Yotta Bank Prizes (What Is The Real Interest Rate?)

To mention

• Stephan Grapham who apparently liked it so much be invested into it
• Spreadsheets are fun, how TradeJournal Started
  • aka https://tradejournal.co/about/#google
• yottaCalc WINKLER google sheet
  • https://docs.google.com/spreadsheets/d/1olODPRNumnkQUCs8Hm9ireF-PDakj5VtGPIbMAWuhYY/edit?usp=sharing
  • Commenting is on
• $250K = ??? per year
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• Americans spend over $1,000 a year on lotto tickets
  • https://www.cnbc.com/2019/12/12/americans-spend-over-1000-dollars-a-year-on-lotto-tickets.html
• Mainly and older person game?
  • https://www.cnbc.com/2019/12/12/americans-spend-over-1000-dollars-a-year-on-lotto-tickets.html
• Gambling Behavior Among U.S. Adults =  64% yes In last 12 months
  • https://news.gallup.com/poll/193874/half-americans-play-state-lotteries.aspx
• Americans spent a staggering $71.8 billion on lottery tickets in 2017 – or about $285 per adult.
  • https://www.usatoday.com/story/money/2019/11/19/heres-how-much-the-average-person-spends-on-the-lottery-in-every-state/40605935/
• According to data from the Federal Reserve's 2016 Survey of Consumer Finances, the average American family has $40,000 in savings, across savings accounts, checking accounts, money market accounts, call deposit accounts, and prepaid cards.
  • https://www.businessinsider.com/personal-finance/average-american-savings
• 40% of Americans don’t have $400 in the bank for emergency expenses: Federal Reserve
  • https://abcnews.go.com/US/10-americans-struggle-cover-400-emergency-expense-federal/story?id=63253846
• 0.20% + prize value (.05% national avg and CD's are .5%)
  • https://www.withyotta.com/
• .6% 12month CD with Ally Bank
  • https://www.ally.com/bank/high-yield-cd/
• Prizes and Odds
  • https://www.withyotta.com/official-rules
• Taxes over $600
  • https://intercom.help/yotta-saving/en/articles/4495298-how-do-taxes-work
• 2% Yotta EV
  • https://news.ycombinator.com/item?id=23781247
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