Symbols / XBP
XBP Chart
About
XBP Global Holdings, Inc. operates as a technology and services company in the United States, Europe, the Middle East, Africa, and internationally. The company operates through two segments, Applied Workflow Automation and Technology. The Applied Workflow Automation segment provides services powered by AI-enabled workflows for clients' mission critical systems. Its services include payment processing, data capture, analysis, decisioning, distribution, and transformation across industries and the public and private sectors primarily in the Americas and Europe, and Asia. This segment serves banks, payers and providers, and utilities, as well as government entities. The Technology segment focuses on the sale of software licenses; and provision of software maintenance and professional services, as well as hardware solutions and maintenance. It offers a suite of products with primary focus on workflows leveraging AI. This segment also offers industry specific platforms for the banking and healthcare industries. The company was formerly known as XBP Europe Holdings, Inc. and changed its name to XBP Global Holdings, Inc. in July 2025. XBP Global Holdings, Inc. is based in Irving, Texas. XBP Global Holdings, Inc. is a subsidiary of Btc International Holdings, Inc.
Fundamentals
Scroll to Statements| Sector | Technology | Industry | Software - Infrastructur | Market Cap | 83.32M |
| Enterprise Value | 476.16M | Income | -229.54M | Sales | 62.82M |
| Book/sh | 11.11 | Cash/sh | 2.94 | Dividend Yield | — |
| Payout | 0.00% | Employees | 11000 | IPO | — |
| P/E | — | Forward P/E | — | PEG | — |
| P/S | 1.33 | P/B | 0.64 | P/C | — |
| EV/EBITDA | 36.21 | EV/Sales | 7.58 | Quick Ratio | 0.52 |
| Current Ratio | 0.73 | Debt/Eq | 327.21 | LT Debt/Eq | — |
| EPS (ttm) | -2.90 | EPS next Y | — | EPS Growth | — |
| Revenue Growth | -10.40% | Earnings | — | ROA | 1.99% |
| ROE | 22.33% | ROIC | — | Gross Margin | 30.86% |
| Oper. Margin | 0.69% | Profit Margin | 19.41% | Shs Outstand | 11.75M |
| Shs Float | 3.54M | Short Float | 0.19% | Short Ratio | 0.57 |
| Short Interest | — | 52W High | 25.60 | 52W Low | 4.11 |
| Beta | -0.39 | Avg Volume | 25.32K | Volume | 2.37K |
| Target Price | — | Recom | None | Prev Close | $7.12 |
| Price | $7.09 | Change | -0.42% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$7.26
Latest analyst target
3. DCF / Fair value
$67.54
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$7.26
Low
—
High
—
Mean
—
News
RSS: Latest XBP news- Inside the AI system handling passport documents for government offices - Stock Titan Wed, 25 Feb 2026 15
- XBP Global: An Essential Infrastructure Investment for the Public Sector AI Growth Trajectory - Bitget Wed, 25 Feb 2026 15
- XBP Global (XBP) Scores Major Inroad Into European Market - Yahoo Finance Wed, 17 Dec 2025 08
- XBP Global Presents Everest Group Report Validating Its AI driven Public‑Sector Automation Capabilities - marketscreener.com Wed, 25 Feb 2026 15
- XBP Global Holdings, Inc. (NASDAQ:XBP) Short Interest Update - MarketBeat ue, 17 Feb 2026 08
- XBP Europe stock plunges after announcing 1-for-10 reverse split - Investing.com Fri, 05 Dec 2025 08
- XBP Global to effect 1-for-10 reverse stock split - MSN Sun, 07 Dec 2025 11
