Symbols / WASH Stock $30.81 -2.00% Washington Trust Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
WASH (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Edward Otis Handy III
Exch · Country NMS · United States
Market Cap 586.65M
Enterprise Value 1.14B
Income 52.66M
Sales 215.81M
FCF (ttm) —
Book/sh 28.56
Cash/sh 4.62
Employees 642
Insider 10d —
IPO Jun 08, 1987
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 81.75%
P/E 11.24
Forward P/E 8.89
PEG 2.76
P/S 2.72
P/B 1.08
P/C —
EV/EBITDA —
EV/Sales 5.26
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.74
EPS next Y 3.46
EPS Growth 4.80%
Revenue Growth -7.00%
EPS Gr Q/Q 3.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-20
Earnings (prior) 2026-04-20
ROA 0.81%
ROE 9.86%
ROIC —
Gross Margin 0.00%
Oper. Margin 31.87%
Profit Margin 24.40%
Shs Outstand 19.04M
Shs Float 18.70M
Insider Own 1.09%
Instit Own 69.24%
Short Float 5.43%
Short Ratio 5.13
Short Interest 1.02M
52W High 37.08
vs 52W High -16.91%
52W Low 25.23
vs 52W Low 22.12%
Beta 0.82
Impl. Vol. 30.30%
Rel Volume 0.91
Avg Volume 185.62K
Volume 169.40K
Target (mean) $33.50
Tgt Median $33.00
Tgt Low $32.00
Tgt High $36.00
# Analysts 4
Recom Buy
Prev Close $31.44
Price $30.81
Change -2.00%
About

Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$33.50
Mean price target
2. Current target
$30.81
Latest analyst target
3. DCF / Fair value
$41.10
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$30.81
Low
$32.00
High
$36.00
Mean
$33.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-30 main Keefe, Bruyette & Woods Market Perform → Market Perform $34
2025-10-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $30
2025-10-09 main Piper Sandler Underweight → Underweight $27
2025-05-28 init B of A Securities — → Neutral $28
2025-04-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2025-03-14 up Seaport Global Neutral → Buy $36
2024-10-22 up Piper Sandler Underweight → Neutral $34
2024-01-31 down Seaport Global Buy → Neutral —
2023-09-12 init Seaport Global — → Buy $34
2023-07-25 down Piper Sandler Neutral → Underweight $26
2023-05-15 up Piper Sandler Underweight → Neutral $26
2023-04-25 main Keefe, Bruyette & Woods — → Market Perform $33
2022-10-26 down Compass Point Buy → Neutral $49
2022-04-07 down Piper Sandler Overweight → Neutral $56
2021-07-08 up Piper Sandler Neutral → Overweight $58
2020-09-28 main Piper Sandler — → Neutral $36
2020-04-28 up Compass Point Neutral → Buy $40
2019-01-29 down Compass Point Buy → Neutral —
2017-12-18 up Compass Point Neutral → Buy —
2017-01-26 up Compass Point Neutral → Buy —
News
RSS: Latest WASH news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-06 HANDY EDWARD O III Chief Executive Officer — 6,848 $0.00 $0
2026-04-06 OHSBERG RONALD S Chief Financial Officer — 2,535 $0.00 $0
2026-04-06 WRAY WILLIAM K. SR Officer — 2,240 $0.00 $0
2026-04-06 NOONS MARY E President — 3,046 $0.00 $0
2026-04-06 JANES MARIA N. Officer — 1,620 $0.00 $0
2026-04-06 RYAN KATHLEEN A Officer — 2,240 $0.00 $0
2026-04-06 ALGIERE DENNIS L Officer — 1,620 $0.00 $0
2026-04-06 DISANTO KRISTEN L Officer — 2,240 $0.00 $0
2026-01-22 HANDY EDWARD O III Chief Executive Officer — 8,100 $0.00 $0
2026-01-22 OHSBERG RONALD S Chief Financial Officer — 2,970 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
222.05
