Product Liabilities
0.22
+229.85%
0.07
-98.95%
6.39
-29.02%
9.01
Held To Maturity Securities
122.51
-8.65%
134.11
-8.00%
145.78
-5.78%
154.73
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
101.51
+35.16%
75.11
-16.31%
89.74
-18.01%
109.45
Cash Flow From Continuing Operating Activities
101.51
+35.16%
75.11
-16.31%
89.74
-18.01%
109.45
Net Income From Continuing Operations
90.76
+19.53%
75.93
+6.79%
71.10
-8.98%
78.12
Depreciation Amortization Depletion
6.02
-19.41%
7.47
+60.70%
4.65
+23.17%
3.77
Depreciation
5.50
+0.58%
5.47
+8.23%
5.06
+13.26%
4.46
Amortization Cash Flow
0.51
-74.31%
1.99
+584.91%
-0.41
+40.69%
-0.69
Depreciation And Amortization
6.02
-19.41%
7.47
+60.70%
4.65
+23.17%
3.77
Amortization Of Intangibles
0.51
-74.31%
1.99
+584.91%
-0.41
+40.69%
-0.69
Other Non Cash Items
-9.21
+11.39%
-10.39
-7.43%
-9.67
-194.62%
10.22
Stock Based Compensation
4.69
+1.63%
4.62
+10.04%
4.19
+1.80%
4.12
Deferred Tax
0.51
+139.97%
-1.27
-79.01%
-0.71
-30.28%
-0.55
Deferred Income Tax
0.51
+139.97%
-1.27
-79.01%
-0.71
-30.28%
-0.55
Operating Gains Losses
—
-0.02
—
-0.03
Gain Loss On Investment Securities
0.00
+100.00%
-0.02
0.00
+100.00%
-0.03
Change In Working Capital
-3.89
+52.70%
-8.21
-199.30%
8.27
+6073.88%
0.13
Change In Receivables
2.14
+117.77%
-12.02
-35.41%
-8.88
-51.51%
-5.86
Changes In Account Receivables
2.14
+117.77%
-12.02
-35.41%
-8.88
-51.51%
-5.86
Change In Payables And Accrued Expense
-6.02
-258.27%
3.81
-77.81%
17.15
+186.17%
5.99
Change In Payable
-6.02
-258.27%
3.81
-77.81%
17.15
+186.17%
5.99
Change In Account Payable
-6.02
-258.27%
3.81
-77.81%
17.15
+186.17%
5.99
Investing Cash Flow
-83.68
+67.78%
-259.74
+42.84%
-454.44
+49.37%
-897.61
Cash Flow From Continuing Investing Activities
-83.68
+67.78%
-259.74
+42.84%
-454.44
+49.37%
-897.61
Net PPE Purchase And Sale
-4.17
-466.35%
-0.74
+84.79%
-4.85
-398.46%
1.62
Purchase Of PPE
-4.58
-47.71%
-3.10
+53.84%
-6.72
-28.79%
-5.22
Sale Of PPE
0.41
-82.64%
2.37
+26.11%
1.88
-72.58%
6.84
Capital Expenditure
-4.58
-47.71%
-3.10
+53.84%
-6.72
-28.79%
-5.22
Net Investment Purchase And Sale
15.93
+163.60%
6.04
-10.63%
6.76
+110.05%
-67.31
Purchase Of Investment
-60.31
+14.75%
-70.75
-76.84%
-40.01
+70.69%
-136.47
Sale Of Investment
76.24
-0.71%
76.79
+64.19%
46.77
-32.38%
69.17
Net Business Purchase And Sale
—
—
0.00
0.00
Purchase Of Business
—
—
0.00
0.00
Net Other Investing Changes
5.52
+235.75%
-4.07
+46.50%
-7.60
-447.28%
2.19
Financing Cash Flow
207.04
-21.48%
263.68
-42.89%
461.69
+808.74%
50.81
Cash Flow From Continuing Financing Activities
207.04
-21.48%
263.68
-42.89%
461.69
+808.74%
50.81
Net Issuance Payments Of Debt
-61.77
+22.91%
-80.12
-431.57%
24.16
-89.36%
227.03
Issuance Of Debt
100.00
0.00
-100.00%
250.00
+400.00%
50.00
Repayment Of Debt
-175.00
-105.88%
-85.00
-142.86%
-35.00
0.00
Long Term Debt Issuance
100.00
0.00
-100.00%
250.00
+400.00%
50.00
Long Term Debt Payments
-175.00
-105.88%
-85.00
-142.86%
-35.00
0.00
Net Long Term Debt Issuance
-75.00
+11.76%
-85.00
-139.53%
215.00
+330.00%
50.00
Net Short Term Debt Issuance
13.23
+171.38%
4.88
+102.55%
-190.84
-207.80%
177.03
Net Common Stock Issuance
-33.92
-95.27%
-17.37
-2094.37%
0.87
+108.94%
-9.74
Common Stock Payments
-36.24
-83.43%
-19.75
-1066.17%
-1.69
+86.21%
-12.28
Common Stock Dividend Paid
-25.33
-1.98%
-24.84
+0.83%
-25.05
-1.80%
-24.61
Cash Dividends Paid
-25.33
-1.98%
-24.84
+0.83%
-25.05
-1.80%
-24.61
Repurchase Of Capital Stock
-36.24
-83.43%
-19.75
-1066.17%
-1.69
+86.21%
-12.28
Proceeds From Stock Option Exercised
1.45
-54.68%
3.19
+2678.26%
0.12
-83.52%
0.70
Net Other Financing Charges
-1.44
-126.30%
-0.64
+0.00%
-0.64
+33.09%
-0.95
Changes In Cash
224.87
+184.48%
79.05
-18.51%
97.00
+113.16%
-737.35
Beginning Cash Position
328.84
+31.64%
249.80
+63.48%
152.80
-82.83%
890.15
End Cash Position
553.71
+68.38%
328.84
+31.64%
249.80
+63.48%
152.80
Free Cash Flow
96.93
+34.62%
72.00
-13.27%
83.02
-20.36%
104.23
Interest Paid Supplemental Data
200.41
+4.65%
191.51
+37.19%
139.60
+327.33%
32.67
Income Tax Paid Supplemental Data
—
20.70
+23.36%
16.78
+41.53%
11.86
Common Stock Issuance
2.32
-2.85%
2.38
-7.06%
2.56
+0.94%
2.54
Issuance Of Capital Stock
2.32
-2.85%
2.38
-7.06%
2.56
+0.94%
2.54
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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