- XBP Europe Holdings, Inc. Completes Acquisition of Exela Technologies BPA, LLC, Launching XBP Global Holdings, Inc. - Quiver Quantitative Wed, 30 Jul 2025 07
- XBP Europe Holdings Announces Reverse Stock Split - TipRanks Fri, 05 Dec 2025 08
- XBP Europe Holdings Faces Nasdaq Delisting Notice - The Globe and Mail ue, 23 Sep 2025 07
- Newsweek lists XBP Global among 2026 workplaces for culture and belonging - Stock Titan Mon, 09 Feb 2026 08
- Earnings call transcript: XBP Global’s Q3 2025 revenue declines, stock rises - Investing.com Fri, 14 Nov 2025 08
- AI agents take over the boring work: inside XBP’s new hyper‑automation plan - Stock Titan hu, 12 Feb 2026 08
- XBP Global announces 1-for-10 reverse stock split effective Dec. 12 - Investing.com Fri, 05 Dec 2025 08
- XBP Global (NASDAQ: XBP) enacts 1-for-10 split, about 11.75 million shares outstanding - Stock Titan Fri, 05 Dec 2025 08
Insider Transactions
| Date | Shares | Url | Text | Insider | Position | Transaction | Start Date | Ownership | Value |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 6064404 | — | — | LUTNICK HOWARD W | Beneficial Owner of more than 10% of a Class of Security | — | 2025-10-06 00:00:00 | I | nan |
| 1 | 53763 | — | — | CHADHA PARVINDER S | Director | — | 2025-09-24 00:00:00 | D | nan |
| 2 | 40323 | — | — | SRIVASTAVA SANJAY | Director | — | 2025-09-24 00:00:00 | D | nan |
| 3 | 205858 | — | — | PAOLILLO REGINA MARIE CPA | Director | — | 2025-09-09 00:00:00 | D | nan |
| 4 | 205858 | — | — | PRYOR ROBERT | Director | — | 2025-09-09 00:00:00 | D | nan |
| 5 | 205858 | — | — | REYNOLDS JAMES G. | Director | — | 2025-09-09 00:00:00 | D | nan |
| 6 | 205858 | — | — | CHADHA PARVINDER S | Director | — | 2025-09-09 00:00:00 | I | nan |
| 7 | 205858 | — | — | SRIVASTAVA SANJAY | Director | — | 2025-09-09 00:00:00 | D | nan |
| 8 | 50000 | — | Stock Award(Grant) at price 0.60 per share. | REYNOLDS JAMES G. | Director | — | 2025-08-25 00:00:00 | D | 29900.0 |
| 9 | 150000 | — | Purchase at price 0.54 per share. | KLEIN RANDAL T | Director | — | 2025-08-18 00:00:00 | D | 80325.0 |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -520.17K | -420.00 | -248.64K | -313.74K |
| TaxRateForCalcs | 0.21 | 0.21 | 0.21 | 0.27 |
| NormalizedEBITDA | 8.89M | 5.90M | 3.27M | -644.00K |
| TotalUnusualItems | -2.48M | -2.00K | -1.18M | -1.16M |
| TotalUnusualItemsExcludingGoodwill | -2.48M | -2.00K | -1.18M | -1.16M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -6.53M | -5.57M | -7.93M | -12.73M |
| ReconciledDepreciation | 3.71M | 3.85M | 4.39M | 4.90M |
| ReconciledCostOfRevenue | 103.96M | 114.40M | 136.78M | 165.28M |
| EBITDA | 6.42M | 5.89M | 2.09M | -1.81M |
| EBIT | 2.70M | 2.04M | -2.31M | -6.97M |
| NetInterestIncome | -6.32M | -7.01M | -3.04M | -2.69M |
| InterestExpense | 6.32M | 7.01M | 3.06M | 2.84M |
| InterestIncome | 25.00K | 141.00K | ||
| NormalizedIncome | -4.58M | -5.57M | -6.99M | -11.88M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -12.37M | -11.05M | -7.93M | -12.73M |
| TotalExpenses | 139.30M | 154.06M | 181.64M | 210.59M |
| TotalOperatingIncomeAsReported | 3.47M | 1.12M | -1.95M | -3.81M |
| DilutedAverageShares | 3.02M | 2.25M | 3.02M | 3.02M |
| BasicAverageShares | 3.02M | 2.25M | 3.02M | 3.02M |
| DilutedEPS | -4.10 | -4.90 | -2.63 | -4.22 |