+127.60%
97.56
-49.51%
193.24
-11.60%
218.59
Operating Revenue
222.05
+127.60%
97.56
-49.51%
193.24
-11.60%
218.59
Selling General And Administration
99.27
+5.16%
94.40
+5.25%
89.69
+1.83%
88.08
Selling And Marketing Expense
2.92
+11.16%
2.63
+2.50%
2.56
-0.97%
2.59
General And Administrative Expense
96.35
+4.99%
91.77
+5.33%
87.12
+1.91%
85.49
Salaries And Wages
91.77
+6.39%
86.26
+4.61%
82.46
-1.61%
83.80
Reconciled Depreciation
4.22
-11.41%
4.76
-1.82%
4.85
+12.09%
4.33
Total Unusual Items
0.56
-81.93%
3.09
0.00
0.00
Total Unusual Items Excluding Goodwill
0.56
-81.93%
3.09
0.00
0.00
Special Income Charges
0.56
-81.93%
3.09
0.00
0.00
Other Special Charges
-0.56
+81.93%
-3.09
—
—
Net Income
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Pretax Income
67.41
+273.66%
-38.82
-168.73%
56.48
-38.05%
91.17
Net Interest Income
153.19
+19.26%
128.45
-6.31%
137.10
-12.11%
155.99
Interest Expense
164.90
-22.30%
212.23
+23.71%
171.56
+345.90%
38.48
Interest Income
318.09
-6.63%
340.68
+10.37%
308.66
+58.72%
194.47
Gain On Sale Of Security
2.13
+106.96%
-30.58
-2300.00%
1.39
-49.56%
2.76
Tax Provision
15.17
+240.99%
-10.76
-229.55%
8.30
-57.39%
19.49
Tax Rate For Calcs
0.00
-18.82%
0.00
+88.55%
0.00
-31.31%
0.00
Tax Effect Of Unusual Items
0.13
-85.33%
0.86
0.00
0.00
Net Income Including Noncontrolling Interests
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Net Income From Continuing Operation Net Minority Interest
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Net Income From Continuing And Discontinued Operation
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Net Income Continuous Operations
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Normalized Income
51.81
+271.05%
-30.29
-162.88%
48.18
-32.79%
71.68
Net Income Common Stockholders
52.24
+286.33%
-28.04
-158.30%
48.09
-32.72%
71.48
Otherunder Preferred Stock Dividend
—
-0.02
-124.71%
0.09
-57.92%
0.20
Diluted EPS
—
-1.63
-157.80%
2.82
-31.39%
4.11
Basic EPS
—
-1.63
-157.80%
2.82
-31.88%
4.14
Basic Average Shares
—
17.15
+0.68%
17.03
-1.24%
17.25
Diluted Average Shares
—
17.22
+0.94%
17.06
-1.84%
17.38
Diluted NI Availto Com Stockholders
52.24
+286.33%
-28.04
-158.30%
48.09
-32.72%
71.48
Average Dilution Earnings
—
—
—
0.00
Amortization
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Amortization Of Intangibles Income Statement
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Depreciation Amortization Depletion Income Statement
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Depreciation And Amortization In Income Statement
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Insurance And Claims
4.58
-16.92%
5.51
+18.13%
4.67
+176.64%
1.69
Occupancy And Equipment
14.33
+5.16%
13.62
-2.37%
13.95
+7.98%
12.92
Other Non Interest Expense
28.78
+14.70%
25.09
-0.35%
25.18
+6.10%
23.73
Professional Expense And Contract Services Expense
2.86
-8.50%
3.13
-19.61%
3.89
+24.43%
3.13
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,621.69
-4.46%
6,930.65
-3.78%
7,202.85
+8.15%
6,660.05
Cash And Cash Equivalents
90.86
-17.33%
109.90
+26.58%
86.82
-24.82%
115.49
Cash Financial
29.48
+36.90%
21.53
-60.83%
54.97
-52.40%
115.49
Other Short Term Investments
560.82
-8.03%
609.79
-39.25%
1,003.74
+0.69%
996.86
Net PPE
61.31
+13.92%
53.82
-12.71%
61.66
+5.02%
58.71
Gross PPE