| BasicEPS | -4.10 | -4.90 | -2.63 | -4.22 |
| DilutedNIAvailtoComStockholders | -12.37M | -11.05M | -7.93M | -12.73M |
| NetIncomeCommonStockholders | -12.37M | -11.05M | -7.93M | -12.73M |
| NetIncome | -12.37M | -11.05M | -7.93M | -12.73M |
| NetIncomeIncludingNoncontrollingInterests | -12.37M | -11.05M | -7.93M | -12.73M |
| NetIncomeDiscontinuousOperations | -5.83M | -5.48M | ||
| NetIncomeContinuousOperations | -6.53M | -5.57M | -7.93M | -12.73M |
| TaxProvision | 2.91M | 606.00K | 2.56M | 2.92M |
| PretaxIncome | -3.62M | -4.96M | -5.37M | -9.81M |
| OtherIncomeExpense | -772.00K | 927.00K | -1.18M | -2.47M |
| OtherNonOperatingIncomeExpenses | 1.71M | 929.00K | -1.31M | |
| GainOnSaleOfSecurity | -2.48M | -2.00K | -1.18M | -1.16M |
| NetNonOperatingInterestIncomeExpense | -6.32M | -7.01M | -3.04M | -2.69M |
| InterestExpenseNonOperating | 6.32M | 7.01M | 3.06M | 2.84M |
| InterestIncomeNonOperating | 25.00K | 141.00K | ||
| OperatingIncome | 3.47M | 1.12M | -1.15M | -4.64M |
| OperatingExpense | 34.79M | 38.75M | 44.85M | 45.57M |
| OtherOperatingExpenses | 5.10M | 4.63M | 8.31M | 9.81M |
| DepreciationAmortizationDepletionIncomeStatement | 3.16M | 2.94M | 4.39M | 5.17M |
| DepreciationAndAmortizationInIncomeStatement | 3.16M | 2.94M | 4.39M | 5.17M |
| SellingGeneralAndAdministration | 26.52M | 31.17M | 32.15M | 30.60M |
| SellingAndMarketingExpense | 26.52M | 31.17M | 32.96M | 29.76M |
| GeneralAndAdministrativeExpense | -929.00K | -804.00K | 834.00K | |
| SalariesAndWages | -929.00K | -804.00K | 834.00K | |
| GrossProfit | 38.26M | 39.87M | 43.70M | 40.93M |
| CostOfRevenue | 104.51M | 115.31M | 136.79M | 165.02M |
| TotalRevenue | 142.77M | 155.18M | 180.49M | 205.95M |
| OperatingRevenue | 142.77M | 155.18M | 180.49M | 205.95M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| OrdinarySharesNumber | 3.02M | 3.02M | 3.02M | 3.02M |
| ShareIssued | 3.02M | 3.02M | 3.02M | 3.02M |
| NetDebt | 18.28M | 11.63M | 23.11M | 30.08M |
| TotalDebt | 35.39M | 23.63M | 37.75M | 45.86M |
| TangibleBookValue | -44.13M | -36.89M | -50.52M | -52.77M |
| InvestedCapital | 9.03M | 5.60M | 3.65M | 6.46M |
| WorkingCapital | -27.43M | -32.20M | -31.88M | -36.21M |
| NetTangibleAssets | -44.13M | -36.89M | -50.52M | -52.77M |
| CapitalLeaseObligations | 5.02M | 5.46M | 7.17M | 12.87M |
| CommonStockEquity | -21.35M | -12.57M | -26.93M | -26.53M |
| TotalCapitalization | 4.07M | 1.74M | -1.32M | -12.15M |
| TotalEquityGrossMinorityInterest | -21.35M | -12.57M | -26.93M | -26.53M |
| StockholdersEquity | -21.35M | -12.57M | -26.93M | -26.53M |
| OtherEquityInterest | -5.84M | 2.08M | ||
| GainsLossesNotAffectingRetainedEarnings | 718.00K | -1.26M | -21.09M | -28.61M |
| OtherEquityAdjustments | -28.61M | |||
| ForeignCurrencyTranslationAdjustments | 474.00K | -1.42M | -17.79M | -18.23M |
| MinimumPensionLiabilities | 244.00K | 157.00K | -3.30M | -10.38M |
| RetainedEarnings | -23.70M | -11.34M | 0.00 | |
| AdditionalPaidInCapital | 1.61M | 0.00 | ||
| CapitalStock | 30.00K | 30.00K | 0.00 | |
| CommonStock | 30.00K | 30.00K | 0.00 | |
| PreferredStock | 0.00 | 0.00 | 0.00 | |
| TotalLiabilitiesNetMinorityInterest | 109.39M | 115.31M | 149.77M | 153.53M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 40.63M | 33.24M | 47.88M | 51.11M |
| OtherNonCurrentLiabilities | 1.60M | 1.64M | 1.58M | 1.69M |
| LiabilitiesHeldforSaleNonCurrent | 0.00 | 1.28M | ||
| EmployeeBenefits | 10.34M | 12.21M | 16.08M | 27.36M |
| NonCurrentPensionAndOtherPostretirementBenefitPlans | 10.34M | 12.21M | 16.08M | 27.36M |
| LongTermDebtAndCapitalLeaseObligation | 28.69M | 18.11M | 30.23M | 22.07M |
| LongTermCapitalLeaseObligation | 3.27M | 3.81M | 4.62M | 7.68M |
| LongTermDebt | 25.42M | 14.30M | 25.61M | 14.38M |
| CurrentLiabilities | 68.77M | 82.07M | 101.89M | 102.42M |
| OtherCurrentLiabilities | 2.44M | 3.82M | 1.00K | |
| CurrentDeferredLiabilities | 7.15M | 6.33M | 6.72M | 7.91M |
| CurrentDeferredRevenue | 7.15M | 6.33M | 6.72M | 7.91M |
| CurrentDebtAndCapitalLeaseObligation | 6.70M | 5.52M | 7.52M | 23.80M |
| CurrentCapitalLeaseObligation | 1.75M | 1.65M | 2.55M | 5.19M |
| CurrentDebt | 4.96M | 3.86M | 4.97M | 18.60M |
| OtherCurrentBorrowings | 4.96M | 3.86M | 4.97M | 18.60M |
| PensionandOtherPostRetirementBenefitPlansCurrent | 17.80M | 19.96M | 13.78M | 18.20M |
| PayablesAndAccruedExpenses | 34.67M | 46.45M | 73.87M | 52.51M |
| CurrentAccruedExpenses | 8.53M | 14.26M | 13.66M | 14.52M |
| Payables | 26.15M | 32.19M | 60.21M | 37.99M |
| DuetoRelatedPartiesCurrent | 5.44M | 13.01M | 32.66M | 16.61M |
| TotalTaxPayable | 8.15M | 5.89M | 10.69M | 7.28M |
| AccountsPayable | 12.55M | 13.28M | 16.86M | 14.10M |
| TotalAssets | 88.05M | 102.74M | 122.84M | 127.00M |
| TotalNonCurrentAssets | 46.71M | 52.87M | 52.83M | 60.79M |
| OtherNonCurrentAssets | 817.00K | 3.72M | 1.71M | 1.60M |
| NonCurrentDeferredAssets | 7.03M | 6.81M | 7.05M | 9.55M |
| NonCurrentDeferredTaxesAssets | 7.03M | 6.81M | 7.05M | 9.55M |
| GoodwillAndOtherIntangibleAssets | 22.79M | 24.32M | 23.59M | 26.24M |
| OtherIntangibleAssets | 1.12M | 1.50M | 1.53M | 2.29M |
| Goodwill | 21.67M | 22.82M | 22.06M | 23.95M |
| NetPPE | 16.08M | 18.02M | 20.47M | 23.40M |
| AccumulatedDepreciation | -40.33M | -39.88M | -44.63M | -44.45M |
| GrossPPE | 56.40M | 57.89M | 65.10M | 67.84M |
| Leases | 712.00K | 686.00K | 967.00K | 1.04M |
| OtherProperties | 6.47M | 6.97M | 10.68M | 15.51M |
| MachineryFurnitureEquipment | 40.45M | 41.12M | 44.66M | 46.22M |
| BuildingsAndImprovements | 8.77M | 9.12M | 8.79M | 5.07M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 41.34M | 49.87M | 70.02M | 66.21M |
| OtherCurrentAssets | -1.00K | |||
| AssetsHeldForSaleCurrent | 1.38M | 2.50M | ||
| CurrentDeferredAssets | 0.00 | 478.00K | 0.00 | |
| PrepaidAssets | 2.96M | 4.95M | 4.80M | 6.09M |
| Inventory | 3.82M | 4.04M | 4.53M | 4.09M |
| FinishedGoods | 3.82M | 4.04M | 4.53M | 4.09M |
| RawMaterials | 0.00 | |||
| Receivables | 21.07M | 31.84M | 52.74M | 53.12M |
| ReceivablesAdjustmentsAllowances | -1.20M | -1.18M | -929.00K | -1.45M |
| OtherReceivables | 7.72M | 12.44M | 13.13M | 12.21M |
| NotesReceivable | 0.00 | 13.27M | 14.06M | |
| AccountsReceivable | 14.55M | 20.58M | 27.27M | 28.29M |
| AllowanceForDoubtfulAccountsReceivable | -1.27M | -929.00K | -1.45M | |
| GrossAccountsReceivable | 20.89M | 27.27M | 28.29M | |
| CashCashEquivalentsAndShortTermInvestments | 12.10M | 6.54M | 7.47M | 2.91M |
| CashAndCashEquivalents | 12.10M | 6.54M | 7.47M | 2.91M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -6.94M | -3.87M | 3.52M | -4.95M |