98.77
+11.17%
88.84
-17.71%
107.96
+3.12%
104.69
Accumulated Depreciation
-37.46
-6.95%
-35.03
+24.35%
-46.30
-0.70%
-45.98
Land And Improvements
4.64
+18.37%
3.92
-35.12%
6.04
+0.00%
6.04
Buildings And Improvements
37.43
+2.54%
36.50
-24.86%
48.57
+3.28%
47.03
Machinery Furniture Equipment
20.80
-3.18%
21.48
-10.42%
23.98
-1.97%
24.46
Other Properties
35.90
+33.26%
26.94
-8.24%
29.36
+8.13%
27.16
Goodwill And Other Intangible Assets
68.21
+2.12%
66.79
-1.22%
67.62
-1.23%
68.46
Goodwill
63.91
+0.00%
63.91
+0.00%
63.91
+0.00%
63.91
Other Intangible Assets
4.30
+49.15%
2.88
-22.26%
3.71
-18.51%
4.55
Investments And Advances
560.82
-8.03%
609.79
-39.25%
1,003.74
+0.69%
996.86
Total Liabilities Net Minority Interest
6,078.11
-5.49%
6,430.92
-4.45%
6,730.16
+8.44%
6,206.38
Long Term Debt And Capital Lease Obligation
687.41
-41.61%
1,177.26
-5.42%
1,244.71
+20.58%
1,032.24
Long Term Debt
648.68
-43.48%
1,147.68
-5.36%
1,212.68
+20.94%
1,002.68
Long Term Capital Lease Obligation
38.73
+30.93%
29.58
-7.65%
32.03
+8.35%
29.56
Stockholders Equity
543.58
+8.78%
499.73
+5.72%
472.69
+4.19%
453.67
Common Stock Equity
543.58
+8.78%
499.73
+5.72%
472.69
+4.19%
453.67
Capital Stock
1.22
+0.00%
1.22
+12.72%
1.08
+0.00%
1.08
Common Stock
1.22
+0.00%
1.22
+12.72%
1.08
+0.00%
1.08
Share Issued
19.56
+0.00%
19.56
+12.66%
17.36
+0.00%
17.36
Ordinary Shares Number
19.03
-1.24%
19.27
+13.17%
17.03
-0.88%
17.18
Treasury Shares Number
0.53
+82.75%
0.29
-13.25%
0.33
+83.99%
0.18
Additional Paid In Capital
198.32
+0.70%
196.95
+56.12%
126.15
-0.71%
127.06
Retained Earnings
442.74
+2.01%
434.01
-13.53%
501.92
+2.01%
492.04
Gains Losses Not Affecting Retained Earnings
-79.31
+33.45%
-119.17
+15.57%
-141.15
+10.55%
-157.80
Treasury Stock
19.39
+45.98%
13.29
-13.24%
15.31
+75.71%
8.71
Other Equity Adjustments
-79.31
—
-141.15
+10.55%
-157.80
Total Equity Gross Minority Interest
543.58
+8.78%
499.73
+5.72%
472.69
+4.19%
453.67
Total Capitalization
1,192.27
-27.63%
1,647.41
-2.25%
1,685.37
+15.73%
1,456.35
Invested Capital
1,192.27
-27.63%
1,647.41
-2.25%
1,685.37
+15.73%
1,456.35
Total Debt
687.41
-41.61%
1,177.26
-5.42%
1,244.71
+20.58%
1,032.24
Net Debt
557.83
-46.25%
1,037.78
-7.82%
1,125.86
+26.90%
887.19
Capital Lease Obligations
38.73
+30.93%
29.58
-7.65%
32.03
+8.35%
29.56
Net Tangible Assets
475.37
+9.80%
432.93
+6.88%
405.07
+5.16%
385.21
Tangible Book Value
475.37
+9.80%
432.93
+6.88%
405.07
+5.16%
385.21
Available For Sale Securities
—
852.59
—
—
Cash Cash Equivalents And Federal Funds Sold
90.86
-17.33%
109.90
+26.58%
86.82
-24.82%
115.49
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
80.31
+39.26%
57.67
+82.48%
31.60
-72.03%
113.01
Cash Flow From Continuing Operating Activities
80.31
+39.26%
57.67
+82.48%
31.60
-72.03%
113.01
Net Income From Continuing Operations
52.24
+286.19%
-28.06
-158.24%
48.18
-32.79%
71.68
Depreciation Amortization Depletion
4.22
-11.41%
4.76
-1.82%
4.85
+12.09%
4.33
Depreciation
3.46
-12.18%
3.93
-1.77%
4.00
+15.58%
3.46
Amortization Cash Flow
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Depreciation And Amortization
4.22
-11.41%
4.76
-1.82%
4.85
+12.09%
4.33
Amortization Of Intangibles
0.76
-7.75%
0.83
-2.02%
0.84
-1.98%
0.86
Other Non Cash Items
0.90
-92.21%
11.58
+1175.55%
0.91
-97.35%
34.30
Pension And Employee Benefit Expense
6.44
0.00
0.00
—
Stock Based Compensation
3.03
+22.36%
2.47
+19.82%
2.06
-36.43%
3.25
Deferred Tax
12.61
+175.35%
-16.74
-353.58%
-3.69
-418.10%
1.16
Deferred Income Tax
12.61
+175.35%
-16.74
-353.58%
-3.69
-418.10%
1.16
Operating Gains Losses
-10.54
-112.52%
84.17
+1964.69%
-4.51
+32.93%
-6.73
Gain Loss On Investment Securities
0.00
-100.00%
31.05
0.00
0.00
Gain Loss On Sale Of PPE
-6.99
-607.89%
-0.99
0.00
0.00
Change In Working Capital
7.74
+293.11%
-4.01
+80.65%
-20.71
-718.30%
3.35
Change In Other Current Assets
11.97
+237.29%
-8.72
-67.45%
-5.21
+83.34%
-31.27
Change In Other Current Liabilities
-4.24
-189.84%
4.71
+130.41%
-15.50
-144.77%
34.62
Investing Cash Flow
305.43
+32.05%
231.30
+141.99%
-550.84
+44.86%
-999.04
Cash Flow From Continuing Investing Activities
305.43
+32.05%
231.30
+141.99%
-550.84
+44.86%
-999.04
Net PPE Purchase And Sale
-2.00
+49.89%
-4.00
+20.74%
-5.05
+17.77%
-6.14
Purchase Of PPE
-2.00
+49.89%
-4.00
+20.74%
-5.05
+17.77%
-6.14
Sale Of PPE
—
—
—
—
Capital Expenditure
-4.18
-4.60%
-4.00
+20.74%
-5.05
+17.77%
-6.14
Net Investment Purchase And Sale
11.48
-82.73%
66.46
+1597.06%
3.92
+103.26%
-120.25
Purchase Of Investment
-77.72
+79.76%
-384.04
-460.10%
-68.57
+70.99%
-236.36
Sale Of Investment
89.20
-80.20%
450.49
+521.53%
72.48
-37.58%
116.12
Net Intangibles Purchase And Sale
-2.18
0.00
0.00
—
Purchase Of Intangibles
-2.18
0.00
0.00
—
Net Other Investing Changes
27.12
+512.97%
4.42
+168.10%
-6.50
+82.64%
-37.43
Financing Cash Flow
-395.89
-49.24%
-265.27
-154.03%
491.00
-40.55%
825.96
Cash Flow From Continuing Financing Activities
-395.89
-49.24%
-265.27
-154.03%
491.00
-40.55%
825.96
Net Issuance Payments Of Debt
-499.00
-667.69%
-65.00
-130.95%
210.00
-74.85%
835.00
Issuance Of Debt
1,857.00
-22.14%
2,385.00
-32.15%
3,515.00
+11.37%
3,156.11
Repayment Of Debt
-2,356.00
+3.84%
-2,450.00
+25.87%
-3,305.00
-42.39%
-2,321.11
Long Term Debt Issuance
1,857.00
-22.14%
2,385.00
-32.15%
3,515.00
+11.37%
3,156.11
Long Term Debt Payments
-2,356.00
+3.84%
-2,450.00
+25.87%
-3,305.00
-42.39%
-2,321.11
Net Long Term Debt Issuance
-499.00
-667.69%
-65.00
-130.95%
210.00
-74.85%
835.00
Net Common Stock Issuance
-7.36
-110.44%
70.52
+900.10%
-8.81
+7.02%
-9.48
Common Stock Payments
-7.36
0.00
+100.00%
-8.81
+7.02%
-9.48
Common Stock Dividend Paid
-43.33
-12.83%
-38.40
+0.61%
-38.63
-2.61%
-37.65
Cash Dividends Paid
-43.33
-12.83%
-38.40
+0.61%
-38.63
-2.61%
-37.65
Repurchase Of Capital Stock
-7.36
0.00
+100.00%
-8.81
+7.02%
-9.48
Proceeds From Stock Option Exercised
-0.40
-1183.87%
-0.03
+95.89%
-0.75
+8.16%
-0.82
Changes In Cash
-10.15
-142.84%
23.70
+183.95%
-28.24
+52.99%
-60.07
Beginning Cash Position
113.89
+26.29%
90.18
-23.85%
118.42
-33.65%
178.49
End Cash Position
103.73
-8.92%
113.89
+26.29%
90.18
-23.85%
118.42
Free Cash Flow
76.12
+41.85%
53.67
+102.10%
26.55
-75.15%
106.87
Interest Paid Supplemental Data
173.92
-19.91%
217.15
+38.63%
156.65
+388.06%
32.10
Income Tax Paid Supplemental Data
—
7.24
-27.10%
9.93
-43.94%
17.71
Common Stock Issuance
0.00
-100.00%
70.52
0.00
0.00
Excess Tax Benefit From Stock Based Compensation
-0.21
-14.75%
-0.18
-438.24%
-0.03
-143.59%
0.08
Issuance Of Capital Stock
0.00
-100.00%
70.52
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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