| RepaymentOfDebt | -17.50M | -93.37M | -126.14M | -148.84M |
| IssuanceOfDebt | 31.48M | 87.86M | 124.81M | 144.22M |
| CapitalExpenditure | -1.71M | -2.33M | -6.37M | -1.92M |
| InterestPaidSupplementalData | 3.43M | 1.80M | 3.03M | 2.91M |
| IncomeTaxPaidSupplementalData | 567.00K | 1.06M | 1.29M | |
| EndCashPosition | 12.11M | 6.91M | 7.47M | 2.91M |
| BeginningCashPosition | 6.91M | 7.47M | 2.91M | 9.25M |
| EffectOfExchangeRateChanges | -308.00K | 3.94M | 2.37M | 166.00K |
| ChangesInCash | 5.51M | -4.51M | 2.19M | -6.51M |
| FinancingCashFlow | 12.45M | -305.00K | -1.33M | -4.62M |
| CashFlowFromContinuingFinancingActivities | 12.45M | -305.00K | -1.33M | -4.62M |
| NetOtherFinancingCharges | -1.53M | 5.21M | 1.00K | |
| NetIssuancePaymentsOfDebt | 13.97M | -5.51M | -1.33M | -4.62M |
| NetLongTermDebtIssuance | 13.97M | -5.51M | -1.33M | -4.62M |
| LongTermDebtPayments | -17.50M | -93.37M | -126.14M | -148.84M |
| LongTermDebtIssuance | 31.48M | 87.86M | 124.81M | 144.22M |
| InvestingCashFlow | -1.71M | -2.67M | -6.37M | 1.15M |
| CashFlowFromContinuingInvestingActivities | -1.71M | -2.67M | -6.37M | 1.15M |
| NetOtherInvestingChanges | -339.00K | |||
| NetIntangiblesPurchaseAndSale | -447.00K | 0.00 | ||
| PurchaseOfIntangibles | -447.00K | 0.00 | ||
| NetPPEPurchaseAndSale | -1.26M | -2.33M | -6.37M | 1.15M |
| SaleOfPPE | 0.00 | 3.07M | ||
| PurchaseOfPPE | -1.26M | -2.33M | -6.37M | -1.92M |
| OperatingCashFlow | -5.23M | -1.53M | 9.89M | -3.04M |
| CashFlowFromContinuingOperatingActivities | -5.23M | -1.53M | 9.89M | -3.04M |
| ChangeInWorkingCapital | -644.00K | 6.95M | 9.94M | -284.00K |
| ChangeInOtherWorkingCapital | 910.00K | -471.00K | -433.00K | 1.20M |
| ChangeInPayablesAndAccruedExpense | -13.66M | -631.00K | 10.18M | -12.54M |
| ChangeInAccruedExpense | -4.85M | 2.63M | -7.73M | -23.96M |
| ChangeInPayable | -8.81M | -3.26M | 17.91M | 11.42M |
| ChangeInAccountPayable | -365.00K | -2.42M | 3.83M | 1.57M |
| ChangeInPrepaidAssets | 2.30M | 2.12M | 4.25M | 6.41M |
| ChangeInInventory | 240.00K | -58.00K | -688.00K | 939.00K |
| ChangeInReceivables | 9.57M | 5.99M | -3.37M | 3.71M |
| ChangesInAccountReceivables | 9.57M | 5.99M | -3.37M | 3.71M |
| OtherNonCashItems | 216.00K | |||
| StockBasedCompensation | 1.61M | 0.00 | ||
| ProvisionandWriteOffofAssets | 16.00K | 343.00K | 181.00K | 216.00K |
| AssetImpairmentCharge | 87.00K | 0.00 | ||
| DeferredTax | -247.00K | -422.00K | 1.67M | 3.00M |
| DeferredIncomeTax | -247.00K | -422.00K | 1.67M | 3.00M |
| DepreciationAmortizationDepletion | 3.71M | 3.85M | 4.39M | 4.90M |
| DepreciationAndAmortization | 3.71M | 3.85M | 4.39M | 4.90M |
| AmortizationCashFlow | 750.00K | 384.00K | 616.00K | 745.00K |
| AmortizationOfIntangibles | 750.00K | 384.00K | 616.00K | 745.00K |
| Depreciation | 2.96M | 3.47M | 3.78M | 4.16M |
| OperatingGainsLosses | 2.38M | -1.21M | 1.63M | 1.85M |
| GainLossOnInvestmentSecurities | -43.00K | -597.00K | ||
| NetForeignCurrencyExchangeGainLoss | 2.43M | -616.00K | 1.55M | 2.51M |
| GainLossOnSaleOfPPE | 0.00 | 0.00 | -2.23M | |
| NetIncomeFromContinuingOperations | -12.37M | -11.05M | -7.93M | -12.73M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for XBP
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|